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Diandra Putri Mauliandina
Hubungan debitur kreditur yang lahir dari perjanjian sebagai dasar dilakukannya konsinyasi menurut hukum perdata (studi kasus putusan No. 025/Pdt. G/2007/PN. Jkt.Bar, 181/Pdt/2008/PT. DKI, 1082/K/Pdt/2009) = Debtor and creditor relationship as the basis to conduct consignment (case studies No. 025/PDT.G/2007/PN.Jkt.Bar, 181/PDT/2008/PT. DKI, 1082/K/PDT/2009).
"Skripsi ini membahas hubungan debitur dan kreditur yang lahir dari perjanjian sebagai dasar dilakukannya konsinyasi dengan melakukan studi kasus atas Putusan No. 025/Pdt.G/2007/PN.Jkt.Bar, 181/Pdt/2008/PT.DKI, 1082/K/Pdt/2009 serta metode yuridis-normatif. Konsinyasi merupakan salah satu bentuk atau cara hapusnya perikatan, dan untuk melakukan konsinyasi diperlukan adanya hubungan debitur kreditur antara para pihak. Saat ini mulai timbul kerancuan mengenai hubungan definisi debitur dan kreditur itu sendiri dalam melakukan konsinyasi seperti yang terjadi dalam kasus Putusan Putusan No. 025/Pdt.G/2007/PN.Jkt.Bar, 181/Pdt/2008/PT.DKI, 1082/K/Pdt/2009. Penulis menyarankan agar hakim meneliti terlebih dahulu hubungan hukum antara para pihak sebelum mengabulkan permohonan konsinyasi, serta bagi para pihak agar lebih memperhatikan ketentuan-ketentuan dalam pembuatan perjanjian sehingga tidak menimbulkan masalah yang kompleks.
Skripsi ini membahas hubungan debitur dan kreditur yang lahir dari perjanjian sebagai dasar dilakukannya konsinyasi dengan melakukan studi kasus atas Putusan No. 025/Pdt.G/2007/PN.Jkt.Bar, 181/Pdt/2008/PT.DKI, 1082/K/Pdt/2009 serta metode yuridis-normatif. Konsinyasi merupakan salah satu bentuk atau cara hapusnya perikatan, dan untuk melakukan konsinyasi diperlukan adanya hubungan debitur kreditur antara para pihak. Saat ini mulai timbul kerancuan mengenai hubungan definisi debitur dan kreditur itu sendiri dalam melakukan konsinyasi seperti yang terjadi dalam kasus Putusan Putusan No. 025/Pdt.G/2007/PN.Jkt.Bar, 181/Pdt/2008/PT.DKI, 1082/K/Pdt/2009.
Penulis menyarankan agar hakim meneliti terlebih dahulu hubungan hukum antara para pihak sebelum mengabulkan permohonan konsinyasi, serta bagi para pihak agar lebih memperhatikan ketentuan-ketentuan dalam pembuatan perjanjian sehingga tidak menimbulkan masalah yang kompleks.
This thesis focuses on the relationship of debtor and creditor which are born from agreement as the basis to conduct consignment by analyzing the case studies of Decision No. 025/Pdt.G/2007/PN.JKT.Bar, 181/Pdt/2008/PT.DKI, 1082/K/Pdt/2009) through judicial-normative method. Consignment is one of the ways to abolish an agreement, which to conduct it, a debtor and creditor relationship between parties is needed. Currenty, there?s a confusion regarding the definition of debtor and creditor relationship itself to conduct consignment, which was happened in the case of decision no. 025/Pdt.G/2007/PN.Jkt.Bar, 181/Pdt/2008/PT.DKI, 1082/K/Pdt/2009, where the agreement was actually not eligible, but later the consignment is still considered valid by those decisions, which was resulting uncertainty of debtor creditor definition.
The author suggested that the judge should examine the legal relationship between the parties prior to grant consignment application, as well as for the parties to pay more attention to the provisions of the treaty -making so there will not be any complex problem."
