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"Tesis ini membahas mengenai pengaturan dan peranan prinsip know your customer dalam pencegahan dan pemberantasan tindak pidana pencucian uang. Penelitian ini adalah penelitian normatif dengan desain deskriptif. Hasil penelitian ini menemukan peran-peran Prinsip Know Your Customer dalam pencegahan dan pemberantasan Tindak Pidana Pencucian Uang. Dalam upaya pemberantasan Tindak Pidana Pencucian Uang, Prinsip Know Your Customer merupakan unsur penunjang utama pengumpulan data nasabah guna penerapan pendekatan follow the money dalam melaksanakan fmancial investigation. Sehingga dengan adanya penerapan Prinsip Know Your Customer pada sistem perbankan nasional dapat membuat pelaku kejahatan Pencucian Uang berfikir ulang bahkan membatalkan niatannya untuk melakukan kegiatan Pencucian Uang didalam sistem perbankan di Negeri ini atas Harta hasil kejahatan sebelumnya sebagai upaya pencegahan.

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The study is on the regulation and the role of the "Know Your Consumer principle" in the prevention and eradication of money laundering. This is a normative research based on a descriptive analysis. The results o f the study illustrate the roles of the Know Your Customer Principle in the prevention and repression o f money laundering. The KYC principle is the main supporting element in the efforts of money laundering extermination, which is done through the customer data collection. The latter is conducted in relation to the application of 4 follow the money approach" that is implemented in the course o f financial investigation. The utilization o f KYC principle in the national banking system may therefore make money launderers think twice even may cancel their intention to launder the wealth obtained from their criminal deed in this country. Thus, KYC principle may act as a preventive action."

"This study aimed to analyze the implementation of mudaraba financing contract and its calculation methods for the profit and loss sharing within approach DSNMUI?s fatwa and sharia principles in BMT Al-Khairat Pekalongan. The results of this study aims to find answers to some questions in the problems and hoped to get the problem solving. Besides, the results of this study is expected to serve as the basis to fix any existing weaknesses in BMT "Al-Khairat" in the implementation of mudaraba financing contract. This study focuses on issues that became the center of public attention and customer BMT Al-Khairat namely the existence of the collateral policy related to fixed cost in the financing, the method of calculation for the profit and loss sharing, and capital policies. This study uses the approach of empirical juridical. The results of this study is that the collateral policy related to fixed cost in the financing of mudharabah contract is in accordance with DSN-MUI's fatwa, however this policy is not in accordance with the part of sharia principles. While the problems of the calculation method for the profit and loss sharing known that it?s not in accordance with DSN-MUI?s fatwa and sharia principles. And the problem of capital issues what is known that its policy is not flexible and are sticky, so in a certain condition, some mudharibs found some things that hurt the business. Good understanding of the concept of mudharabah caontract, implementation good monitoring and reporting systems, and innovating product of financing contract is part of the problem solving to be done by BMT Al-Khairat."

"Tesis ini membahas infrastruktur kelistrikan sebagai kelembagaan yang melibatkan para pelaku dalam pola interaksi yang menghasilkan output dari input yang tersedia. Pembahasan tesis berdasarkan teori Common Pool Resources (CPR) yang mendiskusikan karakteristik sumber daya pengelolaan bersama, tata kelola kelembagaan dan prinsip-prinsip pengelolaannya. Analisis menggunakan IAD Framework (Institutional Analysis and Development) dan IAD Design Principles. Penelitian dilakukan dengan pendekatan studi kasus pada Pengelolaan Pembangkit Listrik Tenaga Mikro Hidro (PLTMH) 'Cinta Mekar' di Kecamatan Serangpanjang Kabupaten Subang. PLTMH ini menjadi penting untuk dikaji karena merupakan pengadaan kelistrikan oleh masyarakat setempat dengan model public-private partnership. Tujuan penelitian untuk mengetahui apa yang dihasilkan dan bagaimana pola interaksi dalam pengelolaan PLTMH oleh para stakeholder untuk memaksimalkan manfaat kepada masyarakat pengguna. Selain itu penelitian bertujuan untuk mengetahui prinsip-prinsip apa yang dipandang penting dalam pengelolaan dan sejauh mana kesesuaiannya terhadap prinsipprinsip CPR. Metodologi penelitian menggunakan metoda kualitatif dengan pengukuran kuantitatif yang memakai TOWS dan AHP. Pengumpulan data menggunakan data primer yakni wawancara mendalam, observasi, dan penyebaran kuisioner. Hasil penelitian menunjukkan bahwa hasil dan pola interaksi pengelolaan PLTMH Cinta Mekar secara umum mencapai sasarannya dan sesuai terhadap prinsip-prinsip CPR yang menunjang keberlanjutan dan kemampuan adaptasi.

