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ABSTRAKTesis ini bertujuan melihat pengaruh pemberian kredit usaha kepada rumah tangga
terhadap keputusan anak bekerja dan sekolah di provinsi Kalimantan Selatan
dengan menggunakan data Susenas 2012. Selain itu penelitian ini juga mencoba
melihat pengaruh aset yang diukur dengan indeks aset terhadap terjadinya
keputusan anak bekerja dan sekolah. Tesis ini menggunaan model keputusan
sequential probit dimana keputusan anak bekerja dan sekolah di asumsikan terjadi
dengan mengoptimalkan keputusan yang paling ideal berupa anak sekolah dan
tidak bekerja berurutan ke keputusan yang kurang ideal yaitu anak sekolah dan
bekerja, anak bekerja dan tidak sekolah dan keputusan paling tidak ideal untuk
anak yaitu anak tidak sekolah dan tidak bekerja. Indeks aset pada tesis ini dihitung
dengan mengikuti metode yang diperkenalkan oleh Filmer dan Pritchet (2001)
yaitu metode Principal Component Analysis (PCA). Tesis ini menemukan bahwa
kredit usaha yang diterima rumah tangga tidak selalu berhubungan negatif dengan
pekerja anak. Anak - anak yang berada dalam rumah tangga penerima kredit
usaha memiliki peluang lebih besar menjadi pekerja anak dibandingkan anak anak
dari rumah tangga yang tidak menerima kredit usaha. Tesis ini juga menemukan
bahwa keberadaan aset dalam rumah tangga mampu mengurangi kemungkinan
rumah tangga memutuskan anak untuk bekerja dan lebih memilih anak untuk
tetap bersekolah. Implikasi kebijakan yang diperoleh dari tesis ini adalah
kemudahan akses kredit usaha bagi rumah tangga untuk mendorong usaha dalam
rumah tangga berpotensi meningkatkan pekerja anak, sehingga diperlukan desain
pemberian kredit usaha yang menggabungkan antara pemberian kredit usaha
dengan kehadiran anak di sekolah.
ABSTRACTThis thesis examines the influence of giving business credit to households in the
decision of sending children to work and school in the province of South
Kalimantan using Susenas 2012. In addition, this study also tried to see the effect
of the assets as measured by asset index against the decision of sending children
to work and school. This thesis uses a probit model of sequential decision-making
where the decision of sending children to work and school is assumed happened
by optimizing the decision from ideal to less ideal: the children are sent to school;
the children are sent to work and school; the children are sent to work but not
school; and the least ideal decision: the children are sent only to work. The asset
index to this thesis is calculated by following the method introduced by Filmer
and Pritchet (2001) the method of Principal Component Analysis (PCA). This
thesis found that business credits received by households are not always
negatively related to child labor. The children who are member of the family that
received business credits have a greater chance of becoming child laborers than
those from one that do not receive it. This thesis also found that the existence of
assets within the household are able to reduce the possibility of sending children
to work and prefers to send them to school. The policy implications derived from
this thesis is that the ease of access to business credits which encourage
households to ventured is potentially increasing child labor, thus the necessity of
designing a business credit that combines the administration of credit with the
children school attendance.;This thesis examines the influence of giving business credit to households in the
decision of sending children to work and school in the province of South
Kalimantan using Susenas 2012. In addition, this study also tried to see the effect
of the assets as measured by asset index against the decision of sending children
to work and school. This thesis uses a probit model of sequential decision-making
where the decision of sending children to work and school is assumed happened
by optimizing the decision from ideal to less ideal: the children are sent to school;
the children are sent to work and school; the children are sent to work but not
school; and the least ideal decision: the children are sent only to work. The asset
index to this thesis is calculated by following the method introduced by Filmer
and Pritchet (2001) the method of Principal Component Analysis (PCA). This
thesis found that business credits received by households are not always
negatively related to child labor. The children who are member of the family that
received business credits have a greater chance of becoming child laborers than
those from one that do not receive it. This thesis also found that the existence of
assets within the household are able to reduce the possibility of sending children
to work and prefers to send them to school. The policy implications derived from
this thesis is that the ease of access to business credits which encourage
households to ventured is potentially increasing child labor, thus the necessity of
designing a business credit that combines the administration of credit with the
children school attendance.;This thesis examines the influence of giving business credit to households in the
decision of sending children to work and school in the province of South
Kalimantan using Susenas 2012. In addition, this study also tried to see the effect
of the assets as measured by asset index against the decision of sending children
to work and school. This thesis uses a probit model of sequential decision-making
where the decision of sending children to work and school is assumed happened
by optimizing the decision from ideal to less ideal: the children are sent to school;
the children are sent to work and school; the children are sent to work but not
school; and the least ideal decision: the children are sent only to work. The asset
index to this thesis is calculated by following the method introduced by Filmer
and Pritchet (2001) the method of Principal Component Analysis (PCA). This
thesis found that business credits received by households are not always
negatively related to child labor. The children who are member of the family that
received business credits have a greater chance of becoming child laborers than
those from one that do not receive it. This thesis also found that the existence of
assets within the household are able to reduce the possibility of sending children
to work and prefers to send them to school. The policy implications derived from
this thesis is that the ease of access to business credits which encourage
households to ventured is potentially increasing child labor, thus the necessity of
designing a business credit that combines the administration of credit with the
children school attendance., This thesis examines the influence of giving business credit to households in the
decision of sending children to work and school in the province of South
Kalimantan using Susenas 2012. In addition, this study also tried to see the effect
of the assets as measured by asset index against the decision of sending children
to work and school. This thesis uses a probit model of sequential decision-making
where the decision of sending children to work and school is assumed happened
by optimizing the decision from ideal to less ideal: the children are sent to school;
the children are sent to work and school; the children are sent to work but not
school; and the least ideal decision: the children are sent only to work. The asset
index to this thesis is calculated by following the method introduced by Filmer
and Pritchet (2001) the method of Principal Component Analysis (PCA). This
thesis found that business credits received by households are not always
negatively related to child labor. The children who are member of the family that
received business credits have a greater chance of becoming child laborers than
those from one that do not receive it. This thesis also found that the existence of
assets within the household are able to reduce the possibility of sending children
to work and prefers to send them to school. The policy implications derived from
this thesis is that the ease of access to business credits which encourage
households to ventured is potentially increasing child labor, thus the necessity of
designing a business credit that combines the administration of credit with the
children school attendance.]
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