Hasil Pencarian  ::  Simpan CSV :: Kembali

"Summary: Kiyosaki believes that our educational system-- and poor job it does on financial education-- is what causes the gap between the rich and everyone else. In this book, he explains why savers are losers, debt and taxes make the rich richer, and why going to school, working hard, getting out of debt, and investing for the long term in the stock market is the worst financial advice for most people. Kiyosaki and Wheelwright share ideas on how to survive-- and thrive-- into the future"

"Are your bills bloated, your savings scrawny, and your investments sluggish and lazy? This book presents a program for prioritizing, goal-setting, and follow-up that will get your finances into shape. Inspired by the author's successful seminar program of the same name, The Net Worth Workout uses a subject that people relate to easily -- health and fitness -- to make the nervewracking topic of personal finance more accessible. The book helps you develop the discipline and consistency you need to build your financial muscle. The author compares: * Spending with Calorie Intake: Junk spending decreases wealth, while nutritious spending boosts it. * Saving with Muscle Strength: Just as weightlifting builds muscle, smart saving builds financial strength. * Earning with Metabolism: Earning more (whether through higher pay or taking better advantage of benefits) helps maximize the other components of your financial health. * Investing with Cardiac Fitness: The heart of lasting financial health, investing increases the long-term effectiveness of the other components and ensures a robust financial life. The Net Worth Workout shows you how to follow a manageable, consistent regimen that will help ensure a healthier financial future -- all while hardly breaking a sweat."

"The financial advisor's go-to reference-updated to address important legal and economic changes since the 2008 financial crisis"

"ABSTRAKKabupaten Aceh Tamiang bertipikal kawasan perdesaan, mengacu pada 213 jumlah desa tanpa satu pun entitas desa berstatus kelurahan. Rasio daerah tertinggal dan penduduk miskin yang relatif tinggi dibanding kabupaten/kota lainnya di Provinsi Aceh serta beberapa kasus penyimpangan dana desa yang terungkap, cukup menjadi alasan untuk segera menginisiasi Project Desa Digital pada kabupaten ini. Proyek tersebut, memanfaatkan potensi elektronikfikasi/digitalisasi pembayaran yang dapat diaplikasikan dalam tata kelola dana desa dan memfasilitasi akses layanan keuangan formal pada desa tertinggal yang diharapkan dapat menjadi solusi persoalan penyimpangan dana desa dan inklusivitas keuangan pada desa tertinggal. Setiap program yang berjalan hampir pasti memerlukan sinergitas seluruh unsur yang terlibat guna mendapatkan hasil yang maksimal. Terkait implementasi program di desanya, aparatur desa dituntut memiliki level pemikiran sinergis dan kesamaan persepsi dengan seluruh unsur yang terlibat terkait program, hal yang lebih mudah dicapai jika disertai kemampuan literasi optimal terhadap keuangan, digital dan kemampuan kognitif dan non kognitif lainnya terkait program secara esensial. Penelitian terhadap literasi dimaksud pada 60 aparatur desa di Kabupaten Aceh Tamiang menggunakan metode survey. Instrumen atau alat ukur yang digunakan, mengadopsi materi survey lapangan/penelitian pendahuluan LPEM FEB UI terkait perkembangan inklusi keuangan (akses, penggunaan dan kualitas) melalui Program Layanan Keuangan Digital dan Lakupandai di Aceh dan NTB - Desember 2016 dan Januari 2017, instrumen atau alat ukur literasi keuangan dan keuangan inklusif oleh OECD/IENF - 2015, financial inclusion index oleh World Bank - 2014 dan a global measure of digital and ICT literacy skills oleh UNESCO - 2016 yang dimodifikasi berdasarkan pertimbangan spesifikasi dan relevansi konteks penelitian. Hasil penelitian menemukan : (1) 53,34 % respondens memiliki kemampuan literasi yang kurang atau buruk, semeentara secara rata-rata, nilai literasi respondens berada pada kategori kurang; (2) Buruknya nilai rata-rata komponen literasi keuangan digital/non tunai aparatur desa menjadi penyebab nilai rata-rata literasi aparatur desa berada pada kategori kurang, meski komponen literasi keuangan dan komponen literasi digital bernilai rata-rata cukup; (3) Dari 5 (lima) variabel independent penelitian, yaitu usia, jenis kelamin, tingkat pendidikan, masa tugas/kerja dan aksesibilitas, hanya faktor usia, tingkat pendidikan dan aksesibilitas yang memiliki pengaruh signifikan terhadap literasi aparatur desa.

---

ABSTRACT The district of Aceh Tamiang is rural-typical, spinning in 213 villages without a single village resident. The ratio of disadvantaged areas and the relatively poor population of other districts / municipalities in Aceh Province and some cases of village fund irregularities revealed, is reason enough to immediately initiate Digital Village Projects in this district. The project, taking advantage of electronic payment potential / digitization that can be applied in financial governance and access to finance services in underdeveloped villages that may be applicable. Every program that runs almost certainly affects all that is used to achieve maximum results. Regarding the program of organizers in their village, the village apparatus is required to have the same level as the related program, which is easier to do if the optimal literacy capability on financial, digital and other programs. Research on information literacy at 60 village apparatus in Aceh Tamiang using survey method. The tools and measuring tools used, LPEM FEB UI's ongoing survey materials relating to the development of financial inclusion (access, use and quality) through the Digital and Lakupandai Financial Services Program in Aceh and NTB - December 2016 and January 2017, instruments or measuring instruments financial and financial literacy inclusive by OECD / IENF - 2015, World Bank-2014 financial inclusion index and global measurement of digital literacy and ICT skills by UNESCO-2016 which addresses the issues and relevance of the research context. The results of the study found: (1) 53.34% of respondents had less or less literacy ability, meanwhile, on average, the literacy value of respondents was in the less category; (2) The poor value of the average digital / non-bank financial literacy component of the village apparatus is the cause of the average literacy of rural average in the category of less, although the financial literacy component and the ordinary digital literacy component are on average enough; (3) From 5 (five) independent research variables, ie time, gender, education level, years of service and accessibility, only population, education level and accessibility have significant influence on village apparatus literacy."