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Ditemukan 46 dokumen yang sesuai dengan query
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"Since 1 July 2013 al MSME?s with annual revenues less than Rp 4.8 billion must pay tax. This paper discusses likely impacts on this policy on MSME?s in Indonesia. Theoritically, there are two possibilities that can happen, namely negative and positive. From the negative side, the level of productivity in MSME?s, especially with low revenues, will decline. Whereas from the positive side, if tax income generated from this policy is used to finance development of infrastructure and others which are important for the economic growth and the increase in average income per capita, market demand for MSME?s products will increase, which means positive for the enterprises. However its end result is still a question. Besides this theoritical analysis, this paper also gives some policy recommendations to minimize possible negative impacts of the tax policy."
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330 JPUKM 8 (2013)
Artikel Jurnal  Universitas Indonesia Library
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Dhayita Rukti Tanaya
"Sebagai negara berkembang, Indonesia menghadapi berbagai tantangan dalam mempersiapkan Usaha Kecil, Mikro, dan Menengah (UMKM) untuk bersaing di pasar global, sehingga diperlukan strategi pemberdayaan UMKM yang tepat dalam pengembangannya. Untuk itu, dalam penelitian ini, penulis melakukan evaluasi strategi pemberdayaan UMKM yang selama ini diterapkan oleh BRI Microfinance Center (BMC), sebuah lembaga riset independen di bawah BRI Group yang merupakan pelopor microfinance di Indonesia. Penelitian ini juga menganalisis potensi dan permasalahan yang dihadapi oleh BMC dalam melakukan pemberdayaan UMKM, serta memformulasikan strategi alternatif yang dapat menjadi rekomendasi bagi perbaikan strategi pemberdayaan UMKM ke depannya. Sebagai penelitian studi kasus dengan pendekatan deskriptif kualitatif, penulis melakukan pengumpulan data melalui wawancara mendalam pada narasumber terkait dari BMC dan kajian literatur pada dokumen-dokumen terkait, triangulasi, serta analisis SWOT. Hasil dari penelitian ini akan menyajikan poin-poin penting dalam strategi pemberdayaan UMKM yang diterapkan oleh BMC, potensi dan permasalahan yang dihadapi, serta rekomendasi strategi bagi pengembangan di masa yang akan datang. Penelitian ini juga akan melengkapi penelitian-penelitian serupa terkait strategi pemberdayaan untuk meningkatkan daya saing UMKM di Indonesia.

ABSTRACT
As a developing country, Indonesia is facing many challenges in preparing the Micro, Small, and Medium Enterprises (MSMEs) to enter the global market, therefore, the right empowerment strategy is needed to develop the MSMEs. Hence, this paper presents research to evaluate the empowerment strategy of Indonesian MSMEs implemented by the BRI Microfinance Center (BMC), an independent research institution under BRI Group as the leader of microfinance in Indonesia. This research also analyse the potentials and problems faced by BMC in conducting their empowerment effort, and formulate alternative strategies as recommendation for future improvement. As a case study with descriptive qualitative approach, the data collections are done by in-depth interviews on BMC`s key people and literature studies on supporting documents, triangulation, and SWOT analysis. The result presented in this paper has important points to deeply understand the existing MSMEs empowerment strategy in Indonesia implemented by BMC, the potentials and problems they`re facing, and recommendation for strategy improvements. This paper will also complete similar researches regarding the studies on empowerment strategy to enhance the MSME`s competitiveness in Indonesia."
