ABSTRAK
Penelitian ini bertujuan untuk menganalisis pengaruh pertumbuhan kredit terhadapkinerja bank-bank yang terdaftar di Bursa Efek Indonesia pada periode 2007 ? 2015.Teknik estimasi yang digunakan adalah Fixed Effect Model dengan menggunakandata panel. Kinerja bank diukur dengan menggunakan proksi Tobin‟s Q yangmencerminkan performa perbankan berdasarkan penilaian pasar. Diikutertakan jugabeberapa variabel kontrol spesifik bank dalam model penelitian, yaitu ukuran bank,kapitalisasi bank, intensitas kredit, dan deposito bank. Kemudian, dilakukan jugaregresi yang serupa dengan mengelompokkan bank-bank listed berdasarkan ukurankecil, menengah, dan besar. Penelitian ini telah membuktikan bahwa pertumbuhankredit mempengaruhi kinerja bank-bank listed secara keseluruhan. Setelah melakukananalisis dengan mengelompokkan bank-bank listed berdasarkan ukuran, penelitian inijuga membuktikan bahwa pertumbuhan kredit mempengaruhi kinerja kelompok banklisted berukuran menengah, namun pertumbuhan kredit tidak terbukti mempengaruhikinerja kelompok bank listed berukuran besar dan kecil.

---

ABSTRACT
This research aims to analyze the effect of loan growth on the performance of banksthat are listed on the Indonesia Stock Exchange in the period 2007 - 2015. Theestimation technique used is the Fixed Effects Model using panel data. This researchuses Fixed Effect Model with panel data. Tobin‟s Q is used as a proxy of bankperformance that reflects market‟s valuation of bank performance. Several bankspecific control variables are also included in the model, such as bank size, bankcapitalization, loan intensity, and bank deposits. Furthermore, there are severalregressions conducted towards different groups of banks according to their sizes;small, medium, and large. This study has proven that loan growth affects theperformance of banks listed in general. After analyzing by grouping the listed banksbased on size, this study has also proven that loan growth affects the performance ofmedium sized listed banks, but loan growth is not shown to affect the performance oflarge and small listed banks;