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"STMIK Indonesia menyadari akan kebutuhan terhadap implementasi e-learning, namun pengalaman akan kegagalan implementasi e-learning menjadi pertimbangan perlunya suatu strategi manajemen perubahan dalam implementasi e-learning. Penelitian ini menggunakan kerangka kerja system thinking dalam menyusun strategi manajemen perubahan.Langkah selanjutnya strategi manajemen perubahan tersebut dipetakan ke dalam 8 (delapan) langkah Kotter, kemudian dilakukan prioritasi dengan menggunakan analytic hierarchy process. Penelitian ini dilakukan untuk menyusun strategi manajemen perubahan dengan studi kasus STMIK Indonesia. Hasil dari penelitian ini adalah strategi manajemen perubahan yang sudah diprioritaskan, yang dapat dijadikan dasar untuk memastikan implementasi e-learning di STMIK Indonesia berjalan sesuai dengan keinginan.

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STMIK Indonesia realized the need for the implementation of e-learning, but the experience of the failure of the implementation of e-learning into consideration the need for a change management strategy in the implementation of e-learning. This research uses the framework of system thinking to createthe change management strategy. In the next step, the change management strategy that have been created will be mapped into 8 (eight) steps Kotter, and then will be prioritized by analytic hierarchy process.The purpose of this research is create change management strategy in STMIK Indonesia. The result of this research is change management strategy that have been prioritized, which is it can be reference to make sure implementation of e-learning in STMIK Indonesia work smoothly as the hope."

"Perkembangan era teknologi informasi telah mempengaruhi banyak bidang salah satunya seperti bidang ekonomi.Contoh perkembangan bidang ekonomi yang dipengaruhi teknologi informasi adalah hadirnya electronic money, yang tersimpan di dalam electronic wallet dan memungkinkan untuk dipakai sebagai sarana mobile payment. Perusahaan telekomunikasi seperti PT. XYZ menggunakan kesempatan bisnis ini untuk meluncurkan produk berupa Mobile Payment. Sayangnya perkembangan perkembangan penggunaan mobile payment terlihat stagnant bahkan cenderung turun. Keberadaan penelitian ini diharapkan dapat menjawab permasalahan yang dihadapi PT. XYZ. Penelitian ini mencoba menemukan faktor-faktor yang berkontribusi sebagai pendukung utama bagi penerimaan konsumen terhadap sistem ini dengan menggunakan pendekatan TAM. Faktor-faktor perceived usefulness, perceived ease of use, cost, perceived security, perceived convenience, intention to use dan actual usage diharapkan akan memperlihatkan faktor apa saja yang mempengaruhi penerimaan pelanggan terhadap sistem ini. Penelitian ini menggunakan observasi lapangan untuk menemukan permasalahan sebenarnya dari konsumen yang mengunakan sistem mobile payment melalui penggunaan kuesioner. Metode pengumpulan data adalah non-probability sampling - judgemental sampling, karena sasaran responden adalah konsumen PT. XYZ yang telah menggunakan sistem mobile payment. Penelitian ini menghasilkan perceived usefulness, perceived ease of use, cost, perceived security, intention to use dan actual usage sebagai komponen yang mempengaruhi penerimaan pelanggan terhadap mobile payment PT. XYZ.

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The development of the information has influenced other fields such as economics. one example of the economic development that affected by information technology is electronic money, stored in the electronic wallet, which can be used as a mobile payment. Telecommunication company such as PT. XYZ also use this business opportunity to launch its product, Mobile Payment. Unfortunately, the increment of mobile payment usage is stagnant and even tends to fall. The existence of this study is expected to be able to address issues faced by PT. XYZ. This research try to find factors that contribute as the main support for the costumer acceptance of the system using TAM approach. Factors like perceived usefulness, perceived ease of use, cost, perceived security, perceived convenience, intention to use, and actual usage would show real factors that support user acceptance on this system. This study uses field observation to find the real issues of the costumers who use mobile payment system using questionnaires, data collection method is non-probability sampling - judgmental sampling, because the target respondent is PT. XYZ customers that are using mobile payment system. This research produces perceived usefulness, perceived ease of use, cost, perceived security, intention to use, and actual usage as components that considered as supportive components to customer acceptance on mobile payment from PT. XYZ."

