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"This book seeks to analyze how small and medium businesses react to the economic and financial crisis. Its focus is on the activities and strategies of SMEs in the areas of innovation, R&D investment, labor markets and finance. The book takes an international perspective and includes both comparative and national analyses and policies, with authors representing acdemia and international institutions such as the ECB, OECD, Kauffman Foundation, Federal Reserve, and US Small Business Administration."

"Kebanyakan mengenai pelaku UMKM di Indonesia mengalami penurunan omset usahanya, bahkan hingga harus menghentikan operasional usahanya dikarenakan masa pandemi. Namun, China menyerbu pasar-pasar dunia, bahkan dalam beberapa kasus China dengan berani melakukan bargaining (tawar-menawar) dengan perusahaan-perusahaan barat. Tipe penelitian dalam tesis ini menggunakan penelitian hukum empiris, menggunakan penelitian perbandingan dan peraturan perundang-undangan, sumber bahan hukum primer dan sekunder, dengan metode pengumpulan kepustakaan dan selanjutnya dianalisis secara kualitatif. Hasil dari penelitian tesis ini adalah terdapat beberapa pengaturan yang ditujukan untuk memberikan kemudahan dan kebijakan yang berpihak dengan usaha mikro, usaha kecil, dan usah menengah (UMKM). Kemudian Small Medium Enterprise (SME) mengembangkan orientasi kewirausahaan di dalam perusahaan mereka dan meramalkan kinerja Small Medium Enterprise (SME) yang memiliki orientasi kewirausahaan yang lebih baik daripada Small Medium Enterprise (SME) yang tidak berada dalam lingkungan yang tidak pasti. Saran dalam tesis ini adalah bahwa pemerintah lah yang menjadi Lembaga yang bertanggung jawab atas pendaftaran perusahaan. Dimana pendaftaran tersebut harus sesuai dengan persyaratan yang ada serta sesuai dengan prosedur hukum yang ada.

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Most of the MSME players in Indonesia have experienced a decrease in business turnover, even to the point of having to stop their business operations due to the pandemic. However, China invaded world markets, even in some cases China boldly bargained with western companies. The type of research in this thesis uses empirical legal research, using comparative research and legislation, sources of primary and secondary legal materials, with literature collection methods and then analyzed qualitatively. The result of this thesis research is that there are several arrangements aimed at providing convenience and policies in favor of micro, small, and medium enterprises (MSMEs). Then Small Medium Enterprises (SMEs) develop an entrepreneurial orientation within their companies and predict the performance of Small Medium Enterprises (SMEs) that have a better entrepreneurial orientation than Small Medium Enterprises (SMEs) that are not in an uncertain environment. The suggestion in this thesis is that the government is the agency responsible for company registration. Where the registration must be in accordance with existing requirements and in accordance with existing legal procedures."

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Berkembangnya teknologi yang begitu pesat melahirkan sebuah inovasi dalam industri keuangan yang disebut financial technology (fintech). Salah satunya adalah konsep crowdfunding yang menjelma sebagai pasar mediasi tempat bertemunya pemilik dana dan peminjam dana. Crowdfunding juga menawarkan banyak fasilitas yang tidak ditemukan di jasa atau lembaga keuangan tradisional. Tujuan dari penelitian ini adalah untuk menganalisis metode dan proses crowdfunding syariah terhadap persepsi dan minat UMK terhadap pembiayaan crowdfunding syariah. Metode penelitian yang digunakan adalah metode kuantitatif dengan teknik Structural Equation Modelling (SEM). Sampel pada penelitian ini adalah UMK di area Jabodetabek sebanyak 169 responden. Hasil penelitian menunjukkan bahwa metode dan proses crowdfunding syariah berpengaruh positif terhadap persepsi dan minat UMK atas pembiayaan crowdfunding syariah. 