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2020
T-Pdf
UI - Tesis Membership  Universitas Indonesia Library
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Jenny Kanprilla
" ABSTRAK
Skripsi ini bertujuan menganalisis proses dan faktor penghambat implementasi pengampunan pajak pada sektor UMKM di Indonesia. Penelitian ini menggunakan pendekatan kualitatif dengan studi lapangan dan dokumen. Hasil penelitian menunjukkan bahwa implementasi kebijakan pengampunan pajak bertujuan mengintegrasi sektor informal masuk ke sistem administrasi pajak tanpa dikenakan sanksi. Tidak semua asosiasi dilibatkan secara aktif dalam melaksanakan sosialisasi. Partisipasi periode I rendah dipengaruhi oleh kekeliruan persepsi, desain kebijakan memicu partisipasi di penghujung batas waktu, kesenjangan pemahaman petugas pajak, ketidakpahaman pelaku UMKM mengenai teknis pelaksanaan, dan kekeliruan strategi sosialisasi. DJP telah menerapkan strategi komunikasi, proyeksi target uang tebusan, dan inklusi sehingga partisipasi periode II meningkat. DJP sebaiknya berkoordinasi dengan pihak asosiasi sebelum melaksanakan sosialisasi, dan memverifikasi kebenaran, memetakan data, memperbaiki sistem perpajakan UMKM, salah satunya dengan merevisi PP Nomor 46 Tahun 2013.
ABSTRACT This thesis aims to analyze the processes and factors inhibiting the implementation of tax amnesty in the MSME sector in Indonesia. This study used a qualitative approach with field studies and documents. The results showed that the implementation of tax amnesty aimed to provide benefits, integrating the informal sector into the tax administration system entered no penalty. Not all associations are actively involved in the socialization. Low participation first period affected by errors of perception, participation in policy design triggers the end of the time limit, the tax officials 39 understanding gap, ignorance of MSMEs regarding the technical implementation, and oversight strategy socialization. DGT has implemented a communication strategy, the projected target of redemption, and inclusion so that the participation of the second period increases. DGT should coordinate with the association before the socialization, and verified the truth, map data, improve the taxation system of MSMEs, one of them by revising Regulation No. 46 Year 2013."
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Depok: Fakultas Ilmu Sosial dan Ilmu Politik Universitas Indonesia, 2017
S63568
UI - Skripsi Membership  Universitas Indonesia Library
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Dhiazulfa Salsabil
"Pemerintah membuat kebijakan pembatasan pergerakan selama COVID-19, yang menyebabkan penurunan permintaan barang dan jasa, terutama bagi UMKM. Untuk meningkatkan produktivitas UMKM, diberikan insentif berupa KUR kepada pemilik UMKM. Penelitian ini bertujuan menganalisis apakah pemberian KUR meningkatkan pengeluaran rumah tangga saat pandemi dan mengetahui faktor heterogenitas rumah tangga. Metode OLS Regression digunakan. Hasil penelitian menunjukkan pemberian KUR meningkatkan pengeluaran rumah tangga selama COVID-19. Selain itu, jenis kelamin dan pendidikan penerima KUR memengaruhi pengeluaran rumah tangga akibat insentif ini.

During the COVID-19 pandemic, government policies restricting movement led to decreased demand for goods and services, especially affecting small and medium-sized enterprises (UMKM). To boost UMKM productivity, the government implemented the Kredit Usaha Rakyat (KUR), an incentive for UMKM owners. This research aimed to analyze whether providing KUR could increase household expenditure during the pandemic and explore heterogeneity factors in households. Using Ordinary Least Squares Regression (OLS Regression), the study found that KUR positively impacted household spending during COVID-19. Additionally, the gender and education level of KUR recipients influenced household expenditure."
