UI - Tesis (Open) :: Kembali

UI - Tesis (Open) :: Kembali

Tinjauan Yuridis Terhadap Sistem Perbankan Syariah Dalam Memberikan Perlindungan Hukum Kepada Nasabah : Studi Kasus: PT Bank Muamalat dan PT Bank Syariah Mega Indonesia = Judicial review against sharia banking system in providing legal protection to customers : Case study PT Bank Muamalat and PT Bank Syariah Mega Indonesia

Hastarini Yuliawati; Uswatun Hasanah, supervisor; Rifyal Ka`bah, examiner; Fathurrahman Djamil, examiner (, 2011)
 Abstrak
[ABSTRAK

Tesis ini membahas mengenai tinjauan yuridis terhadap sistem perbankan syariah
dalam memberikan perlindungan hukum kepada nasabah. Dalam kenyataannya
banyak pelaku usaha atau pihak perbankan yang memiliki kecenderungan untuk
mengesampingkan hak-hak nasabah serta memanfaatkan kelemahan nasabah tanpa
harus mendapatkan sanksi hukum. Minimnya kesadaran dan pengetahuan masyarakat
konsumen seringkali dijadikan lahan bagi pelaku usaha dalam transaksi yang tidak
mempunyai itikad baik dalam menjalankan usaha yaitu berprinsip mencari
keuntungan yang sebesar-besarnya dengan memanfaatkan seefisien mungkin sumber
daya yang ada. Pokok permasalahan dari tesis ini adalah bagaimana perlindungan
hukum sistem perbankan syariah terhadap nasabah dan bagaimana implementasi
sistem perbankan syariah dalam memberikan perlindungan hukum kepada nasabah.
Penelitian tesis ini menggunakan penelitian dengan metode pendekatan yuridis
normatif yang bersifat deskriptif dan preskriptif analitis, yaitu dengan menelaah dan
mengkaji ketentuan-ketentuan perundang-undangan, terutama Undang-undang
perbankan Nomor 7 Tahun 1992 sebagaimana telah diubah dengan undang-undang
Nomor 10 Tahun 1998, Undang-undang No. Undang-undang Perbankan Syariah
Nomor 21 Tahun 2008 dan peraturan lain yang berhubungan dengan sistem
perbankan syariah dalam memberikan perlindungan hukum kepada nasabah.
Berdasarkan hasil penelitian menunjukkan bahwa bank-bank syariah saat ini telah
memberikan perlindungan hukum kepada nasabah melalui perjanjian-perjanjian yang
diadakan antara pihak bank dengan nasabah yang berdasarkan kesepakatan
kesepakatan kedua belah pihak, selain itu adanya penerapan prinsip good corporate
governance juga memberikan kepastian hukum akan hak-hak nasabah bank syariah
telah terlindungi.


ABSTRACT

This thesis discusses the judicial review against the Islamic banking system in
providing legal protection to customers. In fact, many businesses or the banks that
have a tendency to override the rights of clients and customers exploit weaknesses
without having to obtain legal sanction. The lack of awareness and knowledge of the
consumer society is often used as a ground for businesses in transactions that do not
have good faith in doing business that is principally intended to seek maximum
profits by efficiently utilizing existing resources. Subject matter of this thesis is how
the Islamic banking system of legal protection to customers and how the
implementation of Islamic banking system in providing legal protection to customers.
This thesis research uses research methods normative juridical approach is descriptive
and prescriptive analytical, namely by examining and reviewing the provisions of
legislation, particularly the banking Act No. 7 of 1992 as amended by Act No. 10 of
1998, Law no. Islamic Banking Act No. 21 of 2008 and other legislation relating to
Islamic banking system in providing legal protection to customers. Based on research
results indicate that Islamic banks are now providing legal protection to customers
through agreements held between the bank and the customer is based on the
consensus agreement of the parties, other than that the application of principles of
good corporate governance will also provide legal certainty rights Islamic bank
customer's rights are protected.;This thesis discusses the judicial review against the Islamic banking system in
providing legal protection to customers. In fact, many businesses or the banks that
have a tendency to override the rights of clients and customers exploit weaknesses
without having to obtain legal sanction. The lack of awareness and knowledge of the
consumer society is often used as a ground for businesses in transactions that do not
have good faith in doing business that is principally intended to seek maximum
profits by efficiently utilizing existing resources. Subject matter of this thesis is how
the Islamic banking system of legal protection to customers and how the
implementation of Islamic banking system in providing legal protection to customers.
This thesis research uses research methods normative juridical approach is descriptive
and prescriptive analytical, namely by examining and reviewing the provisions of
legislation, particularly the banking Act No. 7 of 1992 as amended by Act No. 10 of
1998, Law no. Islamic Banking Act No. 21 of 2008 and other legislation relating to
Islamic banking system in providing legal protection to customers. Based on research
results indicate that Islamic banks are now providing legal protection to customers
through agreements held between the bank and the customer is based on the
consensus agreement of the parties, other than that the application of principles of
good corporate governance will also provide legal certainty rights Islamic bank
customer's rights are protected., This thesis discusses the judicial review against the Islamic banking system in
providing legal protection to customers. In fact, many businesses or the banks that
have a tendency to override the rights of clients and customers exploit weaknesses
without having to obtain legal sanction. The lack of awareness and knowledge of the
consumer society is often used as a ground for businesses in transactions that do not
have good faith in doing business that is principally intended to seek maximum
profits by efficiently utilizing existing resources. Subject matter of this thesis is how
the Islamic banking system of legal protection to customers and how the
implementation of Islamic banking system in providing legal protection to customers.
This thesis research uses research methods normative juridical approach is descriptive
and prescriptive analytical, namely by examining and reviewing the provisions of
legislation, particularly the banking Act No. 7 of 1992 as amended by Act No. 10 of
1998, Law no. Islamic Banking Act No. 21 of 2008 and other legislation relating to
Islamic banking system in providing legal protection to customers. Based on research
results indicate that Islamic banks are now providing legal protection to customers
through agreements held between the bank and the customer is based on the
consensus agreement of the parties, other than that the application of principles of
good corporate governance will also provide legal certainty rights Islamic bank
customer's rights are protected.]
 File Digital: 1
 Metadata
No. Panggil : T30552
Pengarang :
Pengarang/kontributor lain :
Subjek :
Penerbitan : [Place of publication not identified]: [Publisher not identified], 2011
Program Studi :
Sumber Pengatalogan : LibUI ind rda
Tipe Konten : text
Tipe Media : unmediated ; computer
Tipe Carrier : volume ; online resource
Deskripsi Fisik : xi, 110 pages ; 28 cm
Catatan Bibliografi : pages 107-110
Naskah Ringkas :
Lembaga Pemilik : Universitas Indonesia
Lokasi : Perpustakaan UI, Lantai 3
  • Ketersediaan
  • Ulasan
  • Sampul
No. Panggil No. Barkod Ketersediaan
T30552 15-18-699391938 TERSEDIA
Ulasan:
Tidak ada ulasan pada koleksi ini: 20302271