Salah satu aspek penting dalam pengukuran kinerja perbankan adalah efisiensi dalam menjalankan aktivitas operasionalnya. Penelitian ini dikhususkan untuk menganalisis tingkat efisiensi teknis Bank Pembiayaan Rakyat Syariah sebagai bagian dari perbankan syariah di Indonesia.
Metode analisis yang digunakan dalam penelitian ini menggunakan pendekatan Data Envelopment Analysis (DEA), dimana penentuan variabel input dan output dalam penelitian ini menggunakan pendekatan Value Added Approach dimana penentuan variabel tersebut berdasarkan tujuan bank untuk menghasilkan nilai tambah yang maksimal. Variabel input terdiri dari: Tabungan iB, Deposito iB, dan Modal disetor. Sedangkan variabel output terdiri dari: Mudharabah, Musyarakah, Murabahah, Istishna, Ijarah dan Qardh.
Penelitian ini menghasilkan nilai tingkat efisiensi Bank Pembiayaan Rakyat Syariah periode Januari 2007 sampai Desember 2011 rata-rata sebesar 97,91%. Kelemahan dalam penelitian ini adalah tidak bisa memberikan saran khusus untuk masing-masing BPR Syariah sebab data yang diperoleh berupa kumpulan data Bank Pembiayaan Rakyat Syariah secara keseluruhan.
One of the important aspect to measure the banking performance is the efficiency of their operational activities. This research focused on technical efficiency analysis of Islamic Rural Bank as a part of Islamic Banking. In analyzing the data, the writer used Data Envelopment Analysis (DEA) method. Determination of input output variable at this research uses Value Added Approach, that Value Added Approach is determination of input output variable based on target of bank to maximal yield added value. Its input variable consist of: Saving Deposits, Time Deposits, and Paid -In Capital. Its output variable consist of: Mudharabah, Musyarakah, Murabahah, Istishna, Ijarah and Qardh. This research has resulting Islamic Rural Bank efficiency, period January 2007 until December 2011, experiencing of mean efficiency equal to 97,91%. Weakness in this research cannot give suggestion specificly to each bank because obtained data in the form of data aggregate Islamic Rural Bank.;One of the important aspect to measure the banking performance is the efficiency of their operational activities. This research focused on technical efficiency analysis of Islamic Rural Bank as a part of Islamic Banking. In analyzing the data, the writer used Data Envelopment Analysis (DEA) method. Determination of input output variable at this research uses Value Added Approach, that Value Added Approach is determination of input output variable based on target of bank to maximal yield added value. Its input variable consist of: Saving Deposits, Time Deposits, and Paid -In Capital. Its output variable consist of: Mudharabah, Musyarakah, Murabahah, Istishna, Ijarah and Qardh. This research has resulting Islamic Rural Bank efficiency, period January 2007 until December 2011, experiencing of mean efficiency equal to 97,91%. Weakness in this research cannot give suggestion specificly to each bank because obtained data in the form of data aggregate Islamic Rural Bank.