Surat kuasa mutlak sebagai dasar pengalihan hak atas tanah yang masih menjadi jaminan bank dari debitur kepada pihak ketiga (studi kasus: surat kuasa tuan A dan nyonya B kepada tuan C) = Absolute power of attorney as the basis for transfer of rights to land that still being a bank guarantee from debtor to third parties (case study : power of attorney Mr. A and Mrs. B to Mr. C)