ABSTRACT
This thesis will discuss the Board of Bank Responsibility as the managing committee inthe banking industry, specifically in the crcdit distribution. Banking has an important rolein the national economic development, that is to accumulate and allocate fund used to runthe micro and macro economy. In carrying out the role, banking experienced problems.The biggest problem faced is credit. This problem becomes even complicated with lots ofdischarge liabilities (insolvent) happened in banking. And it will turn into a seriousmatter since insolvent can affect the economics affair in banking. Moreover insolvent canalso be the main factor of bank liquidation. For this reason, banking as the most regulatedindustry, needs to strictly control the business, especially in its credit. In distributingcredits, banking ought to be very cautious and correctly implement the right managementrisk Such action needs a long time to carry out, but at the same time banking has to movefast in their economic growth. This is a dilemmatic situation for the board of director.Bank of Indonesia as the comptroller and regulator in banking, needs to regularly controlsand regulates the banking business and every action taken by the management especiallyin credit distribution. This research is a juridical normative pattern research. The result ofthe research will suggest Bank of Indonesia, as the one that constitute the regulation, tostrictly implement the banking regulation in Indonesia, especially in distributing bankingcredits. The board of director needs to correctly enforce the Good Corporate Governanceto avoid the responsibility of loss caused by insolvent. |
