Penerapan prinsip utmost good faith dan kebijakan ex gratia payment oleh perusahaan asuransi dalam penyelesaian sengketa klaim asuransi studi putusan nomor 21 pdt g 2011 pn kag = Application of utmost good faith principle and ex gratia payment policy by the insurance company in insurance claim dispute resolution study on court decision no 21 pdt g 2011 pn kag / Quinissa Putrirezhy
Quinissa Putrirezhy;
Simanjuntak, Kornelius, supervisor; Wahyu Andrianto, examiner; Brian Amy Prastyo, promotor; Ranggalawe Suryasaladin, examiner
([Publisher not identified]
, 2014)
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ABSTRAK Pelanggaran terhadap prinsip utmost good faith seringkali menjadi permasalahanseperti dalam kasus yang terjadi antara Muhammad Idris, seorang ahli waris darinasabah Bank BRI dan peserta asuransi Bringin Life, Ibrahim Idris, dengan BankBRI. Bringin Life menolak klaim asuransi terkait dengan alasan pelanggaranterhadap prinsip utmost good faith karena Ibrahim Idris telah menyembunyikanriwayat kesehatannya dalam pengisian surat pernyataan kesehatan, yang didugadiisi oleh pihak Bank BRI. Bringin Life pada akhirnya memberikan pembayaranklaim secara ex gratia sebesar lima ratus juta rupiah melalui Bank BRI dan telahditerima oleh Muhammad Idris. Muhammad Idris kemudian menggugat Bank BRIuntuk membayar ganti kerugian karena Bank BRI telah melakukan kelalaian yangmenyebabkan kerugian. Penelitian ini dimaksudkan untuk mengetahui dasarpertimbangan hukum dari hakim dalam putusan Nomor 21/PDT.G/2011/PN.KAGterkait dengan prinsip utmost good faith, dasar dalam memberikan ex gratiapayment, serta status hak untuk mengajukan klaim setelah pembayaran secara exgratia dilakukan. Penelitian dilakukan dengan metode penelitian yuridis-normatifdengan menggunakan data sekunder berupa studi pustaka dan wawancara dengannarasumber. Berdasarkan hasil analisis dalam penelitian ini diperoleh kesimpulanbahwa dalam penerapan prinsip itikad paling baik (utmost good faith),pertimbangan hukum dari hakim dirasa kurang tepat mengingat Ibrahim Idris lahyang menandatangani surat pernyataan kesehatan. Dasar pemberian ex gratiapayment sendiri bisa bermacam-macam, salah satunya adalah pertimbanganbisnis. Selain itu, setelah mendapatkan ex gratia payment¸ idealnya tidak bolehlagi ada tuntutan terkait klaim tersebut di kemudian hari ABSTRACT Violation of utmost good faith principle often brings up some problems, just likein a case which occurred between Muhammad Idris, the heir of Bank BRIcustomer and the insured of Bringin Life, Ibrahim Idris, with Bank BRI. BringinLife rejected the related claim because of the violation of the utmost good faithprinciple as Ibrahim Idris had hid his health history in filling the health statement,which is allegedly filled by Bank BRI. At the end, Bringin Life gave an ex gratiapayment of five hundred million through Bank BRI and it was received byMuhammad Idris. Muhanmad Idris then prosecuted Bank BRI to pay a sum ofmoney due to Bank BRI’s negligence which led to loss. This study aimed todetermine the law consideration by the judges in court decisionno. 21/PDT.G/2011/PN.KAG related to utmost good faith principle, the basicreasons for giving ex gratia payment, and the status of rights to claim after the exgratia payment has been paid. Research is conducted by the juridical-normativeresearch methods using secondary data from the study of documents andinterviews with sources. Based on the analysis in this study, it can be concludedthat in applying the utmost good faith principle, the law consideration by thejudge is less appropriate considering that Ibrahim Idris was the one who signedthe health statement. The basic reasons for giving ex gratia payment can varywhich one of them is business consideration. Moreover, after receiving an exgratia payment, ideally there should be no more claims related to it in the future. |
 S59978-Quinissa Putrirezhy.pdf :: Unduh
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| No. Panggil : | S59978 |
| Entri utama-Nama orang : | |
| Entri tambahan-Nama orang : | |
| Entri tambahan-Nama badan : | |
| Subjek : | |
| Penerbitan : | [Place of publication not identified]: [Publisher not identified], 2014 |
| Program Studi : |
| Bahasa : | ind |
| Sumber Pengatalogan : | LibUI ind rda |
| Tipe Konten : | text |
| Tipe Media : | unmediated ; computer |
| Tipe Carrier : | volume ; online resource |
| Deskripsi Fisik : | xii, 108 pages : illustration ; 30 cm |
| Naskah Ringkas : | |
| Lembaga Pemilik : | Universitas Indonesia |
| Lokasi : | Perpustakaan UI, Lantai 3 |
| No. Panggil | No. Barkod | Ketersediaan |
|---|---|---|
| S59978 | TERSEDIA |
| Ulasan: |
| Tidak ada ulasan pada koleksi ini: 20412798 |
