ABSTRAK
Penulisan dilatarbelakangi fakta bahwa perbankan kurang mendukung industriminyak dan gas bumi, padahal industri minyak dan gas bumi penting bagiketahanan energi. Oleh sebab itu penulis melakukan pembahasan mengenaipenerapan prinsip kehati-hatian dalam pemberian kredit kepada industri minyakdan gas bumi, mengingat risiko yang cukup besar yang terkandung dalam industritersebut. Pembahasan dilakukan dengan menjelaskan prinsip kehati-hatian dankarakter risiko yang terdapat dalam industri minyak dan gas bumi. Penulismenggunakan tipologi penelitian normatif dengan metode penelitian kepustakaandan wawancara. Pada bagian akhir, penulis menyimpulkan bahwa perbankansebaiknya berfokus kepada kegiatan usaha hilir atau tahapan eksploitasi

---

ABSTRACT
This thesis is written based on the fact that banking is less supportive to oil andgas industry, whereas oil and gas industry is important for energy resilience.Therefore, the author will discuss the implementation of prudential bankingprinciple in providing loan towards oil and gas industry, with regard to theconsiderable risk of oil and gas industry while the bank is required to applyprudential banking principle. The discussion is conducted by explaining theprudential banking principle and the risk character in oil and gas industry. Theauthor uses normative research typology with bibiliographical and interviewresearch method. At the end of the thesis, the author concludes that bank that bankshould be focus on downstream activities or exploitation phase.