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The thesis examines electricity infrastructure as an institution which involve users in an interaction pattern in producing output with given input. The discussion is based on the theory of common pool resources (CPR) which display a set of characteristics, institutional governance and a set of design principles. The analysis is conducted with IAD Framework and IAD Design Principles. The ground work uses the case study of micro-hydro power plant at Cinta Mekar, in the subdistrict of Serangpanjang, Subang. The study on the management of the micro hydro is important because it is an electricity infrastructure managed by the locals in public-private partnership model.

The study focuses on answering the questions: what are the outcomes and how do the stakeholders interact in managing the resources to deliver maximum benefit to the people? What are the governing principles that are considered important to achieve sustainability and adaptability and how it is compared to the design principles of the common pool resources?

The research methodology uses qualitative approach with the quantitative measurement of TOWS and AHP. The data collection uses primary data which include comprehensive interviews, observation, and questionnaires. The research study shows that the outcome and the interaction pattern of the micro-hydro management achieve its targeted benefits, and the governing rules are in accordance with CPR design principles."

"Terdapat perbedaan representasi elemen arsitektural masjid di seluruh dunia. Kebanyakan masjid dibangun dengan kubah, menara, pilar, dan ornamen-ornamen. Akan tetapi terdapat pula masjid-masjid yang tidak memiliki elemen-elemen tersebut. Namun tetap memiliki fungsi yang sama yaitu sebagai tempat beribadah atau shalat. Setiap Muslim diwajibkan untuk beribadah lima kali sehari. Menurut Al Quran dan Hadits, setiap tempat yang bersih dapat digunakan sebagai tempat ibadah. Kondisi ini juga meliputi kebersihan badan seorang Muslim dalam beribadah. Kajian lebih lanjut menemukan bahwa terdapat tiga aspek yang menjadi dasar dari prinsip masjid, yaitu menyucikan diri, arah Ka'bah, dan shalat berjamaah. Setelah menganalisis Masjid Nabawi dan Masjid Agung Jawa Tengah, dapat disimpulkan bahwa beberapa fungsi elemen-elemen arsitektural tidak diperlukan. Keberadaan elemen tersebut hanyalah untuk mempertahankan tradisi simbolik daripada meningkatkan kualitas beribadah di dalam masjid. Dengan mengimplementasikan prinsip-prinsip secara penuh, maka arsitektur masjid dapat di definisikan ulang agar dapat memperluas pemahaman tentang ruang ibadah.

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There are different representations of mosque architectural elements throughout the world. Most mosques are built with domes, minarets, pillars and ornaments. However quite a number of mosques appear without any of those elements. Yet, they all serve the same function as a place for prayer or shalat. Every Muslim is obliged to perform prayers five times a day. According to the Holy Quran and Hadith, any clean place can be a used for prayer. This condition also applies to the bodily presence of every Muslims during prayer. Further studies reveal three aspects underlie the basic principles of a mosque, e.g ritual cleansing, direction of Ka’bah, and Jemaah prayer.

Having analysed the Nabawi Mosque and the Masjid Agung Jawa Tengah, the conclusion indicates some architectural elements are functionally unnecessary. Their presences are more to preserve symbolic tradition rather than to increase the quality of worship within the mosques. By purely implementing the principles, mosques architecture can be redefined to create a larger spectrum of understanding the ritual space. "

"ABSTRACTIn todays era all sectors are greatly influenced by technology, starting from the manufacturing sector to the health and banking sector. The development of technology creates efficiency that benefits the society. For example in the banking sector, new products have been invented as a result, such as Bit coin, Internet Banking, Financial Technology and digital banking. . Digital banking has made customers more independent and therefore there are challenges on how to regulate banking in particular with regard to the prudential principle and customer due diligence CDD and how to implement it in digital banking. By using research method of literature study with secondary data and descriptive typhologhy, based on the this research has made a conclusion on the materials with regard to the relevant regulations in relation to the prudential principles in customer due diligence in digital banking as well as provide the report on the implementation in digital banking product.

