Hasil Pencarian  ::  Simpan CSV :: Kembali

"The book reviews the EU treaties provisions governing relations between the EU and member state territories, such as the Netherlands Antilles, the UK Channel Islands and the French Overseas Departments. The book includes an overview of each of the relevant territories, including their present constitutional relations with their Member State and their legal relations with the EU. Prior to the entry into force of the Lisbon Treaty, the over-arching Treaty provision for this relationship was Article 299 of the EC Treaty. Having traced the development of Article 299 from 1957 to the present Lisbon framework, the book identifies many inconsistencies and issues with this current framework and proposes a new model framework, one that is more concise and up-to-date and which is adaptable to possible future developments. "

"Penelitian ini mengkaji distribusi dan sebaran peluang dari durasi kejadian waktu dari mulai kredit diberikan kepada debitur hingga terjadinya kredit bermasalah (default) dan menjelaskan karakteristik atau faktor-faktor apa saja yang mempengaruhi risiko terjadinya default. Hasil penelitian ini dapat digunakan oleh PT Bank ABC Tbk untuk memperkuat pengendalian risiko kredit dan strategi yang efektif dalam pemasaran Kredit Salary Based PT Bank ABC Tbk. Metode Survival Analysis yang digunakan dalam penelitian ini adalah metode non parametrik Kaplan Meier dan metode semi parametrik Cox Proportional Hazard. Hasil Penaksiran dengan metode Kaplan Meier digunakan untuk mengetahui sebaran time to default debitur Salary Based sejak kredit diberikan. Sedangkan metode Cox Propotional Hazard digunakan untuk menjelaskan karakteristik dari debitur yang dapat mempengaruhi terjadinya default. Sampel data yang digunakan adalah debitur Kredit Salary Based yang direalisasikan pada bulan Desember 2015 dan mulai diamati dari bulan Januari 2016 sampai dengan bulan Desember 2018 dengan kategori peminjam masih aktif bekerja. Hasil penaksiran menggunakan metode Kaplan Meier menunjukan bahwa peminjam Kredit Salary Based mulai mengalami default pada bulan ke empat sejak kredit tersebut diberikan dan terus mengalami peningkatan hingga akhir pengamatan. Hasil penaksiran menggunakan Metode Cox Proportional Hazard menunjukkan bahwa karakteristik atau faktor-faktor demografi yang mempengaruhi terjadinya default adalah wilayah domisili, tingkat pendidikan, usia, status pernikahan, status kepegawaian, dan tingkat penghasilan. Sedangkan karakteristik produk yang mempengaruhi terjadinya default adalah jangka waktu kredit.

---

This study examines the distribution of opportunities for the duration of the event from the time credit is given to the debtor to the occurrence of nonperforming loans (default) and explains the characteristics or factors that influence the risk of default. The results of this study can be used by Bank ABC to strengthen credit risk control and develop an effective strategy for marketing the bank’s salary-based credit. The survival analysis methods used in this research are the Kaplan-Meier nonparametric method and the semiparametric Cox proportional hazard method. Assessment results using the Kaplan-Meier method are used to determine the time to default distribution of salary-based debtors since the credit was given. The Cox proportional hazard method is used to explain the characteristics of the debtor that can affect the occurrence of default. The data sample of salary-based credit debtors who were actively employed was realized in December 2015 and observed between January 2016 and December 2018. The Kaplan-Meier method results show that the salary-based credit borrowers began to experience default in the fourth month since the credit was given and continued to increase until the end of the observation. The Cox proportional hazard method results show that the demographic characteristics that influence the occurrence of default are domicile area, education level, age, marital status, employment status, and income level. Meanwhile, a product characteristic that affects the occurrence of default is the credit period"

"Tujuan: mengetahui kesintasan jangka pendek dalam 28 hari pada pasien acute respiratory distress syndrome(ARDS). Metode: studi retrospektif dilakukan di rumah sakit pusat rujukan tersier di Jakarta, Indonesia. Padastudi ini, digunakan data rekam medis yang diambil selama 10 bulan, yaitu Oktober 2015 hingga Agustus 2016.Keluaran primer studi ini adalah kesintasan jangka pendek selama 28 hari terhitung sejak pasien didiagnosissebagai ARDS. Hasil yang didapatkan kemudian dianalisis menggunakan Kaplan-Meier dan analisis multivariatCox regresi. Hasil: studi ini mendapatkan 101 pasien ARDS dalam periode 10 bulan. Kesintasan keseluruhanselama 28 hari adalah 47.5% dan nilai median adalah 10 hari (95% CI 2.47 ? 17.52). Kesintasan pada pasienARDS cenderung menurun signifikan pada minggu pertama setelah didiagnosis ARDS. Hal itu menunjukkanmortalitas tertinggi terjadi pada minggu pertama. Skor APACHE II >20 menunjukkan HR 2.45 (95% CI 1.40-4.28) dan derajat ARDS moderat-berat menunjukkan HR 2.27 (95% CI 1.25-4.12). Kesimpulan: kesintasanjangka pendek di negara berkembang seperti Indonesia masih rendah dan manajemen yang optimal pada awaldari minggu pertama pada pasien ARDS akan memperbaiki tingkat kesintasan.Aim: to identify the 28-day short-term survival rate in patients with acute respiratory distress syndrome(ARDS). Methods: this is a retrospective cohort study conducted at a tertiary referral hospital in Jakarta, Indonesia.We conducted the study for 10 months and data was extracted from medical records between October 2015 andAugust 2016. The primary end point of the study was 28-day short-term survival rate using the initial date of ARDSdiagnosis as the index time. Overall survival rate was analyzed using Kaplan-Meier test and multivariate Coxregression analysis. Results: there were 101 ARDS subjects during 10 months of study. The overall rate of 28-daysurvival was 47.5% and the median time of survival was 10 days (95% CI 2.47?17.52). The survival rate in ARDSpatients was reduced significantly at the first week after the diagnosis of ARDS was made, which indicated that thehighest mortality occured in the first week. Subjects with APACHE II score of >20 had a hazard ratio (HR) of 2.45(95% CI 1.40-4.28) and those with moderate-severe of ARDS had HR of 2.27 (95% CI 1.25-4.12). Conclusion: theshort-term survival rate of ARDS in developing countries including Indonesia is still low and early managementwith optimal treatment provided within the first week may improve the survival rate."