Analisis Kecukupan Dan Kompetensi Bukti Audit Pada Siklus Akseptasi Underwriting Cycles Studi Kasus Audit Atas Laporan Keuangan Perusahaan Asuransi Kerugian PT. A Tbk = Sufficiency And Competency Analysis Of Audit Evidence On Underwriting Cycle Case Study On Financial Audit Of General Insurance Company PT. A Tbk