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The rapid development of technology has bring out a financial innovation called financial technology (fintech) in the industry. One of them is the concept of crowdfunding, which is transformed as mediation where the owners of funds and borrowers meet inside the market. Crowdfunding also offers many features that are not available in traditional financial services or institutions. The purpose of this study was to analyze the methods and processes of sharia crowdfunding on the perceptions and intention of MSEs in financing the sharia crowdfunding. Research method utilized in this research is quantitative method with Structural Equation Modelling (SEM). The sample in this study was MSEs in the Jabodetabek area of 169 respondents. The results showed that the method and process of sharia crowdfunding had a positive effect on the perception and interest of MSEs in financing the sharia crowdfunding.

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"Sejak tahun 2015 Pemerintah Indonesia berusaha mengembangkan Badan Usaha Milik Desa/BUMDesa (township and village enterprises/TVEs), sebagai bagian dari kebijakan Dana Desa untuk mempercepat pembangunan desa-desa di Indonesia. Penelitian ini bertujuan untuk mengevaluasi sejauh mana keberadaan BUMDesa memengaruhi perkembangan usaha kecil di 245 desa di 3 kabupaten di  Indonesia yaitu Bekasi, Wonogiri dan Bantul dalam jangka pendek berdasarkan laporan Kementerian Desa. Dengan pendekatan mix method, penelitian ini berusaha menganalisis efek dari keberadaan BUMDesa terhadap perkembangan usaha kecil di desa melalui pendekatan Difference-in-differences (DID) dan faktor-faktor yang memengaruhi pengaruh tersebut melalui in-depth interview dengan stakeholder terkait. Efek dari keberadaan BUMDesa terhadap usaha kecil diukur dengan membandingkan kelompok treatment, yaitu 75 desa yang memiliki BUMDesa yang berhasil  terhadap kelompok kontrolnya, yaitu desa-desa yang tidak memiliki BUMDesa, sebelum dan setelah adanya kebijakan BUMDesa. Temuan dari penelitian ini menunjukkan bahwa keberadaan BUMDesa tidak berpengaruh secara signifikan terhadap perkembangan jumlah usaha kecil pada kelompok treatment. Hasil dari in-depth interview menunjukkan beberapa faktor yang menyebabkan BUMDesa sulit berkembang, yaitu BUMDesa tidak memiliki status badan hukum usaha (corporate legal entity) sehingga sulit melakukan kerja sama dengan pihak lain, pengelola BUMDesa yang umumnya adalah masyarakat atau tokoh desa kurang memiliki entrepreneurship, dan insentif yang tidak memadai bagi pengelola BUMDesa.

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Since 2015 the Government of Indonesia has been trying to develop township and village enterprises, the so-calledBUMDesa, as a part of the Village Fund policy (Dana Desa) to accelerate the development of villages in Indonesia. This study aims to evaluate the existence of BUMDesa to influence the development of small businesses in 245 villages in 3 district in Indonesia namely Bekasi, Wonogiri and Bantul in the short term, which have successful BUMDesa cases based on the Village Ministry report. Using mix method approach, this study seeks to analyze the effect of the existence of BUMDesa on the development of small businesses in the village through the difference-in-differences (DID) approach and the factors that influence these effects through in-depth interviews with relevant stakeholders. The effect of BUMDesa on small businesses is measured by comparing the treatment group, which is 75 villages that have BUMDesa  to their control group, namely villages that do not have BUMDesa, before and after BUMDesa policy. The findings of this study indicate that the existence of BUMDesa does not significantly influence the development of the number of small business in the treatment group. The results of in-depth interview show several factors hamper the development of BUMDesa , the lack of business legal entity that limit BUMDesa to do business with, lack of entrepreneurships that limit the managers to develop the business , and inadequate incentives for the managers. "