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ABSTRAKEra saat ini sangat dipengaruhi oleh Teknologi, mulai dari sektor pabrik hingga sektor kesehatan dan perbankan. berkembangnya teknologi ini menghasilkan efisiensi yang membawa banyak manfaat di masyarakat. Seperti pada sektor perbankan, produk-produk baru mulai bermunculan,seperti; Bit coin, Internet Banking, Finansial Teknologi dan perbankan digital. Di perbankan digital nasabah melakukan aktivitas secara mandiri disini Tantangan baru timbul pada peraturan-peraturan perbankan terutama dalam prinsip kehati-hatian dan uji tuntas pelanggan dan implementasinya dalam perbankan digital. Dengan menggunakan metode penilitian diantaranya studi kepustakaan dengan mencari data sekunder yang terdiri dari sumber primer dan sekunder dan dimana kesimpulan penelitian ini telah menyimpulkan materi-materi tentang peraturan yang berlaku terkait dengan prinsip kehati-hatian dalam uji tuntas nasabah CDD serta penerapan peraturannya di produk perbankan digital."

"Penelitian ini membahas pelanggaran prinsip kerja sama dan kaitannya dengan praanggapan dalam novel remaja Blueprint mdash;Blaupause karya Charlotte Kerner. Tujuan penelitian ini untuk menunjukkan pelanggaran maksim kerja sama dan kaitannya dengan jenis-jenis praanggapan yang terdapat pada percakapan-percakapan antartokoh dalam novel Blueprint mdash;Blaupause menurut teori Grice dan Yule. Metode yang digunakan dalam penelitian ini adalah penelitian kualitatif dengan teknik studi kepustakaan dan metode penelitian deskriptif. Hasil penelitian menunjukkan bahwa pelanggaran maksim kuantitas paling banyak ditemukan pada data. Ada 4 dari 11 data yang melanggar maksim kuantitas. Selain itu, berdasarkan hasil penelitian, percakapan yang menunjukkan praanggapan faktual cenderung melanggar maksim kuantitas.

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This research discusses the violation of the cooperative principles and its relation to presupposition in Charlotte Kerner rsquo s teen novel, Blueprint mdash Blaupause. The aim of this research is to show types of maxim violation and its relation to types of presuppositions which found in conversations between the characters in Blueprint mdash Blaupause according to the concepts of Grice and Yule. This research is qualitative and library research. The result of the research shows that the violation of maxim of quantity was mostly found in the data. There are 4 out of 11 data that violate maxim of quantity. In addition, based on research result, conversations that have factual presupposition tend to violate the maxim of quantity. "

"Penelitian ini bertujuan untuk mengetahui kegunaan konsepsi yang berada di dalam Integrated Reporting, yaitu six capitals, content elements, dan guiding principles guna pengambilan keputusan investasi dengan menggunakan keyakinan publik public confidence sebagai faktor determinan dan pemoderasi. Penelitian ini menggunakan mixed-method dengan menyatukan data kuantitatif dan data kualitatif pada saat mengumpulkan dan menganalisis data. Pengumpulan data menggunakan kuesioner terbuka dengan jumlah responden sebesar 119, dan wawancara semi-terstruktur dengan 5 responden. Data kuantitatif dianalisis menggunakan metode Partial Least Square dalam hubungan antar variabel dan uji Pearson Chi-squared guna mengetahui perbedaan persepsi antar kelompok demografis investor. Sementara data kualitatif dianalisis dengan menggunakan metode content, constant comparative, dan thematic analyses. Penelitian ini menemukan bahwa peningkatan keyakinan publik secara langsung memiliki pengaruh positif dan signifikan terhadap pengambilan keputusan investasi. Sementara, ketiga konsepsi tidak memiliki pengaruh yang signifikan terhadap pengambilan keputusan investasi. Berdasarkan hasil diskusi, hal ini disebabkan pemahaman yang masih rendah di kalangan investor Indonesia, dan penurunan keyakinan publik di Indonesia selama empat tahun terakhir. Namun, penelitian ini menemukan bahwa setiap konsepsi memiliki nilai kegunaan masing-masing terhadap pengambilan keputusan investasi.

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This study aims to determine the usefulness of conceptions within Integrated Reporting , which are six capitals, content elements, and guiding principles, for investment decision making with public confidence as determinant factor. This research uses mixed methods, by combining quantitative data and qualitative data at data collection and data analysis stage. Data was collected using an open ended questionnaire with 119 respondents, and semi structured interview with 5 respondents. Quantitative data was analyzed using Partial Least Square method to identify the relation between variables and using Cross Tabs to identify if there is any difference of perception among investor demographic group. Qualitative data was analyzed using content analysis, constant comparative, and thematic analysis method. This study found the increasing level of public confidence has a positive and significant impact on investment decision making directly. Meanwhile, the three conceptions of have no significant effect on investment decision making. Based on result and discussion, this is due to the low understanding of among Indonesian investors, and the declining level of public confidence in Indonesia over the last four years."