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2023
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UI - Skripsi Membership  Universitas Indonesia Library
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Wahyu Winoto
"Penelitian ini bertujuan mengupas lebih dalam mengenai industri Securities Crowdfunding (SCF) dengan menemukan pilar-pilar penopang lainnya yang dapat mendukung platform SCF memaksimalkan layanannya untuk menyediakan pendanaan keuangan bagi UMKM di Indonesia serta alur praktik bisnis SCF khususnya di Indonesia. Metodologi yang digunakan adalah Pendekatan Multikasus Kualitatif (Qualitative Multicase Approach) dimana dapat dinyatakan dalam 2 proposisi, yaitu proposisi pertama adalah pilar-pilar penopang dalam industri SCF di Indonesia akan lebih banyak dibandingkan dengan negara lainnya karena SCF di Indonesia menjadi bagian dari industri pasar modal dimana di Indonesia industri ini sangat perlu diatur dan diawasi secara ketat (highly regulated) dan proposisi kedua adalah, alur bisnis SCF dalam pendanaan UMKM dalam praktiknya di Indonesia dibandingkan dengan negara lainnya lebih kompleks karena banyak pilar yang terlibat sehingga proses bisnisnya semakin detail karena adanya hubungan saling ketergantungan satu sama lain dengan tujuan melindungi risiko atas investasi yang mungkin dialami oleh investor. Studi ini memiliki implikasi praktis, dimana kita bisa melihat lebih mendalam industri SCF dan bagaimana praktiknya di Indonesia dibandingkan dengan negara lainnya agar kita sebagai masyarakat Indonesia bisa turut serta berkontribusi dalam memajukan industri SCF di Indonesia. Penelitian ini juga membawa keterbaharuan karena selain menjelaskan pilar-pilar selain 3 pilar utama yang menopang berjalannya proses pendanaan SCF terhadap UMKM dan alur bisnis pendanaan SCF yang terjadi di Indonesia, juga membahas tentang mitigasi risiko investor di industri SCF.

This research aims to delve deeper into the Securities Crowdfunding (SCF) industry by finding other supporting pillars that can support the SCF platform to maximize its services in providing financial funding for MSMEs in Indonesia and the business practices of SCF, especially in Indonesia. The methodology used is a Qualitative Multicase Approach, which can be stated in 2 propositions, which the first proposition is the supporting pillars in the SCF in Indonesia will be more compared to other countries because SCF in Indonesia is part of the capital market industry where this industry needs to be highly regulated and supervised in Indonesia. The second proposition is, the SCF business flow in practice in Indonesia compared to other countries more complex because many pillars are involved that makes the business processes are increasingly detail because of the interdependence relationship each other in protecting the risks of investment that may be experienced by investors. This study has practical implications, where we can see depper the SCF industry and how it is practiced in Indonesia compared to other countries so that we as the Indonesian community can contribute to advancing the SCF industry in Indonesia. This study also brings novelty because besides explaining about the other pillars exclude the 3 main pillars that support SCF funding process for MSMEs and its business flow that occurs in Indonesia, but it also discusses about risk mitigation in the SCF industry.
"
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Depok: Fakultas Ekonomi dan BIsnis Universitas Indonesia, 2023
T-pdf
UI - Tesis Membership  Universitas Indonesia Library
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Cania Adinda
"Penelitian ini menganalisis pengaruh keuangan inklusif dalam pembiayaan UMKM terhadap kontribusi perkembangam UMKM dan pertumbuhan ekonomi lima negara di ASEAN antara tahun 2010 sampai 2019. Dengan menggunakan regresi panel data fixed effect, hasil makalah ini menunjukkan bahwa keuangan inklusif dalam pembiayaan UMKM berpengaruh terhadap perkembangan UMKM dan pertumbuhan ekonomi. Menjadi menarik dalam periode tahun penelitian, ditemukan bahwa pembiayaan UMKM di sektor informal sudah mulai ditinggalkan para pelaku UMKM. Dalam penelitian ini, perubahan perilaku dan ekosistem dalam sektor keuangan dan ekonomi dari era konvensional ke era digital mempermudah peningkatan inklusivitas keuangan di UMKM.

This study analyzes the effect of inclusive finance in MSME financing on the contribution of MSME development and economic growth in the five ASEAN countries between 2010 and 2019. Using the fixed effect panel data regression, the results of this paper show that financial inclusion in MSME financing influences MSME development and growth in the economy. Interestingly, in the period of the study, it was found that MSME financing in the informal sector had begun to be abandoned. In this study, changes in behavior and ecosystems in the financial and economic sectors from the conventional era to the digital era made it easier to increase financial inclusiveness at MSMEs.
