Pembukaan rahasia bank untuk kepentingan peradilan dalam perkara gugatan harta bersama = Disclosure of bank secrecy in the interests of justice in the case concerning the division of marital property / Agung Kurnia Saputra
([Fakultas Hukum Universitas Indonesia;Fakultas Hukum Universitas Indonesia, Universitas Indonesia], 2014)
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[Bank sebagai financial intermediary dalam menjalankan kegiatan usahanyabergantung pada kepercayaan nasabah sehingga pada prinsipnya setiap nasabahharus dilindungi kerahasiaan datanya oleh bank, namun begitu, prinsipkerahasiaan bank yang berlaku di Indonesia telah memberi pengecualian bahwadata nasabah dapat diakses untuk kepentingan tertentu. Gugatan pembagian hartabersama berupa aset-aset simpanan di bank pada praktik peradilan ditemukanbanyak kendala dalam pembuktian karena berlakunya kerahasian bank yangmelindungi. Hal demikian tidak jarang berakhir dengan kerugian materiil padasalah satu pihak. Tujuan penelitian ini adalah untuk menganalisis status asetsimpanan yang tersimpan di bank atas nama salah seorang suami/istri terkaitkepentingan pembagian harta bersama dan apakah suami/isteri memiliki aksesatas simpanan tersebut, serta menganalisis apakah setelah Putusan MK No.64/PUU-X/2012 suami/isteri secara langsung dapat mengakses rahasia bank.Penulisan skripsi ini menggunakan metodologi penelitian yuridis normatif yaitumengkaji Peraturan Perundang-undangan, teori hukum dan yurisprudensi yangrelevan dengan permasalahan yang diteliti. Data penelitian yang dipergunakanmeliputi data primer yaitu data yang diperoleh langsung dari lapangan melaluiwawancara serta data sekunder yang diperoleh melalui studi kepustakaan.Spesifikasi penelitian ini adalah deskriptif analitis dan metode analisis datadengan yuridis kualitatif. Hasil penelitian menunjukan bahwa aset simpanan padabank yang diatasnamakan salah satu pihak (suami/istri) selama dapat dibuktikandiperoleh sepanjang berlangsungnya perkawinan serta perolehannya bersumberdari harta bersama maka berstatus sebagai harta bersama dan manakala terjadiperceraian harus dibagi dua secara adil. Kemudian setelah adanya Putusan MKNo. 64/PUU-X/2012 pihak suami/isteri melalui gugatan pembagian harta bersamadi Pengadilan dapat memiliki akses membuka rahasia bank, akan tetapidisayangkan setelah Putusan MK tersebut suami/isteri tidak dapat otomatis secaralangsung memperoleh akses informasi terhadap harta bersama di bank tanpaadanya gugatan harta bersama melalui Pengadilan.;Bank as a financial intermediary in operation dependent on customer confidenceso that in principle each customer must be protected by the confidentiality of thedata bank, however, the principle of bank secrecy prevailing in Indonesia hasgiven exception that customer data can be accessed for specific interests. Lawsuitdivision of marital property assets in the form of bank deposits in judicial practicefound many obstacles in the proof because of the bank secrecy that protects. Itwas thus not uncommon to end up with a material loss on one side. The purposeof this study was to analyze the status of assets stored in bank deposits on behalfof one from the husband / wife related to the division of marital property interestsand whether the husband / wife have access to these deposits, and to analyzewhether after the Constitutional Court award No.64/PUU-X/2012 husband / wifecan directly access bank secrecy. This thesis uses normative researchmethodology including reviewing legislation, legal theory and jurisprudencerelevant to the problems studied. Research data used include primary data whichis data obtained directly from the field through interviews and secondary dataobtained through the study of literature. Specifications of this study is descriptiveand analytical methods of data analysis with qualitative juridical. The resultsshowed that the assets on bank deposits which is assigned to one of the parties(husband / wife) as long as it can be proven obtained throughout the course of themarriage and the deposits came from the joint property, it existed as a maritalproperty and in case of divorce, the marital property should be devided equally.Then, after the Constitutional Court award No.64/PUU-X/2012 the husband / wifethrough the division of marital property claim in court can have open access tobank secrecy, but unfortunately after the Constitutional Court the husband / wifecan not automatically gain access to the information directly to marital property inthe bank, without the existence of marital property lawsuit in court., Bank as a financial intermediary in operation dependent on customer confidenceso that in principle each customer must be protected by the confidentiality of thedata bank, however, the principle of bank secrecy prevailing in Indonesia hasgiven exception that customer data can be accessed for specific interests. Lawsuitdivision of marital property assets in the form of bank deposits in judicial practicefound many obstacles in the proof because of the bank secrecy that protects. Itwas thus not uncommon to end up with a material loss on one side. The purposeof this study was to analyze the status of assets stored in bank deposits on behalfof one from the husband / wife related to the division of marital property interestsand whether the husband / wife have access to these deposits, and to analyzewhether after the Constitutional Court award No.64/PUU-X/2012 husband / wifecan directly access bank secrecy. This thesis uses normative researchmethodology including reviewing legislation, legal theory and jurisprudencerelevant to the problems studied. Research data used include primary data whichis data obtained directly from the field through interviews and secondary dataobtained through the study of literature. Specifications of this study is descriptiveand analytical methods of data analysis with qualitative juridical. The resultsshowed that the assets on bank deposits which is assigned to one of the parties(husband / wife) as long as it can be proven obtained throughout the course of themarriage and the deposits came from the joint property, it existed as a maritalproperty and in case of divorce, the marital property should be devided equally.Then, after the Constitutional Court award No.64/PUU-X/2012 the husband / wifethrough the division of marital property claim in court can have open access tobank secrecy, but unfortunately after the Constitutional Court the husband / wifecan not automatically gain access to the information directly to marital property inthe bank, without the existence of marital property lawsuit in court.] |
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No. Panggil : | S56441 |
Subjek : | |
Penerbitan : | [Place of publication not identified]: [Fakultas Hukum Universitas Indonesia;Fakultas Hukum Universitas Indonesia, Universitas Indonesia], 2014 |
Program Studi : |
Bahasa : | ind |
Sumber Pengatalogan : | LibUI ind rda |
Tipe Konten : | text |
Tipe Media : | unmediated ; computer |
Tipe Carrier : | volume ; online resource |
Deskripsi Fisik : | xv, 256 pages : illustration ; 28 cm + appendix |
Naskah Ringkas : | |
Lembaga Pemilik : | Universitas Indonesia |
Lokasi : | Perpustakaan UI, Lantai 3 |
No. Panggil | No. Barkod | Ketersediaan |
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S56441 | TERSEDIA |
Ulasan: |
Tidak ada ulasan pada koleksi ini: 20387832 |