[ABSTRAK
Bank Garansi ini merupakan salah satu produk pemerintah dalam menumbuhkaniklim sehat pada dunia perbankan. Produk ini mendukung dalam meningkatkanpenyaluran dana kepada masyarakat. Resiko Bank Garansi muncul jika nasabahmelakukan perbuatan wanprestasi atau tidak memenuhi segala kewajiban kepadapenerima jaminan. Hingga kini masih terdapat pencairan Bank Garansi tidak tepatsasaran sesuai dengan resiko yang terkandung didalamnya. Pencairan BankGaransi dilakukan saat terpenuhinya unsur wanprestasi. Oleh karena itu, tesis iniakan membahas mengenai dua hal, yaitu kelayakan pencairan Bank Garansi dalamhal telah dilaksanakannya prestasi oleh Prinsipal dan Akibat hukum yang terjadiada Prinsipal yang telah melakukan prestasi dengan adanya pencairan BankGaransi tersebut dengan contoh pada kasus Proyek Pembangunan 12 Unit RumahBank Indonesia di Jalan Panglima Polim I dan VI, Kebayoran Baru - JakartaSelatan. Dalam kasus ini terdapat empat pihak yaitu PT Bank DKI sebagaipenerbit Bank Garansi atau jaminan, Bank Indonesia selaku Obligee atau PemilikProyek, PT Elti Prima Raya selaku Kontraktor atau Prinsipal yang bertugas dalampelaksanaan proyek dan PT Wisma Kosgoro selaku subkontraktor. Penelitian inimenggunakan metode penelitian yuridis normatif. Hasil dari penelitian atas kasusProyek Pembangunan 12 Unit Rumah Bank Indonesia ini menyatakan bahwaBank Garansi layak dicairkan dalam hal telah dilaksanakannya prestasi olehPrinsipal, hal ini terbukti Pada saat Bank Garansi berpegang pada prinsipUnconditional atau First Demand. Dengan prinsip ini berarti bank akan segeramencairkan jaminan jika diminta oleh Obligee (tanpa harus membuktikankegagalan/wanprestasi/default Principal dan/atau kerugian yang diderita Obligee).Akibat Hukum yang terjadi pada Prinsipal yang telah melakukan prestasi denganadanya Pencairan Bank Garansi tersebut adalah Kontraktor dinyatakan Lalai,Kontraktor akan menderita kerugian sebesar nilai pencairan Bank Garansi,Kontraktor menderita kerugian sebesar yang telah dilakukan prestasi, Kontraktormenderita kerugian berupa keuntungan yang seharusnya didapat dari pelaksanaanprestasi, Kontraktor masuk dalam daftar hitam perusahaan dan tidak dapatmengikuti proyek pengadaan barang/jasa sesuai PerPres No. 54 Tahun 2010tentang Pengadaan Barang/Jasa Pemerintahan, Kontraktor menderita kerugianberupa ongkos, kerugian, bunga dan biaya perkara pengadilan.
ABSTRACT
Bank Guarantee is one of the products of government in fostering a healthyclimate in the banking world. This product is in support of the improvements inthe distribution of funds to the public. Risks of Bank Guarantee arise should acustomer defaults or does not meet all the obligations to the insured. There is, asyet, an ineffective disubrsement of Bank Guarantee in accordance with the riskentailed therein. Disbursement of Bank Guarantee is made should there beelements of default. Therefore, this thesis will discuss about two things, namelythe feasibility of disbursement of Bank Guarantee in terms of performance havingbeen implemented by the Principal and the legal consequences arising afterPrincipals having discharged performance with the disbursement of BankGuarantee One of the cases that will be highlighted is the case of 12 housing unitsof Bank Indonesia on Jalan Panglima Polim I and VI, Kebayoran Baru ? JakartaSelatan. In this case, there were four parties, namely PT Bank DKI as the issuer ofBank Guarantee or warranty, Bank Indonesia as the obligee or the Project Owner,PT Elti Prima Karya as the Contractor or the Principal in charge of theimplementation of the project and PT Wisma Kosgoro as the subcontractor.Normative juridical research was in use in this research. The result of the researchon the Construction Project of 12 Housing Units of Bank Indonesia shows that thebank guarantee is worth disbursing in terms of the performance having beenimplemented by the Principal. It is obvious that Bank Guarantee adheres to theprinciple of unconditional or first demand. With this principle, it means that thebank will immediately disburse the guarantee if requested by the obligee (withouthaving to prove the failure / default / default Principal and / or the loss suffered bythe obligee). The legal consequences that occur on the Principal havingimplemented performance with the disbursement of Bank Guarantee are that theContractor is declared to be negligent, the Contractor suffers a loss of as much asthe value of the disbursement of Bank Guarantee, the Contractor suffers a loss interms of the profits that should have been obtained from the implementation ofthe performance, the Contractor?s company is blacklisted and incapable ofparticipating in the project procurement of goods / services in accordance with thePresidential Decree No. 54 of 2010 on Procurement of Goods / Services forGovernment, the Contractor suffers a loss in the form of fees, interest andlitigation costs.;Bank Guarantee is one of the products of government in fostering a healthyclimate