"
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2020
S-Pdf
UI - Skripsi Membership  Universitas Indonesia Library
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Putri Tresnasari
"ABSTRAK
Perilaku keselamatan kerja pada pekerja Usaha Mikro Kecil dan Menengah (UMKM)
khususnya pengolahan kayu di Indonesia masih kurang baik, ditandai dengan masih tingginya
angka disabilitas akibat kecelakaan kerja. Tujuan penelitian ini adalah diketahui dan
diperolehnya faktor-faktor yang mempengaruhi perilaku keselamatan kerja pada pekerja
UMKM pengolahan kayu.
Studi kualitatif menggunakan wawancara mendalam dan kelompok diskusi terfokus dengan
pedoman wawancara semi-struktur pendekatan teori Green di 2 perusahaan informal
pengolahan kayu. Wawancara mendalam dilakukan pada 2 orang bagian manajemen, 2 orang
mandor, 4 orang pekerja. Kelompok diskusi terfokus dilakukan pada 2 kelompok dengan 5
orang pekerja di setiap kelompok.
Pekerja pengolahan kayu memiliki persepsi yang cukup baik mengenai perilaku keselamatan
kerja hal ini dikarenakan memiliki pengalaman bekerja cukup lama meskipun berlatar
belakang pendidikan rendah. Sikap dan perilaku yang belum mencerminkan perilaku
keselamatan kerja dipengaruhi motivasi, minat, role model, kesiapan, kebijakan dan
pengawasan yang masih kurang. Mandor masih kurang ketat bertindak sebagai role model
dan melakukan pengawasan terhadap pekerja di lapangan. Manajemen perusahaan sudah
melakukan penyediaan sarana dan prasarana sesuai standar tetapi tidak diikuti oleh adanya
kebijakan, peraturan, pelatihan serta reward dan punishment.
Persepsi baik berperilaku keselamatan kerja pada pekerja pengolahan kayu dalam mencegah
kecelakaan kerja dipengaruhi oleh pengetahuan, pengalaman dan sarana prasarana standar
yang cukup baik. Tetapi kurangnya motivasi, minat, contoh teladan, kesiapan dan
pengawasan mempengaruhi sikap dan perilaku keselamatan kerja yang kurang baik.
Manajemen dan mandor yang kurang menerapkan kebijakan, peraturan, pelatihan, reward
dan punishment juga mempengaruhi perilaku keselamatan kerja bagi para pekerja pengolahan
kayu.ABSTRACT
Workers in MSME lack good safety behavior specially carpenters in Indonesia, marked by a
high incidence of disability caused by occupational accidents. The aim of this study is to
identify influencing factors to workers?s safety behavior of carpenter in the micro, small and
medium enterprises (MSME).
A Qualitative study was conducted using in-depth interviews and focus group discussion with
semi-structured guidelines from Green theory, conducted in 2 MSME carpenter industry. Indepth
interviews involving 2 management staffs, 2 supervisors and 4 carpenters. Focus
group discussion was conducted with 2 groups, each consisting of 5 carpenters in .
Adequacy of good safety behavior perceptions was found, due to carpenter?s long experience,
although they have low educational level. Carpenter?s attitude and behavior did not comply
with safe behavior, influenced by lack of motivation, interest, role model, readiness, policy
and supervision. Supervisors were not regarded as role models and are weak in supervision.
Management already provides standar infrastructure and facilities, but lack of policy,
regulation, training also reward and punishment system.
