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Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2016
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Emenike O. Kalu, author
Rhema University Nigeria, Department of Banking and Finance, 2015
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Rahmat Heru Setianto, author
Universitas Airlangga, 2015
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Faculty of Economics and Business Universitas Sebelas Maret,, 2016
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Atmajaya Catholic University, Faculty of Economics., 2013
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