in the banking world. This product is in support of the improvements inthe distribution of funds to the public. Risks of Bank Guarantee arise should acustomer defaults or does not meet all the obligations to the insured. There is, asyet, an ineffective disubrsement of Bank Guarantee in accordance with the riskentailed therein. Disbursement of Bank Guarantee is made should there beelements of default. Therefore, this thesis will discuss about two things, namelythe feasibility of disbursement of Bank Guarantee in terms of performance havingbeen implemented by the Principal and the legal consequences arising afterPrincipals having discharged performance with the disbursement of BankGuarantee One of the cases that will be highlighted is the case of 12 housing unitsof Bank Indonesia on Jalan Panglima Polim I and VI, Kebayoran Baru ? JakartaSelatan. In this case, there were four parties, namely PT Bank DKI as the issuer ofBank Guarantee or warranty, Bank Indonesia as the obligee or the Project Owner,PT Elti Prima Karya as the Contractor or the Principal in charge of theimplementation of the project and PT Wisma Kosgoro as the subcontractor.Normative juridical research was in use in this research. The result of the researchon the Construction Project of 12 Housing Units of Bank Indonesia shows that thebank guarantee is worth disbursing in terms of the performance having beenimplemented by the Principal. It is obvious that Bank Guarantee adheres to theprinciple of unconditional or first demand. With this principle, it means that thebank will immediately disburse the guarantee if requested by the obligee (withouthaving to prove the failure / default / default Principal and / or the loss suffered bythe obligee). The legal consequences that occur on the Principal havingimplemented performance with the disbursement of Bank Guarantee are that theContractor is declared to be negligent, the Contractor suffers a loss of as much asthe value of the disbursement of Bank Guarantee, the Contractor suffers a loss interms of the profits that should have been obtained from the implementation ofthe performance, the Contractor?s company is blacklisted and incapable ofparticipating in the project procurement of goods / services in accordance with thePresidential Decree No. 54 of 2010 on Procurement of Goods / Services forGovernment, the Contractor suffers a loss in the form of fees, interest andlitigation costs., Bank Guarantee is one of the products of government in fostering a healthyclimate in the banking world. This product is in support of the improvements inthe distribution of funds to the public. Risks of Bank Guarantee arise should acustomer defaults or does not meet all the obligations to the insured. There is, asyet, an ineffective disubrsement of Bank Guarantee in accordance with the riskentailed therein. Disbursement of Bank Guarantee is made should there beelements of default. Therefore, this thesis will discuss about two things, namelythe feasibility of disbursement of Bank Guarantee in terms of performance havingbeen implemented by the Principal and the legal consequences arising afterPrincipals having discharged performance with the disbursement of BankGuarantee One of the cases that will be highlighted is the case of 12 housing unitsof Bank Indonesia on Jalan Panglima Polim I and VI, Kebayoran Baru – JakartaSelatan. In this case, there were four parties, namely PT Bank DKI as the issuer ofBank Guarantee or warranty, Bank Indonesia as the obligee or the Project Owner,PT Elti Prima Karya as the Contractor or the Principal in charge of theimplementation of the project and PT Wisma Kosgoro as the subcontractor.Normative juridical research was in use in this research. The result of the researchon the Construction Project of 12 Housing Units of Bank Indonesia shows that thebank guarantee is worth disbursing in terms of the performance having beenimplemented by the Principal. It is obvious that Bank Guarantee adheres to theprinciple of unconditional or first demand. With this principle, it means that thebank will immediately disburse the guarantee if requested by the obligee (withouthaving to prove the failure / default / default Principal and / or the loss suffered bythe obligee). The legal consequences that occur on the Principal havingimplemented performance with the disbursement of Bank Guarantee are that theContractor is declared to be negligent, the Contractor suffers a loss of as much asthe value of the disbursement of Bank Guarantee, the Contractor suffers a loss interms of the profits that should have been obtained from the implementation ofthe performance, the Contractor’s company is blacklisted and incapable ofparticipating in the project procurement of goods / services in accordance with thePresidential Decree No. 54 of 2010 on Procurement of Goods / Services forGovernment, the Contractor suffers a loss in the form of fees, interest andlitigation costs.] |
T43155-Shinta Oktavia.pdf :: Unduh