The micro, small and medium enterprises (MSME) carpenter?s good perceptions to
occupational accident prevention influenced by knowledge, experience and standard
infrastructure and facilities, but Carpenters?s lack of motivation, interest, role model,
readiness and supervision influenced low attitude and lack of safety behavior.Management
and supervisor?s also fail to support carpenter?s safety behavior by not implementing policy,
regulation, training, reward and punishment system.;Workers in MSME lack good safety behavior specially carpenters in Indonesia, marked by a
high incidence of disability caused by occupational accidents. The aim of this study is to
identify influencing factors to workers?s safety behavior of carpenter in the micro, small and
medium enterprises (MSME).
A Qualitative study was conducted using in-depth interviews and focus group discussion with
semi-structured guidelines from Green theory, conducted in 2 MSME carpenter industry. Indepth
interviews involving 2 management staffs, 2 supervisors and 4 carpenters. Focus
group discussion was conducted with 2 groups, each consisting of 5 carpenters in .
Adequacy of good safety behavior perceptions was found, due to carpenter?s long experience,
although they have low educational level. Carpenter?s attitude and behavior did not comply
with safe behavior, influenced by lack of motivation, interest, role model, readiness, policy
and supervision. Supervisors were not regarded as role models and are weak in supervision.
Management already provides standar infrastructure and facilities, but lack of policy,
regulation, training also reward and punishment system.
The micro, small and medium enterprises (MSME) carpenter?s good perceptions to
occupational accident prevention influenced by knowledge, experience and standard
infrastructure and facilities, but Carpenters?s lack of motivation, interest, role model,
readiness and supervision influenced low attitude and lack of safety behavior.Management
and supervisor?s also fail to support carpenter?s safety behavior by not implementing policy,
regulation, training, reward and punishment system.;Workers in MSME lack good safety behavior specially carpenters in Indonesia, marked by a
high incidence of disability caused by occupational accidents. The aim of this study is to
identify influencing factors to workers?s safety behavior of carpenter in the micro, small and
medium enterprises (MSME).
A Qualitative study was conducted using in-depth interviews and focus group discussion with
semi-structured guidelines from Green theory, conducted in 2 MSME carpenter industry. Indepth
interviews involving 2 management staffs, 2 supervisors and 4 carpenters. Focus
group discussion was conducted with 2 groups, each consisting of 5 carpenters in .
Adequacy of good safety behavior perceptions was found, due to carpenter?s long experience,
although they have low educational level. Carpenter?s attitude and behavior did not comply
with safe behavior, influenced by lack of motivation, interest, role model, readiness, policy
and supervision. Supervisors were not regarded as role models and are weak in supervision.
Management already provides standar infrastructure and facilities, but lack of policy,
regulation, training also reward and punishment system.
The micro, small and medium enterprises (MSME) carpenter?s good perceptions to
occupational accident prevention influenced by knowledge, experience and standard
infrastructure and facilities, but Carpenters?s lack of motivation, interest, role model,
readiness and supervision influenced low attitude and lack of safety behavior.Management
and supervisor?s also fail to support carpenter?s safety behavior by not implementing policy,
regulation, training, reward and punishment system."
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Fakultas Kedokteran Universitas Indonesia, 2016
SP-PDF
UI - Tugas Akhir  Universitas Indonesia Library
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Samosir, Edward Petrus
"ABSTRAK
Tesis ini membahas tentang kegiatan business coaching yang dilaksanakan oleh coach dan bengkel ProQ, UMKM yang bergerak di bidang perbaikan, perawatan dan servis AC mobil. Kegiatan business coaching ini berfokus pada fungsi pemasaran. Tujuan dari tesis ini adalah untuk membantu perusahaan mengembangkan desain grafis untuk kegiatan promosi pada ProQ. Data yang dikumpulkan berasal dari wawancara dan kuesioner yang dianalisa menggunakan business model canvas, value proposition canvas, importance-performance analysis, segementing, targeting, positioning STP analysis, service marketing mix dan gap analysis.