"Perjanjian jual-beli internasional yang dilakukan melalui internet semakin marak terjadi. Timbul permasalahan mengenai hukum mana yang berlaku terhadap perjanjian tersebut. UU ITE memberikan kewenangan bagi para pihak dalam sebuah transaksi elektronik internasional untuk melakukan pilihan hukum. Dalam hal tidak adanya pilihan hukum, UU ITE mengatur bahwa penentuan hukum yang berlaku didasarkan pada asas HPI. UU ITE tidak mengatur asas HPI mana yang sebaiknya digunakan. Terdapat beberapa asas HPI yang dapat digunakan seperti Lex Loci Contractus, Lex loci Solutionis, The Proper Law of the Contract, dan The Most Characteristic Connection. Perjanjian jual beli via internet termasuk dalam perjanjian antar orang yang tidak hadir atau contract between absent persons. Penentuan locus dapat dilakukan berdasarkan mailbox theory dan acceptance theory. Ketentuan dalam UU ITE tidak menggambarkan seara jelas teori mana yang dianut oleh Indonesia. Teori yang sebaiknya digunakan adalah acceptance theory, karena dengan teori tersebut, kedua pihak mengetahui adanya kesepakatan di antara mereka. Kesulitan-kesulitan yang terdapat pada teori lex loci contractus, lex loci solutionis, dan the proper law of the contract dalam menentukan hukum yang berlaku pun dapat dipecahkan dengan menggunakan teori the most characteristic connection. Dalam melakukan pilihan hukum, UU ITE juga mewajibkan para pihak untuk tetap memperhatikan kepentingan kedua belah pihak secara adil serta batasan-batasan yang terdapat dalam HPI.

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International sales agreement made through the Internet are increasingly prevalent. Problems arise as to which law should apply to such kind of agreement. Law No. 11 Year 2008 emphasizes the use of choice of law by the parties. In the absence of choice of law, Law No. 11 Year 2008 stipulates that the law applicable to international electronic transaction is determined based on the private international law principles. However, it does not stipulate which private international law principle that should apply. There are several principles that could be used, such as lex loci contractus, lex loci solutionis, the proper law of the contract, and the most characteristic connection. An international sales agreement by means of internet is categorized as a ldquo contract between absent persons rdquo . The determination of the place of contracting can be done by using mailbox theory and acceptance theory. Law No. 11 Year 2008 does not depicture which theory that should apply. The prevailing theory should be the acceptance theory, because the parties will then know the existence of agreement between them and to be bound to it. The difficulties found in using the lex loci contractus, lex loci solutionis, and the proper law of the contract can be solved by using the most characteristic connection. In making a choice of law, Law No. 11 Year 2008 also requires both parties to observe their interests fairly and the limitations under private international law."

"Penelitian ini bertujuan untuk mengevaluasi implementasi praktik governance pada institusi amal wiyata Islam (wakaf) di Indonesia dengan menilai pemenuhan waqf core principles oleh negara sebagai regulator dan pengawas serta nazhir sebagai pengelola wakaf. Indonesia dipilih menjadi objek penelitian studi kasus disebabkan oleh karakteristiknya sebagai negara dengan jumlah pemeluk agama Islam terbanyak di dunia dan menjadi salah satu negara pencetus standar internasional sistem pengaturan dan pengawasan wakaf yaitu Waqf Core Principles (WCP). WCP ini sendiri merupakan adaptasi dari standar internasional sistem pengaturan dan pengawasan bank yaitu Basel Core Principles (BCP). Data kualitatif yang digunakan dalam penelitian ini diperoleh melalui sumber data sekunder yaitu perundang-undangan wakaf di Indonesia, website, media sosial, dan kanal berita yang membahas mengenai institusi-institusi wakaf di Indonesia. Data-data yang dikumpulkan dari sisi negara sebagai regulator dan pengawas wakaf dinilai pemenuhannya terhadap 137 kriteria yang tercantum dalam 18 prinsip terpilih dari WCP. Begitu pula data-data yang dikumpulkan dari sampel Nazhir Wakaf Uang (NWU) yang terdiri dari 30 NWU pertama yang terdaftar di Badan Wakaf Indonesia (BWI) dinilai pemenuhannya terhadap 5 kriteria dari 4 prinsip WCP yang relevan. Hasil penelitian menunjukkan bahwa 61 kriteria WCP telah dipenuhi oleh Negara sebagai regulator dan pengawas wakaf. Sedangkan untuk Nazhir, hanya Baitulmal Muamalat (BMM) satu-satunya NWU Sampel yang memenuhi semua kriteria WCP yang diteliti. Penelitian ini memberikan implikasi teori terhadap stakeholders theory dan implikasi praktis terhadap praktik Negara sebagai regulator dan pengawas wakaf, serta Nazhir sebagai lembaga penyelenggara wakaf. Hasil penelitian juga menunjukkan provinsi dengan jumlah sampel NWU terbanyak tidak mempengaruhi dengan banyaknya kriteria WCP yang terpenuhi. Adapun latar belakang pendiri Nazhir yang berasal dari sektor perbankan memiliki pengaruh terhadap terpenuhinya seluruh kriteria WCP yang diteliti. Hal ini bisa dilihat dari bagaimana Bank Muamalat sebagai pendiri BMM telah terlebih dahulu menerapkan BCP dalam operasinya, mendorong BMM memenuhi seluruh kriteria WCP yang diteliti.

