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"Legal Memorandum (LM),Legal Opinion (LO) and the legal due Diligence (LD) is a specific subject that needs to be mastered exactly from the aspects of its functionality and usefulness. This is because the practice of law takes the capacity of reason or analysis on the problems posed by the law itself- problems of which the access will cause various polemics in the community. This requires an analysis of legal issues from different points of view ; social , political, economic and cultural background, in order to reduce or eliminate all aspects of the problems brought about by causal implicit matters contained therein."

"Skripsi ini membahas mengenai produk asuransi tanggung jawab hukum profesi sebagai salah satu bentuk perlindungan bagi profesi arsitek dalam berpraktik. Permasalahan dalam skripsi menitikberatkan pada fakta bahwa arsitek merupakan suatu profesi yang dalam melaksanakan pekerjaan mempunyai risiko yang tinggi dalam hal kesalahan yang disengaja ataupun tidak. Penulisan skripsi ini bertujuan untuk mengetahui bagaimana produk asuransi tanggung gugat profesi memberikan perlindungan kepada arsitek, bentuk pengalihan risiko, pertanggungan yang diberikan, penerapan produk dalam keberlangsungan profesi arsitek, serta membandingkan keberlakuannya di Swedia. Metode penelitian yang digunakan dalam penulisan penelitian ini adalah yuridis normatif dengan tipe penelitian deskriptif analitis. Hasil penelitian menunjukan bahwa asuransi tanggung jawab hukum profesi memberikan ganti kerugian kepada arsitek atas kerugian yang dialami pengguna jasa arsitek sesuai dengan besar kerugian yang dialami selama hal tersebut tidak dikecualikan dalam pertanggungan. Penelitian menunjukkan bahwa dengan ketentuan yang jelas mewajibkan para arsitek di Swedia memiliki asuransi tanggung jawab hukum profesi dalam menjalakan profesinya memberikan dampak positif yaitu terhindarnya hal-hal yang menyebabkan kerugian bagi arsitek dalam berpraktik, sehingga Penulis menyarankan agar adanya pengaturan spesifik dalam undang-undang di bidang arsitek yang mengatur mengenai keberadaan asuransi tanggung jawab hukum profesi bagi arsitek sebagai suatu kewajiban serta penyuluhan organisasi resmi arsitek di Indonesia kepada anggotanya tentang pentingnya memiliki asuransi tanggung jawab hukum profesi arsitek.

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This thesis discusses professional liability insurance products as a form of protection for the architect profession in practice. The problem in this thesis focuses on the fact that the architect is a profession which in carrying out the work has a high risk in terms of intentional or unintentional errors. given, the application of the product in the continuity of the architectural profession, as well as comparing its applicability in Sweden. The research method used in writing this research is normative juridical with descriptive analytical research type. The results of the study show that professional liability insurance provides compensation to architects for losses experienced by users of architect services in accordance with the amount of losses experienced as long as this is not excluded from coverage. Research shows that with clear provisions requiring architects in Sweden to have professional responsibility insurance in carrying out their profession, it has a positive impact, namely avoiding things that cause harm to architects in practice, so the author suggests that there be specific arrangements in the law in the field of architects. which regulates the existence of professional liability insurance for architects as an obligation as well as counseling the official organization of architects in Indonesia to its members about the importance of having architect's professional responsibility insurance."