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"A comprehensive guide to one of the key risk management issues in the expanding field of Islamic finance For Islamic financial institutions, Sharia non-compliance is a growing and key risk that must be carefully managed. This book offers a thorough look at non-compliance risk and explains the legal documentation necessary to ensure compliance for professionals in the Islamic finance industry. In addition, the book offers helpful guidance and understanding for the legal departments of Islamic financial institutions, as well as lawyers, legal firms, Shariah advisors, Shariah officers, and studen."

"ABSTRAKSalah satu penyebab krisis keuangan adalah pertumbuhan lembaga keuangan yang tinggi dan kegagalan lembaga tersebut mengidentifikasi, mengukur, mengendalikan dan mematuhi level risiko. Krisis semakin sering terjadi dalam 25 tahun terakhir karena volatilitas tingkat suku bunga, nilai tukar, serta harga saham yang besar. Pertumbuhan perbankan syariah yang sangat cepat juga berpotensi meningkatkan risiko industri ini. Pembiayaan sebagai aktivitas utama bank syariah juga merupakan sumber risiko. Penelitian ini dilakukan untuk mengukur risiko portofolio pembiayaan perbankan syariah berdasarkan akad (mudharabah, musyarakah, murabahah, istishna, ijarah dan qardh) serta berdasarkan skim pembiayaan (bagi hasil, jual beli, dan jasa). Metode pengukuran menggunakan Value at Risk pendekatan Variance-Covariance dengan tingkat keyakinan 90%, 95% dan 99%. Data yang digunakan adalah data bulanan periode Maret 2004 – Desember 2012. Hasil pengukuran menunjukkan bahwa potensi risiko kerugian pada portofolio pembiayaan syariah relatif stabil di sekitar 0,2% hingga 1,8%.

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ABSTRACTOne of the causes of the financial crisis is the high growth of financial institutions and the failure of the institution to identify, measure, control and fulfill the level of risk. Crises are becoming more frequent in the last 25 years due to the high volatility of interest rates, exchange rates, and stock prices. The enormous growth of Islamic banking also potentially increase the risk of this industry. Financing as the main activity of Islamic banks are also the main of risk. This study was conducted to measure the risk of the portfolio financing based on the principles of Islamic banking (mudaraba, musharaka, murabaha, istishna, ijara and qard) and based on financing schemes (profit sharing, trading, and services). Measurement method using the Value at Risk, Variance-Covariance approach, with confidence level 90%, 95% and 99%. The data used are monthly data from March 2004 to December 2012. The result indicates that the risk and potential loss of the Islamic financing portfolio are relatively stable at around 0.2% to 1.8%."

"ABSTRAKPenelitian ini bertujuan untuk mengetahui pemahaman nasabah Bank Syariah tentang wakaf uang. Selain itu juga bertujuan untuk mengetahui bagaimana dan seberapa besar pengaruh variabel sikap, norma subjektif, dan kendali prilaku terhadap intensi berwakaf uang di Badan Wakaf Indonesia (BWI). Penelitian ini menggunakan theory of planned behaviour oleh Ajzen. Metode yang digunakan yaitu tabulasi silang dan regresi berganda. Hasil riset menyatakan bahwa nasabah Bank Syariah masih belum memahami wakaf uang dengan baik, termasuk pengetahuan mereka akan kebolehan wakaf uang. Selain itu, hasil riset juga menyatakan Variabel norma subjektif dan kendali prilaku berpengaruh signifikan terhadap intensi nasabah Bank Syariah untuk berwakaf uang secara parsial, sedangkan variabel sikap tidak berpengaruh signifikan secara parsial, dan variabel intensi berwakaf uang mampu dijelaskan oleh ke tiga variabel yaitu sikap, norma subjektif, dan kendali perilaku sebesar 40%.

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ABSTRACTThis research is aiming to find the understanding of Islamic bank customers about the cash waqf, and also to find out how and how much the attitude, subjective norm, and perceived behavioural control influence the intention for cash waqf in Indonesian Waqf Board (BWI). This study is based on the theory of planned behavior by Ajzen. The method used are cross tabulations and multiple regression. The results indicate that the Islamic bank customers' understanding about cash waqf is not yet well enough, including their knowledge about the ability of cash waqf. Besides, the result indicates that subjective norms and perceived behavioural control significantly and partially affect the Islamic bankings' customers' intention. Whereas attitude does not significantly and partially affect the intention. Cash waqf intention is able to be explained by attitude, subjective norms, and perceived behavioural control by 40%."

"Islamic finance is emerging as a rapidly growing part of the financial sector in the Islamic world and is not restricted to Islamic countries, but is spreading wherever there is a sizable Muslim community. According to some estimates, more than 250 financial institutions in over 45 countries practice some form of Islamic finance, and the industry has been growing at a rate of more than 15 percent annually for the past several years. The market's current annual turnover is estimated to be 70 billion, compared with a mere 5 billion in 1985, and is projected to hit the 100 billion mark by the tur."

""Islamic finance is an especially momentous phenomenon, and this book will prove an essential read for students with an interest in money and banking, and particularly Islamic finance. It will also be highly influential for bankers and staff in financial institutions, as well as financial journalists, politicians and civil servants dealing with the financial industry.""