Pengaruh deposits to assets ratio, loan to assets ratio, dan market share terhadap profitabilitas bank umum swasta nasional devisa yang tidak mengadopsi dan mengadopsi electronic banking yang terdaftar di Bursa Efek Indonesia = Effect of deposits to assets ratio, loan to assets ratio, and market share on profitability of foreign exchange national private banks that do not adopt and adopt electronic banking that listed on Indonesian Stock Exchange.