UI - Tesis (Open) :: Kembali

UI - Tesis (Open) :: Kembali

Pengaruh sruktur kepemilikan bank terhadap modal minimum dan profitabilitas : fakta-fakta dalam bank komersil di Indonesia = Impact of ownership to bank capital adequacy and profitability : empirical study of Indonesia commercial banks

Rizky Rahmanurmaniah; Rofikoh Rokhim, supervisor; Dewi Hanggraeni, examiner; Sembel, Roy Hendra Michael, examiner (, 2011)
 Abstrak
[ABSTRAK

Penelitian ini bertujuan untuk menganalisa hubungan antara struktur kepemilikan
bank terhadap permodalan dan tingkat profitabilitas. Sesuai peraturan Bank
Indonesia ada 5 bentuk kepemilikan Bank, yaitu; Bank Pemerintah (State Owned
Goverment Bank), Bank Pembangunan Daerah (Regional Development Bank),
Bank Campuran (Joint Venture Bank), BankAsing (Foreign Bank), Bank Swasta
Devisa dan Non Devisa (Foreign exchange and Non-Foreign Exchange Bank).
Data yang digunakan berupa data per semester yang diambil dari Laporan
Publikasi Triwulanan Bank Indonesia, data diambil setiap bulan Juni dan
Desember. Periode Penelitian adalah Tahun 2004-2010.Variabel permodalan yang
digunakan adalah CAR sedangkan Variabel profitabilitas adalah ROE dan ROA.
Penelitian ini menemukan bahwa tingkat kepemilikan pemerintah pada Bank
dengan hak pengendalian yang kuat mempengaruhi kinerja bank dalam hal
profitabilitas. Tingkat profitablitas Bank Pembangunan Daerah adalah yang
terbaik dibandingkan jenis bank lain, diikuti oleh Bank Pemerintah. Namun terkait
dengan stabilitas modal, bank yang dimiliki asing dan usaha patungan memiliki
keunggulan permodalan. Ukuran bank asing berkorelasi negatif dengan modal.
Bank Asing dan Bank Campuran memiliki CAR yang tinggi menunjukkan
komitmen bank asing untuk menjaga stabilitas.


Abstract

This study aims to analyze the relationship between the ownership structure of
banks to capital adequacy and the level of profitability. According to Bank
Indonesia there are 5 forms of Bank ownership, namely Bank Pemerintah (State
Owned Bank), Regional Development Bank (Bank Pembangunan Daerah), Joint
Venture Bank(Bank Campuran), Foreign Owned Banks (Bank Asing), Foreign
Exchange and Non Foreign Exchange Bank (Bank Swasta Devisa dan Non
Devisa). The data used in the form of data per semester are taken from the
Quarterly Published Financial Report from Bank Indonesia publications,
collected every June and December. The study period was from 2004-2010.CAR
used for capital adequacy variable while the profitability variable were ROE and
ROA. This research found bank with concentrated government ownership and
strong controlling right was having good profitability performance in terms of
ROA and ROE. However related to capital stability, foreign owned and joint
venture banks are highly capitalized. It is shown that since the foreign bank
branch in Indonesia has rather smaller asset compare to its head office, the branch
is over capitalized. The fact that it has high CAR also shows the foreign bank
commitment to maintain the stability.;This study aims to analyze the relationship between the ownership structure of
banks to capital adequacy and the level of profitability. According to Bank
Indonesia there are 5 forms of Bank ownership, namely Bank Pemerintah (State
Owned Bank), Regional Development Bank (Bank Pembangunan Daerah), Joint
Venture Bank(Bank Campuran), Foreign Owned Banks (Bank Asing), Foreign
Exchange and Non Foreign Exchange Bank (Bank Swasta Devisa dan Non
Devisa). The data used in the form of data per semester are taken from the
Quarterly Published Financial Report from Bank Indonesia publications,
collected every June and December. The study period was from 2004-2010.CAR
used for capital adequacy variable while the profitability variable were ROE and
ROA. This research found bank with concentrated government ownership and
strong controlling right was having good profitability performance in terms of
ROA and ROE. However related to capital stability, foreign owned and joint
venture banks are highly capitalized. It is shown that since the foreign bank
branch in Indonesia has rather smaller asset compare to its head office, the branch
is over capitalized. The fact that it has high CAR also shows the foreign bank
commitment to maintain the stability., This study aims to analyze the relationship between the ownership structure of
banks to capital adequacy and the level of profitability. According to Bank
Indonesia there are 5 forms of Bank ownership, namely Bank Pemerintah (State
Owned Bank), Regional Development Bank (Bank Pembangunan Daerah), Joint
Venture Bank(Bank Campuran), Foreign Owned Banks (Bank Asing), Foreign
Exchange and Non Foreign Exchange Bank (Bank Swasta Devisa dan Non
Devisa). The data used in the form of data per semester are taken from the
Quarterly Published Financial Report from Bank Indonesia publications,
collected every June and December. The study period was from 2004-2010.CAR
used for capital adequacy variable while the profitability variable were ROE and
ROA. This research found bank with concentrated government ownership and
strong controlling right was having good profitability performance in terms of
ROA and ROE. However related to capital stability, foreign owned and joint
venture banks are highly capitalized. It is shown that since the foreign bank
branch in Indonesia has rather smaller asset compare to its head office, the branch
is over capitalized. The fact that it has high CAR also shows the foreign bank
commitment to maintain the stability.]
 File Digital: 1
 Metadata
No. Panggil : T21784
Pengarang :
Pengarang/kontributor lain :
Subjek :
Penerbitan : [Place of publication not identified]: [Publisher not identified], 2011
Program Studi :
Sumber Pengatalogan : LibUI eng rda
Tipe Konten : text
Tipe Media : unmediated ; computer
Tipe Carrier : volume ; online resource
Deskripsi Fisik : xv, 76 pages : illustration ; 28 cm + appendix
Catatan Bibliografi : pages 74-76
Naskah Ringkas :
Lembaga Pemilik : Universitas Indonesia
Lokasi : Perpustakaan UI, Lantai 3
  • Ketersediaan
  • Ulasan
  • Sampul
No. Panggil No. Barkod Ketersediaan
T21784 15-18-736963983 TERSEDIA
Ulasan:
Tidak ada ulasan pada koleksi ini: 20281939