ABSTRAK
Tujuan penelitian ini adalah untuk menguji pengaruh indikatormakroekonomi dan karakteristik spesific-firm terhadap profitabilitas bank syariahdi Asia periode 2008-2012. Indikator makroekonomi berupa GDP growth danInflasi, sedangkan karakteristik specific firm berupa leverage, capitalization,operating expense, asset quality, number of branch, dan firm size. Profitabilitasbank diukur dengan ROA dan ROE. Metode regresi menggunakan Least SquaresMethod (LSM) untuk mengolah jenis data unbalanced panel dan balanced panel.Hasil penelitian menunjukkan determinan yang mempengaruhi ROAsecara positif signifikan adalah capital, firm size, GDP growth, dan inflasi,sementara determinan yang mempengaruhi ROA secara negatif signifikan adalahleverage dan operating expense. Asset quality dan number of branch tidakberpengaruh signifikan terhadap ROA. Faktor determinan yang mempengaruhiROE secara positif signifikan adalah capital, number of branch, GDP growth, daninflasi, sementara determinan yang mempengaruhi ROE secara negatif signifikanadalah operating expense, dan asset quality. Leverage dan firm size tidakberpengaruh signifikan terhadap ROE.

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ABSTRACT
The purpose of this study is to examine the effect of macroeconomicindicators and firm-specific characteristics on the profitability of Islamic banks inAsia for period 2008-2012. Macroeconomic indicators using variables GDPgrowth and inflation, while the firm-specific characteristics using variablesleverage, capitalization, operating expense, asset quality, number of branches, andfirm size. Bank profitability measured by ROA and ROE. Research method usingLeast Squares Method regression (LSM) to process the data types unbalancedpanels and balanced panels.The result of this research shows that capital, firm size, GDP growth, andinflation are determinants affecting ROA with positive and significant influence,while operating expense and leverage are significantly negative determinants thataffect ROA. Asset quality and number of branches doesn’t have significantinfluence to ROA. The research also shows that determinant factors that affectROE with positive and significant influence are capital, number of branch, GDPgrowth, and inflation. While operating expense, and asset quality are determinantsthat affect significantly negative to ROE. Leverage and firm size doesn’t have asignificant influence to ROE.