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"The ups and downs in housing markets over the past two decades are withoutprecedent, and the costs-financial, psychological, and social-have beenenormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for buildingwealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownershipin the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliber"

"Contents : Who makes the rules? -- The board’s role -- Director independence -- Executive compensation -- Internal controls -- The gatekeepers -- Shareholder empowerment"

"Implementasi program perumahan sederhana yang terjangkau adalah upaya yang lazim oleh pemerintah Indonesia untuk menghasilkan perumahan yang terjangkau, yang dapat dibeli oleh keluarga yang berpenghasilan 30% hingga 80% dari pendapatan median komunitas menurut program perumahan federal Amerika Serikat ((Chatfield, Melissa, & Warnock) , 2000) dikutip dalam (Salama & Alshuwaikhat, 2006)). Namun, aspek keberlanjutan perumahan sering diabaikan. Keterjangkauan dalam perumahan umumnya dipertimbangkan melalui biaya konstruksi saja, yang sama tidak tepat secara mendalam. Keterjangkauan perumahan harus dipertimbangkan melalui desain, lokasi, kondisi, lingkungan, akses transportasi, dll. Pendekatan keterjangkauan perumahan ini secara tidak langsung berkaitan dengan keberlanjutan perumahan, di mana sebuah konsep yang menguntungkan keseluruhan biaya perumahan dalam kinerja jangka panjangnya. Sehubungan dengan pernyataan ini, konstruksi perumahan harus direkayasa agar terjangkau tanpa mengabaikan aspek keberlanjutan. Rekayasa yang tepat untuk metode konstruksi perumahan dapat diimplementasikan untuk mencapai keterjangkauan perumahan tanpa mengabaikan aspek keberlanjutan.

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Simple affordable housing program implementations are prevalent attempts by Indonesian government to produce affordable housing, which can be purchased by families earning 30% to 80% of the community median income according to The United States federal housing programs ( (Chatfield, Melissa, & Warnock, 2000) cited in (Salama & Alshuwaikhat, 2006)). However, the sustainability aspect of housing is often overlooked. Affordability in housing is generally considered through the construction cost which is utterly not the case. Affordability of housing is should be considered through the design, location, condition, neighborhood, transportation access, etc. These housing affordability approaches are indirectly related to housing sustainability, in which a concept that benefits the overall housing cost within its long-term performance. With respect to this statement, housing construction should be engineered to be affordable without ignoring the aspect of sustainability. The proper engineering for the construction method of the housing can be implemented in order to achieve housing affordability without ignoring sustainability aspect. "