UI - Skripsi Membership :: Kembali

UI - Skripsi Membership :: Kembali

Analisis pengaruh implementasi penjaminan simpanan, rasio kecukupan modal dan non performing loan terhadap tingkat deposit, risiko moral hazard dan net interest margin bank umum di Indonesia periode 2000 - 2012 = Analyzing the effect of implementation of deposit insurance capital adequacy ratio (CAR) and non performing loan (NPL) towards deposit, moral hazard risk and net interest margin (NIM) of commercial banks in Indonesia from 2000 to 2012 / Nevya Wulandary

Nevya Wulandary; Rofikoh Rokhim, supervisor; Fahrul Ismaeni, examiner; Wardatul Adawiyah, examiner (Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2014)

 Abstrak

ABSTRAK
Penelitian ini bertujuan untuk mengetahui pengaruh implementasi penjaminan simpanan, rasio kecukupan modal (CAR) dan non performing loan (NPL) terhadap tingkat deposit, risiko moral hazard dan net interest margin (NIM) bank umum di Indonesia periode 2000-2012. Penelitian ini menggunakan metode regresi data panel.Hasil dari penelitian ini menunjukkan implementasi penjaminan simpanan, CAR dan NPL mempengaruhi tingkat deposit bank umum secara negatif.Implementasi penjaminan simpanan terbukti signifikan meningkatkan risiko moral hazard sementara variabel CAR dan NPL berpengaruh negatif terhadap risiko moral hazard. Temuan lain menunjukkan NIM dipengaruhi positif oleh implementasi penjaminan simpanan dan CAR, tetapi dipengaruhi negatif oleh NPL.

ABSTRACT
This study aims to determine the effect of the implementation of deposit insurance, capital adequacy ratio (CAR) and non-performing loan (NPL) towards deposit, moral hazard risk and net interest margin (NIM) of commercial banks in Indonesia from 2000 to 2012. This study uses panel data regression method. The results of this study demonstrate the implementation of deposit insurance, CAR and NPL affects commercial bank deposits negatively. Implementation of deposit insurance were proven significantly increases moral hazard risk while the variable CAR and NPL negatively affect moral hazard risk. Other findings showed NIM is affected positively by the implementation of deposit insurance and the CAR, but negatively affected by the NPL.

 File Digital: 1

Shelf
 S54047-Nevya Wulandary.pdf :: Unduh

 Metadata

Jenis Koleksi : UI - Skripsi Membership
No. Panggil : S54047
Entri utama-Nama orang :
Entri tambahan-Nama orang :
Program Studi :
Subjek :
Penerbitan : [Place of publication not identified]: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2014
Physicsxvii, 116 pages : illustration ; 30 cm + appendix
Typetext
Formatvolume ; online resource
Languageind
  • Ketersediaan
  • Ulasan
  • Sampul
No. Panggil No. Barkod Ketersediaan
S54047 TERSEDIA
Ulasan:
Tidak ada ulasan pada koleksi ini: 20368112
Cover