ABSTRACT
The thesis discusses about business coaching process conducted by the coach and ProQ workshop, MSME that engaged in automobile rsquo s air conditioner service, repair, and maintenance. This business coaching focus is mainly on marketing function. The goal of this thesis is to help the company developing graphic design template for promotion at ProQ. The data gathered from interviews and questionnaires were analyzed using business model canvas, value proposition canvas, importance performance analysis, segmenting, targeting, positioning STP analysis, service marketing mix, and gap analysis."
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2017
T-Pdf
UI - Tesis Membership  Universitas Indonesia Library
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Putri Amelia
"Penelitian ini bertujuan untuk menganalisis pengaruh kompetisi terhadap kredit UMKM. Menggunakan data dari bank yang beroperasional di Indonesia pada tahun 2009 hingga 2016, penelitian ini melakukan regresi data panel. Persaingan memiliki efek yang tidak signifikan pada kredit UMKM, sementara faktor-faktor spesifik bank seperti ROE dan LDR memiliki pengaruh yang signifikan terhadap tingkat kredit UMKM. NPL kredit UMKM memainkan peran penting dalam mengurangi kredit UMKM. Indeks lerner dengan peraturan memiliki efek positif yang signifikan terhadap persentase pinjaman UMKM. Hasil ini menunjukkan bahwa secara umum, bank lebih cepat bereaksi terhadap peraturan daripada kondisi industri dalam hal pinjaman UMKM kepada perusahaan besar ketika pertumbuhan ekonomi meningkat.

This study aims to analyze the effect of the competition on MSME credit. Using data from Indonesia banks in 2009 until 2016, this research performed panel data regression. Competition has an insignificant effect on MSME credit, while bank-specific factors such as the ROE and LDR have a significant effect on the level of MSME Credit. The NPL of MSME Credit plays a significant role in reducing MSME credit. Lerner index with regulation has significant positive effects on the percentage of MSME loans. This result indicates that, in general, banks are faster reacting to regulations than industry conditions in terms of MSME lending to big firms when the economic growth is increasing."
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2020
T55060
UI - Tesis Membership  Universitas Indonesia Library
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Awwabina Adiarprasya
"Penelitian ini bertujuan untuk mengetahui apa itu skema KUR lebih efektif, dengan skema Biaya Jasa Penjaminan atau Subsidi Bunga. Selesai dengan metode campuran antara kualitatif dan kuantitatif, di mana data kuantitatif diperoleh dari statistik deskriptif dan data kualitatif yang diperoleh dari Focus Group
Diskusi (FGD) dan In Depth Interview (IDI). Awalnya, hipotesis dibuat untuk setiap KUR. skema berdasarkan hasil statistik deskriptif yang kemudian divalidasi dengan hasil FGD dan LPS. Aspek yang dikaji adalah bentuk dukungan pemerintah, skema program, pencapaian target program, dan kesesuaian antara hasil dan tujuan KUR utama. Hasil dari aspek-aspek yang dipelajari di masing-masing KUR. skema Ini kemudian dibandingkan melalui metode analisis komparatif. Penelitian ini kemudian menunjukkan bahwa baik KUR dengan IJP. skema
dan skema subsidi bunga masing-masing memiliki kelebihan dan kekurangan.

This study aims to find out what the KUR . scheme is
more effective, with a Guarantee Service Fee or Interest Subsidy scheme. Finished with mixed methods between qualitative and quantitative, where quantitative data obtained from descriptive statistics and qualitative data obtained from the Focus Group
Discussion (FGD) and In Depth Interview (IDI).
Initially, hypotheses were made for each KUR. scheme
based on the results of descriptive statistics which were then validated with the results of the FGD and
IDIC. The aspects studied are the form of government support, program schemes, achievement of program targets, and the suitability between the results and objectives of KUR main. The results of the aspects studied in each KUR. scheme
These are then compared through a comparative analysis method.
This study then showed that both KUR and IJP. scheme
and interest subsidy schemes each have their advantages and disadvantages.
"
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia , 2020
S-pdf
UI - Skripsi Membership  Universitas Indonesia Library
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