"Industri kuliner merupakan salah satu sektor industri yang cukup potensial di DKI Jakarta. Oleh karena itu, potensinya perlu dikembangkan secara optimal dengan terus berinovasi. Meskipun demikian, melakukan inovasi saja tidaklah cukup. Inovasi tersebut perlu diikuti dengan laju yang semakin singkat dan didukung oleh penciptaan creative destruction sehingga industri kuliner mampu memiliki daya saing yang semakin unggul. Penelitian ini bertujuan untuk menganalisis implementasi innovation speed pada Usaha Kecil Menengah (UKM) Kuliner di DKI Jakarta untuk melihat pengaruhnya terhadap competitiveness melalui mediasi creative destruction. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis eksplanatif melalui penyebaran kuesioner kepada 100 pemilik UKM Kuliner di DKI Jakarta sebagai responden penelitian. Hasil penelitian ini menunjukkan bahwa innovation speed berpengaruh signifikan terhadap competitiveness UKM kuliner di DKI Jakarta dengan dukungan creative destruction sebagai mediasi, baik melalui peningkatan kompetensi maupun mempertahankan inovasi yang telah dilakukan. Penelitian ini menghasilkan bahwa UKM kuliner di DKI Jakarta mampu mendapatkan ide inovasi produk dengan lebih cepat, memiliki resep khusus untuk menjaga kualitas produknya, dan membangun hubungan yang lebih kuat dengan pemasok sehingga memiliki hasil penjualan yang meningkat dan menawarkan produk berkualitas sesuai dengan harapan pelanggan dalam tiga tahun terakhir (2018-2020). Oleh karena itu, pelaksanaan innovation speed yang didukung oleh creative destruction pada UKM kuliner di DKI Jakarta mendorong terciptanya competitiveness pada UKM.

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The Culinary Industry is one of the potential industrial sectors in Special Capital Region of Jakarta. Therefore, its potential needs to be developed optimally by continuing to innovate. However, innovating is not enough. Innovations need to be followed at a faster pace and supported by creative destruction so its competitiveness can increase. This study aims to analyze the implementation of Innovation Speed in Culinary Small and Medium Enterprises (SMEs) in Special Capital Region of Jakarta to see its effect on competitiveness mediated by creative destruction. This study uses a quantitative approach with an explanatory type by distributing questionnaires to 100 Culinary SMEs Owners in Special Capital Region of Jakarta as research respondents. The results of this study indicates that there is an influence between innovation speed on competitiveness through creative destruction in Culinary SMEs. The result of this study shows that innovation speed has a significant effect on competitiveness of Culinary SMEs in Special Capital Region of Jakarta with the support of creative destruction as a mediation, through increase competence and maintain innovations that have been achieved. This research shows that culinary SMEs in Special Capital Region of Jakarta can get product innovation ideas more quickly, have special recipes to maintain product quality, and build stronger relationships with suppliers so that they have increased sales results and offer quality products in accordance with customer expectations within the last three years (2018-2020). Therefore, the implementation of innovation speed supported by creative destruction of culinary SMEs in Special Capital Region of Jakarta encourages the creation of competitiveness in SMEs."

"Indonesia's crisis began in July 1997, following the float of theThai's Bath and the Malaysia's Ringgit. As a consequence, unemploymentsoared into the millions as the crisis spread. The number of poor people rosedramatically around 22 million at early 1997 to about 79 million in themiddle of !998, according to the BPS estimation. In fact the pressure, whichled to the ultimate collapse office indonesia's economic miracle, began in liveearly 19905. Indonesia failed to sustain microeconomic reform after 1993.When Soeharto administration was re-inaugurated in 1993, economic growthwas back to above 6.5 percent, and investment was pouring in. The days of themega-project arrived. Two feature common to most of these mega-projectswere high capital requirements and their domestic market orientation.Inefficiency in the real sector due to high costs generated by the so-called?crony capitalism? also flourished. Despite several positive indications ofeconomic development, a more fundamental reform has not been touchedseriously, i.e. rise human capital improvement in health and education of :hepeople is of prime importance to raise labor productivity and turn will raisetheir earning and welfare."