Determinan net interest margin pada perbankan Indonesia = Determinants of net interest margin in Indonesia banking / Dani Bayu Angkat
Dani Bayu Angkat;
Ruslan Prijadi, supervisor; Rofikoh Rokhim, examiner; Maria Ulpah, examiner
([Publisher not identified]
, 2016)
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ABSTRAK Nama : Dani Bayu AngkatProgram Studi : PPIMJudul : Determinan Net Interest Margin Pada PerbankanIndonesiaPenelitian ini bertujuan mengidentifikasi determinan net interest marginpada perbankan Indonesia periode 2005-2014. Perbankan Indonesia di nilaiinefisien dibandingkan dengan perbankan di regional Asia Tenggara. Nilai netinterest margin yang relatif tinggi menjadi beban bagi perekonomian dengantingginya biaya intermediasi. Penelitian ini menemukan bahwa net interest margindipengaruhi oleh kekutan pasar, biaya operasional, risk aversion, implicit interestpayment, opportunity cost of holding reserves, risiko kredit, ukuran operasional,ukuran aset dan pendapatan non-bunga. Penelitian ini menggunakan model yangdikembangkan oleh Ho and Saunders 1981 dan dimodifikasi oleh penulis danpeneliti lainnya.Kata kunci:Marjin bunga bersih, Perbankan Indonesia ABSTRACT Name Dani Bayu AngkatStudy Program Management ScienceTitle Determinants of Net Interest Margin in Indonesia BankingThe focus of this study is to observe deteminants of net interest margin inIndonesian banking industry. Indonesian banking industry is relatively inefficientbacause of higher net interest margin compared to other banking industry in SouthEast Asia region. Higher net interest margin rate is being a burden to theIndonesian economy through higher intermediation cost. This research finds thatnet interest margin is being influenced by market power, operating costs, riskaversion, implicit interest payment, opportunity cost of holding reserves, creditrisk, size of operations, size of assets and non interest income. This research usesthe model developed by Ho and Saunders 1981 and modification by otherauthors and researchers.Key words Net Interest Margin, Indonesian banking |
 T47034-Dani Bayu Angkat.pdf :: Unduh
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| No. Panggil : | T47034 |
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| Penerbitan : | [Place of publication not identified]: [Publisher not identified], 2016 |
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| Bahasa : | ind |
| Sumber Pengatalogan : | LibUI ind rda |
| Tipe Konten : | text |
| Tipe Media : | unmediated ; computer |
| Tipe Carrier : | volume ; online resource |
| Deskripsi Fisik : | xii, 132 pages : illustration ; 28 cm + appendix |
| Naskah Ringkas : | |
| Lembaga Pemilik : | Universitas Indonesia |
| Lokasi : | Perpustakaan UI, Lantai 3 |
| No. Panggil | No. Barkod | Ketersediaan |
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| T47034 | 15-18-451724076 | TERSEDIA |
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| Tidak ada ulasan pada koleksi ini: 20445557 |
