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UI - Skripsi (Membership) :: Kembali

Analisis pengaruh rasio non-performing loan terhadap lending behaviour terkait moral hazard pada bank konvensional tercatat di Indonesia periode 2006-2015 = Analysis of non performing loan effect towards lending behaviour related to moral hazard on listed conventional banks in Indonesia period 2006 2015

Dwike Novellyni; Maria Ulpah, supervisor; Sisdjiatmo Kusumosuwidho, examiner; Lisa Fitriyanti Akbar, examiner ([Publisher not identified] , 2016)

 Abstrak

ABSTRAK
Penelitian ini bertujuan untuk menganalisa pengaruh non-performing loan terhadap lending behaviour bank-bank konvensional di Indonesia dengan periode kuartal dari tahun 2006-2015. Selain itu, penelitian ini ingin menguji bagaimana keputusan memberikan pinjaman tersebut kaitannya dengan masalah moral hazard. Dengan metode Threshold Regression oleh Hansen (1999), dan menggunakan rasio Non-Performing Loan sebelumnya sebagai threshold variable, peneliti menemukan adanya masalah moral hazard dimana bank justru meningkatkan pinjaman ketika rasio NPL bank sudah diatas 5,29%. Sementara itu, determinan rasio non-performing loan di Indonesia yaitu tingkat pertumbuhan kredit (LGR), tingkat pertumbuhan kredit periode sebelumnya (l.LGR), rasio modal terhadap total aset (ER), ukuran bank (Size) dan tren waktu (dummy year).

ABSTRACT
This research aims to analyze the effects of non-performing loan towards lending behaviour in conventional banks in Indonesia in the period of 2006-2015, and it also investigating the relation between lending behaviour and moral hazard. By applying the Threshold Regression method from Hansen (1999) and applying the most recent non-performing loan ratio as the threshold variable, the researcher has found that the moral hazard problem is exist when the NPL ratio exceed 5,29%. The determinants of the non-performing loan ratio in Indonesia are loan growth rate (LGR), last period loan growth rate (1.LGR), equity to total asset ratio (ER), bank size (Size) and dummy year

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 Metadata

Jenis Koleksi: UI - Skripsi (Membership)
No. Panggil : S64566
Entri utama-Nama orang :
Entri tambahan-Nama orang :
Entri tambahan-Nama badan :
Subjek :
Penerbitan : [Place of publication not identified]: [Publisher not identified], 2016
Program Studi :
Kode Bahasa : ind
Sumber Pengatalogan : LibUI ind rda
Tipe Konten : text
Tipe Media : unmediated ; computer
Tipe Carrier : volume ; online resource
Deskripsi Fisik : xvi, 88 pages : illustration ; 29 cm + appendix
Catatan Bibliografi : pages 73-77
Lembaga Pemilik : Universitas Indonesia
Lokasi : Perpustakaan UI, Lantai 3
  • Ketersediaan
  • Ulasan
No. Panggil No. Barkod Ketersediaan
S64566 14-18-894167485 TERSEDIA
Ulasan:
Tidak ada ulasan pada koleksi ini: 20430948