Dampak struktur kepemilikan terhadap diversifikasi pendapatan pada bank konvensional Indonesia = The effect of ownership structure to income diversification in Indonesia s conventional bank / Khairunnisa Ba Mar
Khairunnisa Ba Mar;
Adi Waskito, supervisor; Rahmat Aryo Baskoro, examiner; Galih Pandekar, promotor
([Publisher not identified]
, 2014)
|
ABSTRACTSkripsi ini bertujuan untuk menguji secara empiris pengaruh strukturkepemilikan bank terhadap diversifikasi pendapatan. Struktur kepemilikan bankdiuji berdasarkan tipe kepemilikan pemerintah, swasta domestik, dan asing.Variabel-variabel yang mewakili struktur kepemilikan yang diuji dalam penelitianini yaitu ukuran bank, return on equity, loan loss provision, growth assets, loan tototal assets, rasio kecukupan modal. Diversifikasi pendapatan diukur melalui noninterest income. Penelitian dilakukan dalam kurun waktu 2007-2011 dengansampel 82 bank.Pengujian hipotesis dilakukan dengan analisis regresi berganda. Hasilpenelitian menyimpulkan bahwa kepemilikan pemerintah memiliki non interestincome yang rendah sedangkan kepemilikan asing memiliki non interest incomeyang tinggi. Ukuran bank, return on equity, loan loss provision, serta loan to totalassets berpengaruh signifikan terhadap non interest income sedangkan keduavariabel lain tidak signifikan mempengaruhi non interest income.This study aims to empirically examine the effect of bank’s ownershipstructure to income diversification. Ownership structure tested by the type ofgovernment, private domestic, and private foreign. Variables which wererepresenting ownership structure tested in this research are bank size, return onequity, loan loss provision, asset growth, loan to total assets, capital adequacyratio. Income diversification was measured through non interest income. Thisstudy was conducted in 2007-2011 with 82 conventional banks as its sample.Hypothesis testing was performed with multiple regresssion analysis. Theresearch concluded that government ownership had low non interest income,while foreign ownership had higher non interest income. Bank size, retun onequity, loan loss provision, and loan to total assets significantly affected noninterest income while the others did not significantly affected non interest income. |
![]()
|
No. Panggil : | S54379 |
Entri utama-Nama orang : | |
Entri tambahan-Nama orang : | |
Entri tambahan-Nama badan : | |
Subjek : | |
Penerbitan : | [Place of publication not identified]: [Publisher not identified], 2014 |
Program Studi : |
Bahasa : | ind |
Sumber Pengatalogan : | LibUI ind rda |
Tipe Konten : | text |
Tipe Media : | unmediated ; computer |
Tipe Carrier : | volume ; online source |
Deskripsi Fisik : | xxiv, 184 pages : illustration ; 28 cm + appendix |
Naskah Ringkas : | |
Lembaga Pemilik : | Universitas Indonesia |
Lokasi : | Perpustakaan UI, Lantai 3 |
No. Panggil | No. Barkod | Ketersediaan |
---|---|---|
S54379 | TERSEDIA |
Ulasan: |
Tidak ada ulasan pada koleksi ini: 20368404 |