[ABSTRAKSkripsi ini membahas tentang kreditur yang akan melakukan eksekusi melalui pelelangan umum dengan perantara Kantor Pelayanan Kekayaan Negara dan Lelang Madiun. Akan tetapi pihak Semeru Hari Prastowo cs selaku debitur melakukan gugatan perlawanan di Pengadilan Negeri Ponorogo dan diputus oleh Hakim Ketua Pengadilan Ponorogo menolak gugatan pelawan. Dari hal tersebut, penulis ingin mengkaji lebih dalam tentang proses perjanjian kredit dengan jaminan Hak Tanggungan pada PT. Bank Rakyat Indonesia (Persero) Tbk Cabang Ponorogo, dan hambatan-hambatan apa saja yang muncul dalam pelaksanaan eksekusi Hak Tanggungan. Penelitian ini adalah penelitian deskriptif analitis yang menggambarkan dan menganalisa mengenai pelaksanaan eksekusi melalui pelelangan umum dengan perantara Kantor Pelayanan Kekayaan Negara dan Lelang Madiun menurut ketentuan peraturan perundangundangan. Hasil penelitian menyarankan bahwa hendaknya PT. BRI Cabang Ponorogo dalam memberikan kredit atau pinjaman kepada masyarakat lebih selektif dalam melakukan analisis seperti memperhatikan karakter nasabah, jenis usaha nasabah dan lain sebagainya guna menghindari adanya kredit macet. ABSTRACT;This thesis discusses the creditors who will perform the execution by publicauction by the State Property Office intermediaries and Auction Madiun.However, the Semeru Hari Prastowo cs resistance as the debtor sued in theDistrict Court decided by Ponorogo and Ponorogo Court Chief Judge rejectslawsuit fighting. From this, the authors wanted to examine more deeply about theprocess of credit agreement with the Mortgage guarantee. PT. Bank RakyatIndonesia (Persero) Tbk Branch Ponorogo, and any obstacles that arise in theexecution of Mortgage. The study was a descriptive analytical study thatdescribes and analyzes the execution through a public tender with intermediariesState Property Office and Auction Madiun under the terms of legislation. Theresults of the research suggest that the should PT. BRI Branch Ponorogo ingiving credit or loans to the public more selective in their analysis as to thecharacter of customers, types of businesses and other customers in order to avoidbad credit., This thesis discusses the creditors who will perform the execution by publicauction by the State Property Office intermediaries and Auction Madiun.However, the Semeru Hari Prastowo cs resistance as the debtor sued in theDistrict Court decided by Ponorogo and Ponorogo Court Chief Judge rejectslawsuit fighting. From this, the authors wanted to examine more deeply about theprocess of credit agreement with the Mortgage guarantee. PT. Bank RakyatIndonesia (Persero) Tbk Branch Ponorogo, and any obstacles that arise in theexecution of Mortgage. The study was a descriptive analytical study thatdescribes and analyzes the execution through a public tender with intermediariesState Property Office and Auction Madiun under the terms of legislation. Theresults of the research suggest that the should PT. BRI Branch Ponorogo ingiving credit or loans to the public more selective in their analysis as to thecharacter of customers, types of businesses and other customers in order to avoidbad credit.] |