ABSTRAKPenelitian ini bertujuan untuk mengetahui persepsi kecukupan keuangan lansia di Indonesia dan pengaruh jenis sumber keuangan terhadap persepsi kecukupan keuangan, dikontrol karakteristik individu dan kewilayahan denganmenggunakan data SUPAS 2015. Sebagian besar lansia memiliki persepsikeuangan yang cukup atau merasa mampu mencukupi kebutuhan hidupnyasehari-hari. Hasil regresi logistik biner menunjukkan bahwaPenghasilan+transfer menjadi sumber keuangan yang memberikankecenderungan kecukupan tertinggi, diikuti dengan sumber keuanganpenghasilan. Sedangkan kategori transfer, menjadi mayoritas sumber keuanganlansia, justru memberikan kecenderungan kecukupan terendah. Oleh karena itu, menjaga agar lansia tetap berpenghasilan serta menghadirkan sistem jaminan transfer yang baik akan menjamin kecukupan keuangan lansia di Indonesia

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ABSTRACTThis research aims to understand the perceived income adequacy of olderpersons in Indonesia. Furthermore, this research also analyzes the effect of types of source of income on older persons? perceived income adequacy controlled by individual and spatial characteristics using raw data of SUPAS 2015. Most older persons in Indonesia have adequate perceived of income. The binary logistic regression shows that income+transfer is the type of income which most likely gives older persons perceived adequacy, followed by income. Meanwhile, transfer, as the majority type of income of older persons in Indonesia, conversely becomes the type of income which less likely makes older persons perceive adequate. Therefore, assuring older persons to have income and an effective transfer system would ensure the income adequacy of older persons in Indonesia