"Perkembangan e-wallet sebagai salah satu jenis teknologi finansial terpopuler di Indonesia kian meningkat. Saat ini, e-wallet telah berinovasi dengan menciptakan layanan premium demi memenuhi kebutuhan pengguna akan aplikasi pembayaran digital yang memfasilitasi beragam transaksi keuangan. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi niat untuk melakukan peningkatan ke layanan premium e-wallet menggunakan value-based adoption model (VAM) dan theory of planned behavior (TPB) dengan efek moderasi perceived need. Penelitian ini menerapkan mixed-method approach dengan pendekatan kualitatif menggunakan metode wawancara untuk mengidentifikasi variabel-variabel benefits dan sacrifices pada model penelitian serta pendekatan kuantitatif menggunakan kuesioner online. Analisis data kualitatif dilakukan menggunakan thematic analysis, sedangkan analisis data kuantitatif dilakukan menggunakan metode covariance-based structural equation modeling (CB-SEM) dengan data survei yang terkumpul dari 690 pengguna e-wallet di Indonesia. Hasil penelitian menunjukkan bahwa value-added services, economic value, perceived privacy risk, dan fear of excessive spending berpengaruh terhadap perceived value. Namun, procedural cost tidak memengaruhi perceived value. Kemudian, perceived value ditemukan berpengaruh terhadap attitude dan intention to upgrade ke layanan premium e-wallet. Dari ketiga konstruk TPB, hanya subjective norm yang memengaruhi intention to upgrade. Selain itu, pengaruh perceived value terhadap intention to upgrade ditemukan lebih tinggi pada pengguna dengan perceived need rendah. Penelitian ini memperdalam pengetahuan dalam konteks e-wallet dan mobile payment dengan memperkenalkan layanan premium serta memberikan perspektif bagi penyedia e-wallet mengenai pengembangan aplikasi.

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The development of e-wallets as one of the most popular financial technologies in Indonesia is increasing. E-wallet has innovated by creating premium services to meet user needs for digital payment applications that facilitate various financial transactions. This study aims to analyze the factors that influence the intention to upgrade to premium e-wallet services using value-based adoption model (VAM) and theory of planned behavior (TPB) with perceived need as a moderating effect. This study applies a mixed-method approach with a qualitative approach using interview to identify the variables of benefits and sacrifices in the research model and a quantitative approach using an online questionnaire. Qualitative data analysis was performed using thematic analysis, while quantitative data analysis was performed using the covariance-based structural equation modeling (CB-SEM) method with survey data collected from 690 e-wallet users in Indonesia. The results of this study indicate that value-added services, economic value, perceived privacy risk, and fear of excessive spending affect the perceived value. However, procedural cost does not affect the perceived value. Furthermore, perceived value was found to have an effect on attitude and intention to upgrade to premium e-wallet services. Among the three TPB constructs, only subjective norms affect the intention to upgrade. In addition, the effect of perceived value on intention to upgrade was found to be higher for users with low perceived need. This research deepens knowledge in the context of e-wallet and mobile payment by introducing premium services and provides perspectives for e-wallet providers regarding the application development."

"E-niaga atau E-commerce telah menjadi suatu hal yang esensial dan fenomena yang berkembang pesat saat ini. Kenyamanan dan kemudahan belanja online menjadikan hal ini tren yang juga berkembang di kalangan konsumen. Kebiasaan ini telah meningkatkan minat perusahaan-perusahaan e-commerce untuk fokus pada bidang ini. Oleh karena itu, penelitian ini bertujuan untuk menentukan hubungan antara perceived risk, attributes of online shopping, dan subjective norms dengan online shopping behavior dan dengan variabel mediator purchase intention. Subjek analisis adalah masyarakat Jabodetabek yang pernah bertransaksi di e commerce B2C di Indonesia. Data yang dikumpulkan kemudian dianalisis menggunakan aplikasi SPSS dan SmartPLS. Structural Equation Modelling digunakan untuk menguji kesesuaian model dan pengujian hipotesis. Hasil penelitian adalah bahwa perceived risk berpengaruh positif namun kecil, attributes of online shopping sangat berpengaruh, dan subjective norms hanya memiliki pengaruh kecil, serta purchase intention juga terbukti menjadi variabel mediator yang berfungsi dengan baik.

