Penerapan prinsip 5c dalam pembiayaan mudharabah pada Bank umum Syariah studi pada PT Bank Syariah x = Implementation of 5c s principles in mudharabah financing on sharia bank a study on PT Bank Syariah x / Lubna Maulida Herianto
Lubna Maulida Herianto;
Aad Rusyad Nurdin, supervisor; Gemala Dewi, co-promotor; Yunus Husein, examiner; Bono Budi Priambodo, examiner
(Fakultas Hukum Universitas Indonesia, 2014)
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[Dalam menjalankan kegiatan usahanya, bank syariah harus memperhatikanprinsip kehati-hatian. Salah satu bentuk prinsip kehati-hatian tersebut adalahdengan melakukan analisis kelayakan pemberian pembiayaan kepada nasabahberdasarkan Prinsip 5C sesuai dengan ketentuan Undang-Undang Nomor 21Tahun 2008 tentang Perbankan Syariah. Penerapan Prinsip 5C dilakukan untukmemberikan perlindungan hukum kepada bank, terutama bagi pembiayaanMudharabah, dimana bank menyediakan seluruh modal dan nasabah menjadipengelola, yang memiliki banyak risiko.Skripsi ini membahas mengenai kesesuaian penerapan Prinsip 5C dalampembiayaan Mudharabah antara Bank Syariah X dengan Undang-UndangPerbankan Syariah dan perlindungan hukum bagi Bank Syariah X denganpenerapan Prinsip 5C. Penelitian ini merupakan penelitian yuridis-normatifmelalui Undang-Undang, wawancara, dan analisis akad. Hasil penelitiankemudian menyimpulkan bahwa Bank Syariah X telah menerapakan Prinsip 5Cyang telah sesuai berdasarkan Undang-Undang dan sudah dapat memberikanperlindungan hukum bagi Bank Syariah X., In conducting its business activities sharia bank must pay attention to theprudential principles. One of the prudential principles is analyzing the feasibilityto provide financing based on the 5C’s Principles, as stipulated in the LawNumber 21 of 2008 on Sharia Banking. The implementation of 5C’s principles areconducted to provide legal protection for the bank, especially for Mudharabahfinancing, because the bank provides the whole capital and the applicants willmanage it, therefore there are a lot of risks on it.This research discuss about the suitability of the implementation of the 5C’sPrinciples in Mudharabah financing between Bank Syariah X and the ShariaBanking Law and the legal protection for Bank Syariah X with the application ofthe 5C’s Principles. This research is a normative-qualitative research based on theLaws, interviews, and the analysis of the agreement. Afterwards, the reseracherfound the conclusions that Bank Syariah X has applies the 5C’s Principles that arein line with the Law and have been able to provide legal protection for BankSyariah X.] |
S59954-Lubna Maulida Herianto.pdf :: Unduh
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No. Panggil : | S59954 |
Entri utama-Nama orang : | |
Entri tambahan-Nama orang : | |
Subjek : | |
Penerbitan : | [Place of publication not identified]: Fakultas Hukum Universitas Indonesia, 2014 |
Program Studi : |
Bahasa : | ind |
Sumber Pengatalogan : | LibUI ind rda |
Tipe Konten : | text |
Tipe Media : | unmediated ; computer |
Tipe Carrier : | volume ; online resource |
Deskripsi Fisik : | xii, 166 pages : illustration ; 30 cm |
Naskah Ringkas : | |
Lembaga Pemilik : | Universitas Indonesia |
Lokasi : | Perpustakaan UI, Lantai 3 |
No. Panggil | No. Barkod | Ketersediaan |
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S59954 | TERSEDIA |
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