Kegiatan koperasi simpan pinjam Bintang Jaya atas perjanjian kredit simpan pinjam dimana tanah sebagai jaminan hutang (Studi kasus: Putusan Badan Penyelesaian Sengketa Konsumen Nomor 03-03/JK/II/2013/BPSK.ska) = Credit coorporate activities of Bintang Jaya within the credit union s agreement spesifically whereas land as the collateral (Case study: The Dispute of Consument settlement body board Number 03-03/JK/II/2013/BPSK.ska) / Yohanes Dharmaly