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E commerce has become an essential and rapidly growing phenomenon today. The convenience and ease of online shopping make this a trend that is also growing among consumers. This practice has increased the interest of e commerce companies to focus on this field. Therefore, this study aims to determine the relationship between perceived risk, attributes of online shopping, and subjective norms with online shopping behavior and with purchase intention as mediator variable. The subject of analysis is the Jabodetabek people who have transacted in B2C e commerce in Indonesia. The data collected is then analyzed using SPSS and SmartPLS applications. Stuctural Equation Modeling is used to test the suitability of models and hypothesis testing. The result of the research is that perceived risk has positive but small effect, attributes of online shopping is very influential, and subjective norms only have small influence, and purchase intention also proved to be a mediator variable that works well."

"Perkembangan jumlah pengguna internet berperan dalam munculnya beragam situs jual beli online untuk memenuhi kebutuhan masyarakat Indonesia. Namun, masih banyak kesulitan yang dialami pengguna dalam berbelanja di situs jual beli online. Sehingga, dibutuhkan penelitian terkait pengalaman pengguna terhadap keinginan membeli pelanggan untuk membantu perkembangan perusahaan situs jual beli online. Pengetahuan mengenai faktor-faktor User Experience (UX) perlu dipahami perusahaan teknologi karena mampu memberikan kepuasan pada pengguna. Penelitian ini dilakukan untuk mengetahui hubungan faktor usability terhadap purchase intention pengguna situs jual beli online dengan studi kasus Tokopedia. Analisis dilakukan menggunakan model Usability dan akan diolah menggunakan metode Structural Equation Modelling (SEM). Hasil penelitian menunjukkan bahwa credibility, readability, dan telepresence adalah faktor usability yang secara langsung mempengaruhi keinginan membeli. Selain itu, simplicity dan consistency menjadi faktor usability yang secara tidak langsung mempengaruhi keinginan membeli. Oleh karena itu, dapat disimpulkan bahwa konsumen Indonesia berada pada tahap Early Majority dalam menerima situs jual beli online Tokopedia.

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The growing number of internet users plays a role in the emergence of a variety of online e-commerce sites to meet the needs of Indonesians. However, there are still some problems faced bythe users in using e-commerce sites. Therefore, there needs to be a research related to user experience on their purchase intention to foster e-commerce sites. Tech companies need to have a good understanding of User Experience (UX) factors to satisfy the users.

This study is conducted to find out the relationship between usability factors on e-commerce users' purchase intention using Tokopedia case study. Analysis is done Usability model and processed using SEM.

The result of this study shows that credibility, readability and telepresence are usability factors that directly affect purchase intention. Furthermore, simplicity and consistency are usability factors that indirectly affect purchase intention. Therefore, we can conclude that Indonesian consumers are on the Early Majority phase in adopting Tokopedia."