Depok: Universitas Indonesia, 2014
S53462
UI - Skripsi Membership  Universitas Indonesia Library
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Adhika Prabu Aprianto
Perlindungan hukum bagi kreditur terhadap debitur yang melakukan fidusia ganda = Creditor law protection against the debtor double fiduciary performing
"ABSTRAK
Fidusia merupakan sebuah sistem penjaminan berdasarkan kepercayaan karena benda yang dijaminkan berada di tangan Debitur dan dapat digunakan sebaik-baiknya oleh Debitur. Bank perlu adanya kepastian dalam hal pengembalian dana tersebut yaitu berupa jaminan. Fidusia merupakan sebuah sistem penjaminan berdasarkan kepercayaan karena benda yang dijaminkan berada di tangan Debitur dan dapat digunakan sebaik-baiknya oleh Debitur. Bank perlu adanya kepastian dalam hal pengembalian dana tersebut yaitu berupa jaminan. Dalam hal pemberian kepastian hukum terhadap objek jaminan maka dalam Pasal 11 Undang Undang Jaminan Fidusia, mengharuskan dilakukannya pendaftaran atas objek jaminan tersebut. Namun hal ini juga dapat memberikan celah dimana Debitur dapat melakukan fidusia ulang terhadap benda yang telah dijaminan secara fidusia, karena secara fisik tidak ada bukti yang jelas di benda tersebut yang menyatakan bahwa benda ini sedang dalam jaminan fidusia. Hal inilah yang akan dikupas dalam bentuk sebuah penulisan tesis yang berjudul ?Perlindungan Hukum Bagi Kreditur Terhadap Debitur Yang Melakukan Fidusia Ganda? dengan tujuan untuk mengetahui kelemahan dan proses pendaftaran fidusia juga perlindungan hukum bagi kreditur yang mendapat fidusia ganda. Metode pendekatan yang dipergunakan dalam penelitian ini adalah metode yuridis empiris dan tipe penelitian yuridis-normatif, selain mengkaji hukum secara teoritik dan normatif. Hasil penelitian menyarankan agar adanya database mengenai subjek hukum yang baik perorangan maupun badan hukum yang melakukan jaminan fidusia berikut keterangan mengenai benda yang telah dijaminkan dan dapat diakses oleh Pihak Ketiga yang berkepentingan.
ABSTRACT
Fiduciary is an assurance systems based on trust as collateral objects in the hands of the Borrower and may be used as well as possible by the Debtor. Banks need certainty in terms of the refund in the form of guarantees. Fiduciary is an assurance systems based on trust as collateral objects in the hands of the Borrower and may be used as well as possible by the Debtor. Banks need certainty in terms of the refund in the form of guarantees. In terms of providing legal certainty to the object of Article 11 guarantees the Undang Undang Jaminan Fidusia, required the registration of objects assurance tersebut. But it can also provide a gap where the debtor can carry out fiduciary re the objects have a fiduciary guarantee you, because physically there is no evidence that clearly stating that these object were in a fiduciary. This is what will be discussed in the form of a thesis entitled ?Creditor Law Protection Against The Debtor Double Fiduciary Performing? with the aim to identify the weaknesses and fiduciary registration process also legal protection for creditors who gets double fiduciary. Method of approach used in this study is an empirical method and type of juridical-normative juridical research, in addition to reviewing the theoretical and normative law. The results of the study suggest that the presence of a database on the subject of law, both individuals and legal entities that perform the following description of the fiduciary who has pledged object and can be accessed by interested third parties."
Depok: Fakultas Hukum Universitas Indonesia, 2014
T41743
UI - Tesis Membership  Universitas Indonesia Library
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Andreas Prayuda Aprindo
Perlindungan Hukum Kreditur Terhadap Tindakan Debitur yang Merugikan Harta Pailit = Legal Protection to the Creditor Against The Debtor's Action Which Harming The Bankruptcy Assets
"Perlindungan yang diberikan oleh hukum bagi Kreditur atau perbuatan debitur yang dapat merugikan kreditur adalah melalui lembaga actio pauliana. Actio Pauliana dilakukan oleh kreditur untuk melindungi budel pailit dari perbuatan debitur yang tidak diwajibkan untuk dilakukannya atau dilarang sebelum putusan pailit diucapkan. Mengingat pentingnya penerapan actio pauliana sebagai instrument perlindungan bagi para kreditur maka, berdasarkan latar belakang penelitian ini menghasilkan tiga (3) permasalahan yang dibahas, yakni: 1) Bagaimanakah sistem pembuktian terhadap suatu tindakan debitur dapat dinyatakan memenuhi syarat-syarat berlakunya actio pauliana 2). Bagaiamana perlindungan hukum terhadap kreditur maupun pihak ketiga terkait lembaga actio pauliana? 3). Apa yang menjadi kelemahan-kelemahan actio pauliana dalam memberikan perlindungan hukum kepada kreditur?
Adapun metode penelitian yang digunakan di dalam penelitian ini yakni menggunakan metode yuridis normatif yang bersifat deskriptif analitis adalah penelitian hukum kepustakaan yang dilakukan dengan cara meneliti bahan-bahan hukum, asas-asas hukum serta peraturan hukum yang ada hubungannya dengan pokok bahasan. Teknik pengumpulan data dilakukan dengan cara library research dan field research.
