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"AbstractWest Java province's junior secondary school enrollment rate is still below the Millenium Development Goal of universal primary education by 2015. Panel data of 26 districts in West Java, Indonesia, was used to analyze the determinant factors of junior secondary school enrollment rate. The study shows that GRDP per capita and education level of the household head positively infuence junior secondary enrollment rate, in contrast poverty rate and number of child labour had negative impact. This study suggests that government should increase local revenue to enable the people to have sufficient income for attending school, especially for the poor. The government is also expected to increase the availability of schools.AbstrakCapaian Angka Partisipasi Sekolah (APS) SMP Provinsi Jawa Barat yang masih rendah menunjukkan belum tercapainya tujuan MDGs tahun 2015 tentang pendidikan dasar. Dengan menggunakan analisis regresi data panel 26 kabupaten/kota di Jawa Barat tahun 2007-2011, studi ini menemukan bahwa faktor yang menjadi determinan APS SMP adalah PDRB per kapita dan pendidikan orang tua. Adapun kemiskinan dan partisipasi kerja anak usia 13-15 tahun akan mengurangi partisipasi sekolah. Oleh karena itu, untuk meningkatkan partisipasi sekolah SMP, terutama anak dari keluarga miskin, selain peningkatan anggaran pendidikan untuk mendukung partisipasi sekolah (beasiswa dan ketersediaan/fasilitas sekolah), hal itu juga harus didukung dengan penurunan tingkat kemiskinan. Selain itu, peningkatan anggaran pendidikan lebih pro-masyarakat miskin dengan meningkatkan ketersediaan sekolah."

"Abstract. Credit disbursement is an investment decision in the banking business. Therefore, the concept of "high risk high return" becomes the focus of banks in managing credit. One of the effort of these banks to manage risk and enhancing/ increasing returns is forming their portfolio. This research was conducted in one of the state banks in Indonesia, which has the goal of increasing lending in the retail and commercial segments. Single Index Model is used to find the optimal composition of the economic sector. This model recommends economic sectors into the portfolio on the basis of Excess Return to Beta, which represents the difference between the rates of return in the form of interest income with a risk-free asset returns, divided by beta sectors of the economy itself. The results showed that the return portfolio can be improved and the risks derived using that approach. Banking business purpose is the return and growth so that the portfolio optimization needs to be supported with other parameters when the economic sectors that are not recommended put in a portfolio. Analysis of the performance of RAROC is a performance metric that of performance that computes net profit after adjusting for potential losses than capital allocation, can be used to help the formation of portfolios that received the return and risk are still in line with expectations.Abstrak. Penyaluran kredit merupakan investment decision dalam bisnis perbankan. Oleh sebab itu konsep " high risk high return" menjadi fokus perbankan dalam mengelola kredit. Salah satu upaya perbankan mengelola risiko dan meningkatkan return adalah membentuk portofolio. Penelitian ini dilakukan di salah satu bank pemerintah di Indonesia yang mempunyai target meningkatkan penyaluran kredit di segmen retail dan commercial. Single Index Model digunakan untuk mencari komposisi optimal dari sektor ekonomi. Model ini merekomendasi sektor ekonomi yang masuk ke dalam portofolio atas dasar Excess Return to Beta yang merupakan selisih antara tingkat return berupa pendapatan bunga dengan return asset bebas risiko (SBI) dibagi dengan beta sektor ekonomi itu sendiri. Hasil penelitian menunjukkan bahwa return porofolio dapat ditingkatkan dan risiko diturunkan dengan menggunakan pendekatan tersebut. Tujuan bisnis perbankan adalah return dan growth sehingga optimalisasi portofolio perlu didukung dengan parameter lain ketika sektor ekonomi yang tidak direkomendasikan dimasukkan ke dalam portofolio. Analisis RAROC yaitu suatu metrik kinerja yang menghitung keuntungan bersih setelah disesuaikan dengan potensi kerugian dibanding alokasi modalnya digunakan untuk membantu pembentukan portofolio sehingga return dan risiko yang diterima masih sesuai dengan harapan."

"Port of Tanjung Priok is one of the ports in Indonesia which has the potential to be developed into an international seaport with the level of activity and the capacity of loading and unloading. This study aims to understand the key variables that determine the service quality of the port, so as to achieve customer satisfaction and loyalty. By using Structural Equation Modeling, this study analyzes the effects of various dimensions of service quality to customer satisfaction, and the relationships formed between perceived value and customer loyalty of the port service industry in Indonesia. The sampling method used was stratified random sampling with a total of 406 respondents. The results show positive relationships between the variables. This implies that service quality is an important aspect to focus on in order for Port of Tanjung Priok to achieve customer satisfaction and loyalty."

"Capital investment of local government or long-term regional investment is a form of government program and one of the tools of regulating the regional fiscal. Local government investment in the form of direct investment is the capital investment in business entities which aims to increase regional economic growth, increase regional income, and improve the welfare of the community. Regional capital investment is a decision-making behavior to invest or not to invest in business entities to obtain dividends. The behavior of decision making requires Information on bank performance, knowledge of banking governance, and shareholder agreements with bank directors. This study aims to analyze performance behavior and investment of provincial government that affects the profit of regional development banks in Indonesia. The method of analysis is done using descriptive statistic and multiple linear regression. Multiple Linear Regression with dependent variable of regional development bank profit and independent variable consist of Bank size (SIZE), business risk of BPD bank (RISK_Bt), Capital Adequacy Ratio (CAR), Operational Cost to Operating Income (BOPO), Return of Equity (ROE), Interest Rate of Bank (INTEREST), Provincial Capital Investment to Bank BPD (PMD), Regional Minimum Wage (UMR), Initial Public Offering Dummy (DIPO), and Bank Business Target Dummy (DSARBISB). The result of descriptive statistical analysis concluded that the capital investment of 26 provincial governments in 26 regional development banks describes the varying bank performance caused by different bank sizes. The results of multiple regression analysis can conclude that all independent variables are able to both explain the dependent variable at a significant level of level below 1%, as well as individually ten independent variables that are statistically significantly different with zero at levels below 1%, below 5%, and below 10%."

"Buku yang berjudul "Panduan memilih perguruan tinggi" ini membahas tentang beberapa perguruan tinggi di Indonesia. Di dalamnya dijelaskan mengenai jurusan-jurusan yang ada di perguruan tinggi."