"Online travel agent (OTA) merupakan kanal reintermediasi antara hotel dan konsumen. Pada reservasi online, konsumen bisa memilih antara kanal OTA atau langsung melalui situs e-commerce yang dimiliki oleh hotel. OTA bersaing dengan situs web hotel melalui berbagai penawaran untuk menarik konsumen. Di sisi lain, manajemen hotel ternyata merasa perlu meningkatkan kinerja web hotelnya untuk mengimbangi dominasi OTA dalam menangani reservasi online. Penulis melakukan penelitian secara kuantitatif menggunakan sebuah model kerangka kerja teoritis generik untuk menganalisis purchase intention pada web hotel dan OTA. Pendekatan yang digunakan adalah untuk membuktikan perceived value mempengaruhi purchase intention. Hasil analisis web hotel dan OTA dibandingkan untuk mengetahui faktor yang menyebabkan konsumen memilih OTA daripada web hotel. Pengumpulan data penelitian dilakukan menggunakan kuesioner survei yang disebarkan dalam bentuk elektronik online dan cetak. Data valid yang terkumpul sebanyak 351 sampel untuk web hotel dan 369 sampel untuk OTA dianalisis menggunakan metode PLS-SEM.Penulis menemukan bahwa perceived value mempengaruhi purchase intention pada web hotel dan OTA. Hasil penelitian menunjukkan faktor keamanan, kemudahan pembayaran, dan harga mempengaruhi perceived value pada kedua kanal namun OTA masih lebih unggul. Sedangkan faktor-faktor yang berkaitan dengan risiko tidak mempengaruhi perceived value pada web hotel dan OTA. Namun justru web hotel unggul pada ketiga faktor ini.

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Online travel agent OTA is reintermediating channel between consumers and hotels. In the online hotel reservations, consumers can choose between OTA channels or directly through e commerce sites owned by the hotel. OTA competes with the hotel 39 s web site through various deals to attract consumers. On the other hand, the hotel management felt the need of improving their own web performance to counterbalance the dominance of OTA in handling online reservation.

The researcher performed quantitative research through a generic model of theoretical framework for analyzing purchase intention of the hotel website and OTA with an approach to prove that perceived value affects purchase intention. Both the hotel website and OTA analytic results are compared to determine the factors that influence consumers making reservation via OTA than the hotel website.

The research data collection was performed using a questionnaire survey distributed in both electronic online and hardcopy form. The total of valid samples collected for the hotel website is 351 samples and 369 samples for OTA were analyzed using PLS SEM.The researcher found that perceived value affects purchase intention on the hotel website and OTA.

The results showed the security, ease of payment and price factors affect the perceived value on both channels but OTA is superior. The factors associated with risks such as product risk, cancelation policy risk, and booking problem risk do not negatively affect the perceived value of the hotel website and OTA. Whereas the hotel website is only competitive on these three factors."

"Perkembangan ekonomi digital di Indonesia semakin berkembang pesat. Jumlah pengguna Electronic Commerce (e-commerce) di Indonesia juga diproyeksikan meningkat terus menerus. Terdapat berbagai alasan pendorong customer berbelanja di e-commerce. Ulasan online konsumen mempunyai pengaruh yang cukup signifikan terhadap perilaku pembelian konsumen dan telah menjadi sumber informasi penting bagi konsumen, memengaruhi sekitar 20–50% keputusan pembelian online. Kondisi saat ini, E-commerce XYZ belum melakukan research atau investigasi lebih lanjut terkait faktor-faktor apa saja yang dapat membuat customer memberikan ulasan. Tujuan dari penelitian adalah untuk menganalisis beberapa faktor yang memengaruhi niat pelanggan memberikan ulasan online / electronic word of mouth (EWOM). Penelitian ini diharapkan dapat menjadi pembelajaran untuk meningkatkan product review rate, yang erat kaitannya dengan kepuasan pelanggan dan akan berpengaruh terhadap kenaikan add to cart rate. Penelitian dilakukan dengan metode campuran, yaitu secara kuantitatif dengan menyebarkan kuesioner dan secara kualitatif dengan melakukan wawancara. Dalam penelitian ini, beberapa kerangka model yang dipilih berdasarkan analisis faktor dan adopsi dari studi-studi sebelumnya yaitu model kesuksesan sistem informasi dari DeLone &McLean yang mengintegrasikan teori kualitas e-service, serta teori determinasi diri dan social influence yang diadopsi dari teori UTAUT.Kuesioner disebar secara online melalui google form. Pengolahan analisis statistik yang digunakan adalah Partial Least Square (PLS) dengan tools SmartPLS v.4. Hasil dari penelitian memberikan kesimpulan bahwa e-service quality, attitude & customer satisfaction memengaruhi niat pelanggan memberikan ulasan online secara positif. Hipotesis bahwa delivery condition memengaruhi e-service quality secara positif, ditolak. Kemudian dilakukan wawancara dan analisis tematik untuk eksplorasi masalah dan pemberian rekomendasi yang difokuskan kepada hasil hipotesis yang diterima.

