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ABSTRAKPenelitian ini menggunakan pendekatan kualitatif dengan menggunakan model
yang dikemukakan oleh Graaf-Huberts yaitu ? Monster Grid?. Kemudian analisa
menggunakan dimensi perilaku kejahatan Clinard-Quinney, yang terdiri dari 5
(lima) dimensi perilaku kejahatan.Pelanggaran etika dalam kejahatan perbankan
merupakan salah satu bentuk dari white collar crime, seperti dikemukakan oleh
Sutherland, karena ciri-ciri yang dikemukakan telah terpenuhi oleh para
pelakunya. Pertama, para pelaku semuanya merasa tidak bersalah, karena
pekerjaan seperti itu telah lama dan berulang kali dilakukan. Kedua, mereka
merasa tidak merugikan nasabah/masyarakat.Tetap berhubungan baik dengan
korbannya, dalam hal ini nasabahnya.Pada penelitian ini, hanya sampai pada
sebab mengapa etika tidak dijadikan pedoman dalam menjalankan profesi bankir?.
Hal tersebut dapat terjadi antara lain, karena: 1.Lemahnya pengawasan internal;
2. Pengawasan sebaiknya terintegrasi dengan faktor-faktor non formal, misalnya
faktor gaya hidup, pergaulan, dan budaya masyarakat; 3. Belum ditaati secara
ketat dengan penuh kesadaran prinsip-prinsip kode etik profesinya, karena hanya
bersifat Prinsip Kode Etik Bankir. Secara rinci masih diserahkan kepada masingmasing
bank untuk mengimprovisasi kode etik tersebut, sesuai dengan kondisi
banknya. Kebaikannya, mungkin saja sesuai dengan kondisi banknya, namun
keburukannya, karena masing-masing dapat melakukan improvisasi, sehingga
kurang dapat mengikat secara universal, yang berakibat merasa kurang sebagai
pedoman yang benar-benar dapat dijadikan acuan yang menyeluruh, tanpa ada
celah untuk mengabaikannya.Pada akhirnya dapat disimpulkan kesimpulan bahwa
meskipun terdapat peraturan formal, SOP pada masing-masing bagian dan
tingkatannya, namun jika tidak dilandasi dengan etika pada tiap kegiatan
operasional, maka pelanggaran dan kejahatan yang terkait dengan masalah ?
kepercayaan ? akan selalu terjadi;
ABSTRACTThis study used a qualitative approach using the model proposed by Graaf-
Huberts ie "Monster Grid". Then, using dimensional analysis of criminal
behavior Clinard-Quinney, who tersiri of 5 (five) dimensions of criminal
behavior.Violation of ethics in banking crime is one form of white collar crime, as
stated by Sutherland, as traits he has put forward have been fulfilled by the
perpetrators. First, the actors all do not feel guilty, because such work has long
and repeatedly performed. Secondly, they are not detrimental to customer. Still a
good relationship with the victim, in this case the customers.In this study, only
until the reason why ethics is not used as guidelines in running the banker
profession ?. This can occur, among others, as:1.Weak internal control; 2.
Monitoring should be integrated with non-formal factors, such as lifestyle factors,
social, and cultural communities; 3. Not to be strictly adhered to with full
awareness of the principles of the code of ethics profession, because only
principle Bankers Code. In detail still be submitted to the respective banks to
improvise the code, in accordance with the conditions of the bank. Kindness, may
be in accordance with the conditions of the bank, but ugliness, because each can
to improvise, making it less able to bind universally, the result was less as
guidelines that can actually be used as a comprehensive reference, without any
gaps to ignore.In the end it can be concluded the conclusion that despite formal
regulations, SOPs in each section and level, but if it is not based on the ethics of
each operations, the violations and crimes related to the issue of "trust" will
always happen.;This study used a qualitative approach using the model proposed by Graaf-
Huberts ie "Monster Grid". Then, using dimensional analysis of criminal
behavior Clinard-Quinney, who tersiri of 5 (five) dimensions of criminal
behavior.Violation of ethics in banking crime is one form of white collar crime, as
stated by Sutherland, as traits he has put forward have been fulfilled by the
perpetrators. First, the actors all do not feel guilty, because such work has long
and repeatedly performed. Secondly, they are not detrimental to customer. Still a
good relationship with the victim, in this case the customers.In this study, only
until the reason why ethics is not used as guidelines in running the banker
profession ?. This can occur, among others, as:1.Weak internal control; 2.
Monitoring should be integrated with non-formal factors, such as lifestyle factors,
social, and cultural communities; 3. Not to be strictly adhered to with full
awareness of the principles of the code of ethics profession, because only
principle Bankers Code. In detail still be submitted to the respective banks to
improvise the code, in accordance with the conditions of the bank. Kindness, may
be in accordance with the conditions of the bank, but ugliness, because each can
to improvise, making it less able to bind universally, the result was less as
guidelines that can actually be used as a comprehensive reference, without any
gaps to ignore.In the end it can be concluded the conclusion that despite formal
regulations, SOPs in each section and level, but if it is not based on the ethics of
each operations, the violations and crimes related to the issue of "trust" will
always happen., This study used a qualitative approach using the model proposed by Graaf-
Huberts ie "Monster Grid". Then, using dimensional analysis of criminal
behavior Clinard-Quinney, who tersiri of 5 (five) dimensions of criminal
behavior.Violation of ethics in banking crime is one form of white collar crime, as
stated by Sutherland, as traits he has put forward have been fulfilled by the
perpetrators. First, the actors all do not feel guilty, because such work has long
and repeatedly performed. Secondly, they are not detrimental to customer. Still a
good relationship with the victim, in this case the customers.In this study, only
until the reason why ethics is not used as guidelines in running the banker
profession ?. This can occur, among others, as:1.Weak internal control; 2.
Monitoring should be integrated with non-formal factors, such as lifestyle factors,
social, and cultural communities; 3. Not to be strictly adhered to with full
awareness of the principles of the code of ethics profession, because only
principle Bankers Code. In detail still be submitted to the respective banks to
improvise the code, in accordance with the conditions of the bank. Kindness, may
be in accordance with the conditions of the bank, but ugliness, because each can
to improvise, making it less able to bind universally, the result was less as
guidelines that can actually be used as a comprehensive reference, without any
gaps to ignore.In the end it can be concluded the conclusion that despite formal
regulations, SOPs in each section and level, but if it is not based on the ethics of
each operations, the violations and crimes related to the issue of "trust" will
always happen.]
D2051-Ida Nurhayati.pdf :: Unduh