[ABSTRAKSkripsi ini membahas mengenai pinjaman luar negeri bank khususnya dalam pinjaman luar negeri secara jangka panjang serta dikaitkan dengan permasalahan-permasalahan yang kemungkinan dapat terjadi dalam prosesnya. Dalam tulisan ini juga akan dibahas studi kasus atas permohonan pinjaman luar negeri Bank X beserta penyelesaiannya. Hasil studi kasus Bank X menunjukkan bahwa perubahan mendasar yang berkaitan dengan terms and conditions tidak akan berdampak terhadap dijatuhkannya sanksi administrasi, selama Bank dapat memberikan penjelasan yang memadai atas perbedaan yang terjadi dalam terms and conditions melalui laporan yang memadai.ABSTRACTThis thesis discusses the offshore loan of banks, especially in long-term foreign loans in regards of problems that might occur in the process. This paper will also discuss case studies on the application of foreign loans of Bank X and its completion. The result of Bank X case study indicates that fundamental changes regarding the terms and conditions will not affect the imposition of administrative sanctions, as long as the Bank provides an adequate explanation for the differences that occur in the terms and conditions through adequate reports.;This thesis discusses the offshore loan of banks, especially in long-term foreign loans in regards of problems that might occur in the process. This paper will also discuss case studies on the application of foreign loans of Bank X and its completion. The result of Bank X case study indicates that fundamental changes regarding the terms and conditions will not affect the imposition of administrative sanctions, as long as the Bank provides an adequate explanation for the differences that occur in the terms and conditions through adequate reports., This thesis discusses the offshore loan of banks, especially in long-term foreign loans in regards of problems that might occur in the process. This paper will also discuss case studies on the application of foreign loans of Bank X and its completion. The result of Bank X case study indicates that fundamental changes regarding the terms and conditions will not affect the imposition of administrative sanctions, as long as the Bank provides an adequate explanation for the differences that occur in the terms and conditions through adequate reports.]