Akibat hukum terhadap perjanjian kredit yang mengandung unsur perbuatan melawan hukum studi putusan nomor 437/pdt.g/2012/pn.jkt.bar jo 643/pdt/2014/pt. dki jo 2027/k/pdt/2016 = The legal consequences of credit agreements containing elements of unlawful acts study of decision number 437 pdt g 2012 pn jkt bar jo 643 pdt 2014 pt dki jo 2027 k pdt 2016