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"This paper analyzes the economic condition of the second quarter of 2017 and provides the outlook for 2017 and 2018. It covers the global dynamics and domestic in national level as well as spatial views in Indonesia. From external, global economic expansion continues, entailing a shift in the sources of growth with China and Europe was expected to increase, while US economy grew slower than expected. At home, Indonesia economic growth was stable on the back of gain in investment particularly building investment. On the other hand, household consumption growth slowed, government consumption contracted after spending was delayed, and exports posted slower growth. Spatially, the slowdown occurred in Java, Sulawesi, and Kalimantan. CPI invitation was maintained within the target range despite increasing demand during the lead up to national religious holidays. Balance of payments recorded a surplus while current account deficit remains well maintained and financed by a large surplus in the capital and financial account. The rupiah rate moved steadily, with lower volatility relative to peer countries. The banking industry was well maintained and continued to strengthen financial system stability. The continued easing of monetary policy was responded by declining rates on deposits and loans. Moving forward, Bank Indonesia expects economic growth to accelerate in 2017,and grow higher in 2018 of the back of increased investment and consumption in live with more expensive government spending along with space to ease monetary policy. On the other hand, inflationary pressures will be controlled in line with more expansive government spending along with space to ease monetary policy. On the other hand, inflationary pressures will be controlled in line with the lower inflation target."

"Penelitian ini bertujuan untuk menganalisis kebijakan moneter dan makroprudensial melalui risk taking bank di Indonesia. Pentingnya analisis jalur pengambilan risiko (risk-taking channel) dalam mekanisme transmisi kebijakan moneter karena termasuk jalur terbaru dan berbeda dengan jalur bank lending yang telah lama dikemukakan sebelumnya dalam teori kebijakan moneter. Risk-taking channel ini mempengaruhi penawaran kredit oleh perbankan melalui keputusan bank untuk menyalurkan kredit berdasarkan perubahan perilaku bank dalam menghadapi risiko bank. Penelitian ini juga menyadari dampak dari kebijakan moneter dan makroprudensial dan peran akan karakteristik dari bank, serta kondisi makroekonomi seperti pertumbuhan ekonomi dan tingkat inflasi. Metode analisis yang digunakan adalah fixed effect melalui data panel pada periode tahun 2012-2019. Penelitian ini menggunakan 3 jenis proksi untuk mengukur risiko bank. Hasil dari penelitian ini menemukan bahwa dampak dari kebijakan moneter dan kebijakan makroprudensial secara signifikan memengaruhi risiko bank. Sehingga disimpulkan bahwa risk taking channel eksis di perbankan Indonesia.

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This study aims to analyze monetary and macroprudential policies through risk taking banks in Indonesia. The importance of risk-taking channel analysis in the transmission mechanism of monetary policy is that it is a newer route and is different from the bank lending channel that has been previously proposed in monetary policy theory. This risk-taking channel affects the supply of credit by banks through the bank's decision to channel credit based on changes in bank behavior in dealing with bank risk. The study also recognizes the impact of monetary and macroprudential policies and the role of the characteristics of banks, as well as macroeconomic conditions such as economic growth and inflation rates. The analytical method used is fixed effects through panel data in the period 2012-2019. This study uses 3 types of proxies to measure bank risk. The results of this study found that the impact of monetary policy and macroprudential policy significantly affects bank risk. So it can be concluded that the risk-taking channel exists in Indonesian banking."