ABSTRAK Nama : Cynthia Permatasari Program Studi : Magister IlmuKesejahteraanSosial ndash; FISIP UI Judul : PerananPT. Persero Bank Negara Indonesia, TbkdanKoperasiDalamMenujuKemandirianEkonomi. StudiDeskriptif: KoperasiCaturMakaryo di Kampoeng BNI Imogiri di DesaKarangtengah, Imogiri, Bantul, D.I. Yogyakarta PembentukanKoperasiCaturMakaryo dan hadirnya PKBL BNI,dilatarbelakangiolehketerpurukanhidupwargaDesaKarangtengahkarenahadirnyarenteniratau lsquo;bank plecit yang merajalela di wilayahtersebutdanketerbatasan modal yang dibutuhkanuntukmengembanganusaha yang dijalaniolehwargasetempat.Penelitianinidilakukandenganmenggunakanmetodekualitatifdeskriptif. Adapunpenelitianinibertujuanuntukmenjelaskanperanankoperasicaturmakaryodan PKBL BNI dalampenanggulanganpinjamanberbunga di kalanganpetanimiskin. Hasilpenelitianmenunjukkanbahwa PKBL BNI danKoperasiCaturMakaryomemiliki lima peranan yang telahdijalankan, yaitu: menyelamatkanDesadari lsquo;bank plecit rsquo;; memfasilitasianggotakoperasiuntukmemperolehpinjamandanpelatihan; menjalinkerjasamaantara BNI danKoperasi; meningkatkantarafhidupdankesejahteraanwargaDesaKarangtengah; danmelakukan monitoring usahaanggotakoperasidanevaluasiperkembangankoperasi. Kata Kunci: Koperasi, KemandirianEkonomi, PKBL BNI.
ABSTRACT Name Cynthia Permatasari Study Program Magister IlmuKesejahteraanSosial ndash FISIP UI Title The Role of PT. Persero Bank Negara Indonesia, Tbk with the cooperative to Economic Independences. Study Description CaturMakaryo Cooperatives at Kampoeng BNI Imogiri in DesaKarangtengah, Imogiri, Bantul, D.I. Yogyakarta The formation of CSR BNI and CaturMakaryoCooperative is motivated by the deterioration of the life of the Karangtengah rsquo s villagers due to the presence of loan sharks or lsquo bank plecit rsquo in the region and the limited capital needed to develop money businesses undertaken by local residents. This research was conducted by qualitative desciptive method. As for this study aims to explain the role of CaturMakaryoCooperative in the direction of economic independence in the Vilage of Karangtengah, Imogiri, Bantul, Special Region of Yogyakarta and to know the supporting and inhibiting factors of CaturMakaryoCooperative role. The results of the study show that CaturMakaryoCooperative have five roles that have been implemented, consisting of saving villages from lsquo bank plecit rsquo facilitating members of cooperative to obtain loans and training bridging between members cooperative with BNI improving living standards and welfare of rural villagers and monitoring cooperative members rsquo business and evaluation of cooperative development. Keywords Cooperative, Economic Independences PKBL BNI.