[ABSTRAK
Perkembangan perbankan saat ini di Indonesia semakin maju, ini ditandai dengansemakin banyaknya bank dan mempunyai peran penting dalam pertumbuhan danpembangunan ekonomi. Tidak hanya perbankan lokal, dewasa ini banyak bankasing yang masuk ke Indonesia, masuknya bank asing ke Indonesia diantaranyamelalui akuisisi bank lokal yang ada di Indonesia. Dalam dunia perbankan, suatupermasalahan dan resiko yang seringkali terjadi dan berpotensi terjadi adalahkredit bermasalah atau kredit macet. QNB Indonesia yang merupakan bank hasilakuisisi di Indonesia memiliki beberapa cara dalam mencegah dan menyelesaikankredit bermasalah. QNB Indonesia selalu mengupayakan kredit bermasalah dapatdiselesaikan dengan cara non litigasi melalui penyelamatan kredit denganrestrukturisasi. Jalur peradilan atau jalur litigasi bukan prioritas dalammenyelesaikan kredit bermasalah.

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ABSTRAK
The development of the current banking in Indonesia is advancing, it is marked bythe increasing number of banks and has an important role in the growth andeconomic development. Not only local bank, many foreign banks to enterIndonesia, the entry of foreign banks to Indonesia, including through theacquisition of local banks in Indonesia. In the banking world, the problems andrisks that often occur and are potentially problematic credit or bad credit. QNBIndonesia, which is the result of the acquisition of a bank in Indonesia has severalways to prevent and resolve problem loans. QNB Indonesia has always soughtnonperforming loans can be solved by means of non-litigation through creditrescue with restructuring. Lane or lanes judicial litigation is not a priority insolving the problem loans.;The development of the current banking in Indonesia is advancing, it is marked bythe increasing number of banks and has an important role in the growth andeconomic development. Not only local bank, many foreign banks to enterIndonesia, the entry of foreign banks to Indonesia, including through theacquisition of local banks in Indonesia. In the banking world, the problems andrisks that often occur and are potentially problematic credit or bad credit. QNBIndonesia, which is the result of the acquisition of a bank in Indonesia has severalways to prevent and resolve problem loans. QNB Indonesia has always soughtnonperforming loans can be solved by means of non-litigation through creditrescue with restructuring. Lane or lanes judicial litigation is not a priority insolving the problem loans.;The development of the current banking in Indonesia is advancing, it is marked bythe increasing number of banks and has an important role in the growth andeconomic development. Not only local bank, many foreign banks to enterIndonesia, the entry of foreign banks to Indonesia, including through theacquisition of local banks in Indonesia. In the banking world, the problems andrisks that often occur and are potentially problematic credit or bad credit. QNBIndonesia, which is the result of the acquisition of a bank in Indonesia has severalways to prevent and resolve problem loans. QNB Indonesia has always soughtnonperforming loans can be solved by means of non-litigation through creditrescue with restructuring. Lane or lanes judicial litigation is not a priority insolving the problem loans., The development of the current banking in Indonesia is advancing, it is marked bythe increasing number of banks and has an important role in the growth andeconomic development. Not only local bank, many foreign banks to enterIndonesia, the entry of foreign banks to Indonesia, including through theacquisition of local banks in Indonesia. In the banking world, the problems andrisks that often occur and are potentially problematic credit or bad credit. QNBIndonesia, which is the result of the acquisition of a bank in Indonesia has severalways to prevent and resolve problem loans. QNB Indonesia has always soughtnonperforming loans can be solved by means of non-litigation through creditrescue with restructuring. Lane or lanes judicial litigation is not a priority insolving the problem loans.]