Aspek hukum atas perjanjian kredit dengan jaminan invoice antara perusahaan penyedia jasa outsourcing PT. Hidup Anugerah Rejeki dengan PT. Bank CIMB Niaga Tbk = Legal aspects of credit agreement with invoice guarantee between outsourcing provider company PT. Hidup Anugerah Rejeki with PT. Bank CIMB Niaga Tbk.