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The digital economy in Indonesia is growing rapidly. The number of Electronic Commerce (e-commerce) users in Indonesia is also projected to continuously increase. There are various motivating reasons for customers to shop on e-commerce platforms. Online consumer reviews have a significant influence on consumer buying behavior and have become a crucial source of information for consumers, affecting about 20–50% of online purchase decisions. Currently, E-commerce XYZ has not conducted further research or investigation into the factors that can prompt customers to leave reviews. The purpose of this study is to analyze several factors that influence customers' intentions to provide online reviews, or electronic word of mouth (EWOM). This research is expected to provide insights to enhance the product review rate, which is closely related to customer satisfaction and is likely to impact the increase in the add-to-cart rate. The research was conducted using mixed methods, namely quantitatively by distributing online questionnaires and qualitatively by conducting interviews. In this study, selected frameworks are based on factor analysis and adoption from previous studies, including the DeLone & McLean information system success model that integrates the theory of e-service quality, as well as self-determination theory and social influence adopted from the UTAUT theory.

Questionnaires were distributed online via Google Forms. The statistical analysis method used is Partial Least Square (PLS) with SmartPLS v.4 tools. The findings of the study conclude that e-service quality, attitude, and customer satisfaction positively influence the customers' intention to provide online reviews. The hypothesis that delivery condition positively affects e-service quality was rejected. Subsequently, interviews and thematic analysis were conducted to explore issues and provide recommendations focused on the accepted hypothesis results."

"ABSTRACTTeknologi pembayaran non tunai terus dikembangkan dari waktu ke waktu untuk pencapaian transaksi yang efisien, termasuk salah satunya dengan pengembangan teknologi uang elektronik yang saat ini merambah ke media telepon selular dengan instrumen NFC. Agar tercapainya transaksi non tunai yang dapat digunakan seluruh kalangan masyarakat, maka transaksi dengan uang elektronik melalui telepon selular dengan NFC dinilai tepat untuk dapat menjangkau baik masyarakat yang tergolong banked maupun unbanked. Penelitian ini berfokus untuk menguji adopsi teknologi pembayaran uang elektronik melalui telepon selular dengan NFC menggunakan model UTAUT berdasarkan metodologi SEM, dengan studi kasus Telkomsel TCASH. Penelitian dilakukan pada masyarakat Jabodetabek yang tergolong banked maupun unbanked. Hasil penelitian menunjukkan perbedaan yang signifikan dimana bagi masyarakat banked, TCASH bermanfaat dan memudahkan bagi hidupnya sedangkan bagi masyarakat unbanked, hal ini belum dirasakan dan penggunaan TCASH bagi mereka masih membutuhkan dorongan yang besar dari luar. Oleh karena itu, sebaiknya pihak Telkomsel membuat strategi inovasi yang tepat untuk mempertahankan posisinya di kalangan masyarakat banked dan membuat pengembangan bisnis yang lebih sesuai untuk masyarakat unbanked.

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ABSTRACTThe non cash transaction technology is constantly developed from time to time for more efficient transaction, including the development of e money technology on mobile phone with NFC as the main payment instrument, known as NFC mobile payment. In order to make the entire society participate in using non cash transaction, NFC mobile payment is chosen as the suitable technology that can reach out to all type of society including the banked and the unbanked community. This research is focused on studying the adoption of NFC mobile payment using UTAUT model within the framework of SEM. The research was conducted in Jabodetabek on both banked and unbanked community. The result showed that there is a significant difference on banked and unbanked people rsquo s perception. Those who are considered as banked people think that TCASH is useful and give benefits to their life, while this isn rsquo t applied to unbanked people as their tendency to use TCASH is still based on great influence from other parties. Because of this, it rsquo s better for Telkomsel to create an innovative strategy to maintain its position in the banked community while also develop a new business strategy that rsquo s more suitable for the unbanked community."

