[ABSTRAK
Tesis ini berupaya menguji seberapa besar pengaruh tingkat kesehatan bankterhadap penghimpunan dana pihak ketiga. Data sample yang digunakan adalahlaporan keuangan 30 bank go public yang terdaftar di Bursa Efek Indonesiaselama tahun 2011 ? 2013. Parameter yang digunakan dalam tingkat kesehatanbank adalah rasio KPMM (Kewajiban Penyediaan Modal Minimum) atau lebihdikenal dengan rasio CAR (Capital Adequacy Ratio), NPL (Non PerformingLoan), ROA (Return on Assets), ROE (Return on Equity), NIM (Net InterestMargin), LDR (Loan to Deposit Ratio), dan rasio BOPO (Beban Operasionalterhadap Pendapatan Operasional). Hasil penelitian menunjukkan bahwa berbagairasio di atas secara bersama-sama memiliki pengaruh terhadap penghimpunandana pihak ketiga. Hasil penelitian juga menunjukkan bahwa rasio KPMM, ROA,ROE, NIM dan BOPO secara individual memiliki pengaruh terhadappenghimpunan dana pihak ketiga.
ABSTRACT
The thesis is trying to assess how much the significance of the bank soundnesslevel has the impact to third party fund garnering. The data sample used in theresearch was published financial report of 30 go public banks listed in IndonesiaStock Exchange during 2011 ? 2013. Parameter used in the bank soundness levelare CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), ROA (Returnon Assets), ROE (Return on Equity), NIM (Net Interest Margin), LDR (Loan toDeposit Ratio), dan Operating Expense to Operating Income ratio. The researchindicates that all the above ratios together have significant impact on third partyfund. The research also indicate that CAR, ROA, ROE, NIM and OperatingExpense to Operating Income ratio have the individual impact on third party fund;The thesis is trying to assess how much the significance of the bank soundnesslevel has the impact to third party fund garnering. The data sample used in theresearch was published financial report of 30 go public banks listed in IndonesiaStock Exchange during 2011 – 2013. Parameter used in the bank soundness levelare CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), ROA (Returnon Assets), ROE (Return on Equity), NIM (Net Interest Margin), LDR (Loan toDeposit Ratio), dan Operating Expense to Operating Income ratio. The researchindicates that all the above ratios together have significant impact on third partyfund. The research also indicate that CAR, ROA, ROE, NIM and OperatingExpense to Operating Income ratio have the individual impact on third party fund, The thesis is trying to assess how much the significance of the bank soundnesslevel has the impact to third party fund garnering. The data sample used in theresearch was published financial report of 30 go public banks listed in IndonesiaStock Exchange during 2011 – 2013. Parameter used in the bank soundness levelare CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), ROA (Returnon Assets), ROE (Return on Equity), NIM (Net Interest Margin), LDR (Loan toDeposit Ratio), dan Operating Expense to Operating Income ratio. The researchindicates that all the above ratios together have significant impact on third partyfund. The research also indicate that CAR, ROA, ROE, NIM and OperatingExpense to Operating Income ratio have the individual impact on third party fund] |
T-Bram Surapati Yudonegoro.pdf :: Unduh