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The objective of the study is to evaluate the implementation of governance practices in Islamic endowment fund (waqf) institutions in Indonesia by assessing the fulfilment of Waqf Core Principles (WCPs) by Government as the regulator and the supervisor and Nazhir as the operator of Waqf in Indonesia. Indonesia was chosen to be the object of this study because of its characteristics as the largest muslim population country in the world and it was one of the countries which contributed as the originator of Waqf Core Principles. WCP itself is an adoption of international standard in management and supervision of banking, known as Basel Core Principles (BCP). Qualitative data which was used in this study were collected through various resources such as Indonesian laws and regulations, also, the website and its social media, and news. Data from the the Nation’s views as the regulator and supervisor of waqf which was gathered then examined to the fulfillment of 137 criterias from 18 principles of WCP. Data from samples of Cash Waqf Nazhir(NazhirWakafUang or NWU) which was formed of the first 30 Nazhir that was listed in Indonesian Waqf Board (Badan Wakaf Indonesia or BWI) was also examined to see its fulfillment to the 5 criterias from 4 relevant principles of WCP chosen. This study found that 61 criterias have been fulfilled by Indonesia as the regulator and supervisor of the implementation of WCP. Meanwhile for Nazhir as the operator, Baitulmal Muamalat(BMM) was the only NWU that had fulfilled all the relevant criterias of examined WCP. This study contributes to the stakeholders theory and practical implications to the practices of Nation as the regulator and supervisor of waqf, and Nazhir as the operator of wakaf. This study also found that provinces with highest number of NWU sample did not have influence to the number of criterias fulfilled. Meanwhile the background of NWU’s founder which came from banking sector influenced to the fulfillment of all criterias examined. It can be seen from on how Bank Muamalat as the founder of BMM has implemented BCP on its operation beforehand, supports BMM to fulfil all criterias of WCP examined."

"Sektor Badan Usaha Milik Negara merupakan bagian integral dari kegiatan sosial ekonomi suatu negara. Masalah utama yang dihadapi BUMN saat ini terletak pada tata kelola dan profesionalisme karena kinerja BUMN dituntut oleh semua pemangku kepentingan. PT APUS merupakan salah satu BUMN, pada tahun 2019, terdapat kasus suap atas proses pengadaan barang yang terungkap dari proses Operasi Tangkap Tangan oleh Komisi Pemberantasan Korupsi. Penelitian ini bertujuan untuk memberikan gambaran dan analisis atas kasus suap ini. Permasalahan ini terjadi karena adanya kasus penyalahgunaan wewenang yang berupa penyerahan uang untuk direktur keuangan PT APUS terkait dengan proyek yang dikerjakan oleh PT INTAN. Penelitian ini menggunakan metode kualitatif untuk memberikan analisis atas kasus suap berdasarkan prinsip-prinsip GCG dengan menggunakan kerangka GCG dari KNKG. Hasil penelitian menunjukkan bahwa PT APUS belum menjalankan seluruh prinsip GCG dengan baik dan efektif. Hal tersebut disebabkan oleh lemahnya sistem pengendalian internal atas organ perusahaan serta tidak berjalannya whistle blowing system.

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The State-Owned Enterprises sector is an integral part of a country's socio-economic activities. The main problem faced by SOEs today lies in governance and professionalism because the performance of SOEs is demanded by all stakeholders. PT APUS is one of the SOEs, in 2019, there was a bribery case for the procurement process which was revealed from the Hand Catching Operation process by the Corruption Eradication Commission. This study aims to provide an overview and analysis of this bribery case. This problem occurred because of a case of abuse of authority in the form of handing over money to the finance director of PT APUS related to a project carried out by the company.PT INTAN. This study uses qualitative methods to provide analysis of bribery cases based on GCG principles using the GCG framework from KNKG. The results show that PT APUS has not implemented the all principles of GCG properly and effectively. This is due to the weakness of the internal control system over the company's organs and the ineffectiveness of the whistle blowing system at PT APUS."