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"ABSTRAKPada sistem ekonomi terbuka seperti di Indonesia, barang,jasa dan aset finansial (financial assets) dengan mudah mengalirmasuk ataupun keluar negara. Dengan .demikian ekonomi mempunyaialternatif resourcing secara global dengan memanfaatkan kondisikondisidisparitas. Sebaliknya, ekonomi menjadi terkait denganekonomi dunia sehingga risiko meningkat dan persaingan jugamenjadi lebih berat. Seperti negara sedang berkembang lainnya Indonesia harusmengandalkan capital inflow untuk menutup Saving-Investment gapdan gap neraca pembayaran. Perekonomian Indonesia cukup menarikterjadinya capital inflow karena : disparitas tingkat suku bungaluar negeri dengan dalam negeri, inflasi yang rendah (purchasingpower parity), regime devisa bebas, kebijaksanaan managed floatingrates yang mengakibatkan rupiah menjadi convertible currency,dan kondisi politik yang stabil. Capital inflow ini dapat melaluipinjaman pemerintah, pinjaman swasta nasional yang besar, maupunmelalui pinjaman Bank nasional yang disalurkan menjadi kreditbagi swasta dalam negeri. Perbankan Indonesia, dengan meminjam dana luar negeri danmenyalurkan ke dalam negeri mendapat opportunity arbitrage kondisi-kondisi disparitas diatas, meskipun juga menambah risikodalam Asset dan Liability Managementnya (ALM). Untuk itu diperlukanperhatian khusus dalam mengelola dana yang sumbernya daripinjaman luar negeri. Penyaluran dana offshore untuk menbiayai kredit dalam negeriyang generated incomenya dalam bentuk valuta asing . (produknyaberorientasi ekspor) akan mengamankan posisi finansial Bank. Dalam penggalian dana offshore ini, bonafiditas dan creditworthiness bank komersial dalam negeri sangat diperhatikan investorluar negeri. Dalam penyaluran dana offshore tersebut bankkomersial harus menghadapi kendala-kendala di dalam negeri yaituberupa peraturan-peraturan pemerintah, antara lain : capitaladequacy ratio (CAR), net open position (NOP) dan penggunaannyauntuk kegiatan produksi yang ber-orientasi ekspor. Dengan demikianbank tidak bebas dalam menyalurkan dana offshore. Untuk itupara bankers harus menggunakan tehnik-tehnik analisa yang akuratdan memadai agar bank tersebut dapat memperoleh kinerja (performance)yang baik dari pengelolaan dana offshore serta tetap mempertahankantingkat kepercayaan yang diberikan pihak investor."

"Emerging technological risk provides an interdisciplinary account of risk in socio-technical systems including hazards which highlight, how technological risk crosses organizational boundaries, how technological trajectories and evolution develop from resolving tensions emerging between social aspects of organisations and technologies and how social behaviour shapes, and is shaped by, technology. Addressing an audience from a range of academic and professional backgrounds, "

""Competition for skilled employees is fierce! This book provides comprehensive, practical advice to employers to get and keep the people they need. It covers such vital topics as what workers want--including a sense of making a real impact in their jobs and getting learning opportunities; why workers leave--sometimes just because they can (it's so easy to find a new job), often because they feel undervalued or bored where they are; and what best-practice companies are doing to attract and retain the talent necessary to remain competitive. Expert Diane Arthur discusses: * Both traditional and new strategies, including a huge array of special incentives and perks * Online recruiting via sites like Monster.com or a company's own Web site * Successful programs from Cisco Systems, Bank of Boston, Eli Lilly, McDonald's, and dozens of other companies, including many small firms * Competency-based recruiting and interviewing, contingent workers, telecommuting and other alternative work arrangements, future trends, and more.""

"The numbers are alarming: More than 70 percent of newly hired senior executives leave their positions within the first two years. The reasons for this are numerous. Often, the hiring organization expects a new executive--especially one who arrives with a high price tag attached--to hit the ground running, with minimal assistance or supervision."

"In 3 experiments, kindergarten and second-grade children's retention was examined in the context of 2 distinctiveness manipulations, namely, the von Restorff and bizarre imagery paradigms. Specifically, children learned lists of pictures (Experiments la and lb) or interactive images (Experiment 2) and were asked to recall them 3 weeks later. In Experiments la and lb, distinctiveness was manipulated perceptually (changing colors) and conceptually (changing categories or switching to a numeral), whereas in Experiment 2, distinctiveness concerned the interaction (common or bizarre) between the referents. The results showed that (a) older children retained more information than younger children, (b) younger but not older children failed to benefit from numerically distinct information, and (c) distinctiveness in other domains facilitated children's retention. These results highlight the importance of distinctive information in children's retention"

"A growing concern for businesses today is retaining skilled employees. The best employees often are the ones most at risk to be recruited elsewhere. Yet most companies do not know the true cost of employee turnover. This Infoline provides you with the tools necessary to establish a comprehensive retention strategy to motivate and empower your employees. You will learn how to create a future-oriented work environment develop reliable career development strategies implement effective practices for success."

"Are you disappointed to find out that your learners can't retain what you taught? Don't let your many hours of preparation time, and well presented materials go down the drain. Here are five simple steps to help you capture your learner's attention and keep it, organize and group formation for maximum retention, use mnemonic devices to enhance learner memory, use rehearsals to improve retention, and enhance transfer of learning."