Akibat hukum ketentuan Pasal 59 Undang-Undang Nomor 37 tahun 2004 tentang kepailitan dan penundaan kewajiban pembayaran utang mengenai jangka waktu eksekusi jaminan kebendaan terhadap kreditor pemegang hak tanggungan = Legal implication of the Article 59 Law Number 37 of 2004 concerning bankcruptcy and suspension of obligation for payment of debt regarding the time frame of executing a collateral againts the creditor of holder of encumbrance right