Tinjauan hukum pembayaran klaim personal accident and loss of licence insurance mantan penerbang (pilot) pesawat udara pada PT. Garuda Indonesia Tbk.: studi kasus putusan nomor: 428/Pdt.G/2011/PN.Jkt.Pst = Legal review on payment of claim personal accident and loss of licence insurance former airplane pilots in PT. Garuda Indonesia Tbk.: case study court decision no.428/Pdt.G/2011/PN.Jkt.Pst