"ABSTRAKPerkembangan teknologi informasi saat ini berdampak ke segala aspek kehidupan, temasuk salah satunya dalaminstrumen pembayaran. Sehingga saat ini bermunculan berbagai produk uang elektroni k emoney yang dapatdigunakan masyarakat. Salah satu produk uang elektronik tersebut adalah UNIK yang telah hadir sejak Juli2015 namun perkembangan uang elektronik ini bersifat stagnan dikarenakan total transaksi dan total penggunahanya mencapai setengah dari yang ditargetkan. Untuk meningkatkan pengguna UNIK maka penelitiandilakukan untuk mengetahui faktor - faktor yang mempengaruhi penggunaan uang elektronik oleh masyarakat.Penelitian menggunakan model TAM, dengan tambahan variabel yaitu trust, perceived security, dan socialinfluence. Metode pengumpulan data dengan survei, metode pengolahan dan pengumpulan data dengan analisisSEM PLS, dan alat bantu SmartPls. Hasil penelitian menunjukkan bahwa faktor - faktor yang mempengaruhipenggunaan uang elektronik berbasis server adalah trust, social influence, perceived ease of use, serta perceivedusefulness

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ABSTRACTDevelopments in information technology today has affected all aspects of life. Including payment instruments,so in the mean time there are various electronic money money products popping up which can be used bythe people. One example is UNIK, an server based electronic money that has been present since July 2015 butthe development of this server based electronic money is to be stagnant because of total transactions and totalusers only achieve the desired half from the targeted for increasing the total users and total transactions soresearch conducted to determine the factors that influence the use of server based electronic money The researchmodel that will be used is TAM, with survey data collection methods, data processing and conclusion method isSEM with AMOS21 as the tools. The result of this researches show that the factors that influence the use ofserver based electronic money such as, trust, social influence, perceived ease of use, and perceived usefulness"

"Teknologi saat ini sangat berkembang pesat, khususnya di bidang teknologi informasi. Banyak perusahaan-perusahaan yang memanfaatkan teknologi internet untuk membantu meningkatkan bisnisnya. Dari hanya sebatas media untuk meningkatkan brand awareness sampai dengan menjual produknya melalui internet. Salah satunya adalah PT XYZ yang memiliki situs e-commerce xyz.com. Banyaknya pesaing menuntut para PT XYZ untuk meningkatkan kinerja mereka yang salah satunya diperoleh dengan cara meningkatkan jumlah transaksi yang dilakukan oleh pelanggan lama. Pada tulisan ini akan dibahas faktor-faktor yang mempengaruhi repurchase intention pelanggan XYZ.com. Model penelitian ini diadaptasi dari model DeLone & McLean Updated IS Success Model, Expectation-Confirmation Model, dan beberapa penelitian sejenis. Pengambilan data untuk penelitian ini menggunakan survei kepada para pelanggan XYZ.com melalui media online. Dari data isian kuesioner yang terkumpul didapatkan sebanyak 374 data valid. Setelah data survey terkumpul kemudian akan dianalisa menggunakan metode structural equation modeling (SEM) berbasis variance yaitu partial least square (PLS) dengan menggunakan perangkat lunak SmartPLS 3.0. Hasil penelitian ini menunjukan bahwa customer satisfaction dan customer trust berpengaruh secara signifikan terhadap repurchase intention.

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Technology has been expand so fast for now, specially for information technology. Many company use internet to improve their business. From simply use internet just for increasing brand awareness to selling their product through internet as their main channel. One of those company is PT XYZ with their e-commerce website XYZ.com. Because of business competition forced PT XYZ want to improve transaction from their existing customer to boost their performance. This research will explain factors that impacting repurchase intention customers on XYZ.com.

The resarch model was adapted from DeLone & McLean Updated IS Success Model, Expectation-Confirmation Model and other similar research. Data was collected using survey to XYZ.com customers through online survey. There is 374 valid data was collected from survey. Data was analysed using structural equation modeling (SEM) variance based that called partial least sqare (PLS) by using SmartPLS 3.0. This research resulting customer satisfaction and customer trust affect significantly to repurchase intention."