[Layanan Pembayaran melalui online payment gateway merupakan salah satu bentuk instrumen pembayaran yang dirancang untuk memperluas jangkauan metode pembayaran yang dapat digunakan untuk mendukung transaksi komersial melalui sarana elektronik. Penulisan skripsi ini menggunakan metodologi penelitian yuridis normatif yaitu mengkaji Peraturan Perundang-undangan, teori hukum dan yurisprudensi yang relevan dengan permasalahan yang diteliti. Datapenelitian yang dipergunakan meliputi data sekunder dan tersier yang diperoleh melalui studi kepustakaan. Spesifikasi penelitian ini adalah deskriptif analitis dan metode analisis data dengan kualitatif. Hasil penelitian menunjukan bahwa Bank Indonesia selaku lembaga negara yang berwenang menerbitkan regulasi sektor keuangan makro masih terlambat untuk menerbitkan regulasi yang tepat terkait pelaksanaan layanan pembayaran melalui online payment gateway. Selain regulasi, perlindungan hukum juga menjadi salah satu aspek penting yang harusdiperhatikan khususnya dalam rangka perlindungan konsumen. India sebagai salah satu negara berkembang seperti Indonesia telah lebih dahulu menerbitkan regulasi mengenai layanan pembayaran online payment gateway khususnya terkait pelaksanaan dan penyelenggaraan. Perbandingan regulasi dan perlindungan hukum layanan pembayaran online payment gateway di Indonesia dan India menunjukkan beberapa perbedaan dan persamaan yang akan menunjukkan tidak spesifiknya regulasi yang telah terbit di Indonesia.;The darting development of payment instruments is one of the consequences of the need of a more efficient and reachable payment method. Online Payment Gateway Services is the prime example which supports electronic commerce in accordance with electronic payment methods. One of the negative aftermath particularly in developing countries are the late implementation and outdated legal cornerstone regarding the real-life execution of the said payment services. BankIndonesia as the governing body which authority is to implement macro monetary regulations is still sluggish in producing the perfect regulations in accolade to online payment gateway services. As important as the regulations, protection of law is another aspect that the governing bodies need to address as it directly affect the stakeholders most importantly consumers. India as another developing country have excelled in terms of implementing regulations of online payment gateway services. The comparison between Indonesia and India’s regulations and protection of law will distinguish the differences and similarities between both countries and in conclusion will reveal the unspecificness of Indonesia’s current regulations.;The darting development of payment instruments is one of the consequences of the need of a more efficient and reachable payment method. Online Payment Gateway Services is the prime example which supports electronic commerce in accordance with electronic payment methods. One of the negative aftermath particularly in developing countries are the late implementation and outdated legal cornerstone regarding the real-life execution of the said payment services. BankIndonesia as the governing body which authority is to implement macro monetary regulations is still sluggish in producing the perfect regulations in accolade to online payment gateway services. As important as the regulations, protection of law is another aspect that the governing bodies need to address as it directly affect the stakeholders most importantly consumers. India as another developing country have excelled in terms of implementing regulations of online payment gateway services. The comparison between Indonesia and India’s regulations and protection of law will distinguish the differences and similarities between both countries and in conclusion will reveal the unspecificness of Indonesia’s current regulations., The darting development of payment instruments is one of the consequences of the need of a more efficient and reachable payment method. Online Payment Gateway Services is the prime example which supports electronic commerce in accordance with electronic payment methods. One of the negative aftermath particularly in developing countries are the late implementation and outdated legal cornerstone regarding the real-life execution of the said payment services. BankIndonesia as the governing body which authority is to implement macro monetary regulations is still sluggish in producing the perfect regulations in accolade to online payment gateway services. As important as the regulations, protection of law is another aspect that the governing bodies need to address as it directly affect the stakeholders most importantly consumers. India as another developing country have excelled in terms of implementing regulations of online payment gateway services. The comparison between Indonesia and India’s regulations and protection of law will distinguish the differences and similarities between both countries and in conclusion will reveal the unspecificness of Indonesia’s current regulations.]