Berdasarkan penelitian hukum dapat disimpulkan sebagai berikut: (1) Sistem pembuktian dalam actio pauliana adalah sistem pembuktian terbalik dimana dalam hal ini membebankan pembuktian terhadap perbuatan hukum debitur yaitu debitur pailit apabila perbuatan hukum debitur tersebut dilakukan dalam waktu sebelum putusan pailit diucapkan. Sebaliknya, jika kurator menilai bahwa perbuatan hukum tersebut merugikan kepentingan kreditur atau harta pailit, maka yang wajib membuktikan adalah kurator dengan membuktikan bahwa perbuatan hukum tersebut tidak wajib dilakukan oleh mereka dan perbuatan hukum tersebut merugikan harta pailit. (2) Perlindungan hukum terhadap kreditur maupun pihak ketiga terkait lembaga actio pauliana yaitu kreditur mempunyai hak untuk mengajukan pembatalan kepada pengadilan terhadap perbuatan hukum yang dilakukan oleh debitur sebelum dinyatakan pailit yang mengakibatkan kerugian bagi kreditur dan bagi pihak ketiga memberikannya hak untuk tampil sebagai Kreditur konkuren untuk mendapatkan hak-haknya. (3) Kelemahan-kelemahan actio pauliana dalam memberikan perlindungan hukum kepada kreditur ketidakjelasan pengadilan mana yang berwenang memutus perkara actio pauliana, pembuktiannya yang tidak sederhana, tidak adanya tolak ukur itikad baik dalam Undang-Undang Nomor 37 Tahun 2004, legal standing kurator yang lemah, dan kemungkinan pengalihan aset ke pihak lain sehingga mempersulit kurator dalam melakukan pembuktian.
The protection provided by law for creditors or debtor actions that can harm creditors is through the Pauliana Action Agency. Actio Pauliana is carried out by the creditor to protect the bankrupt bankrupt from the actions of the debtor that are not required to be carried out or prohibited before the bankruptcy decision is pronounced. Given the importance of implementing actio pauliana as an instrument of protection for creditors, based on the background of this study, three (3) issues were discussed, namely: 1) How can the system of proof for an act of a debtor be declared to fulfill the requirements for the validity of actio pauliana 2). How is the legal protection for creditors and third parties related to the actio pauliana institution? 3). What are Actio Pauliana's weaknesses in providing legal protection to creditors?The research method used in this research is using a normative juridical method which is descriptive analytical in that it is a legal research of literature which is carried out by examining legal materials, legal principles and legal regulations that are related to the subject matter. Data collection techniques were carried out by means of library research and field research.Based on legal research, it can be concluded as follows: (1) The evidentiary system in actio pauliana is a reversed evidentiary system which in this case imposes a burden of proof on the legal actions of the debtor, namely the bankrupt debtor if the debtor's legal actions were carried out before the bankruptcy decision was pronounced. Conversely, if the curator considers that the legal action is detrimental to the interests of creditors or bankrupt assets, then it is the curator who is obliged to prove by proving that the legal action is not obligatory to be carried out by them and the legal action is detrimental to the bankrupt assets. (2) Legal protection for creditors and third parties related to the actio pauliana institution, namely the creditor has the right to submit an cancellation to the court of legal actions carried out by the debtor before being declared bankrupt which results in losses for the creditor and for third parties gives him the right to appear as a concurrent creditor for get their rights. (3) Actio pauliana's weaknesses in providing legal protection to creditors is unclear which court has the authority to decide on the actio pauliana case, the evidence is not simple, there is no good faith benchmark in Law Number 37 of 2004, weak legal standing of curators, and the possibility of transferring assets to other parties, making it difficult for the curator to prove."
Jakarta: Fakultas Hukum Universitas Indonesia, 2023
T-pdf
UI - Tesis Membership  Universitas Indonesia Library
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Benazir Rahmani
Perlindungan hukum terhadap debitur dan kreditur yang penetapan nilai hak tanggungan lebih rendah dari nilai utang (Studi Kasus Putusan Pengadilan Negeri Kepanjen Nomor : 131/Pdt.G/2019/PN Kpn) = Legal protection for the debtor and creditor whose mortgage right value Is stipulated lower than debt value (Case Study On The judgment of district court of kepanjen number 131/Pdt.G/2019/PN.Kpn)
"Penelitian ini membahas mengenai penetapan nilai hak tanggungan yang lebih rendah dari nilai utang. Dalam Putusan Pengadilan Negeri Kepanjen Nomor: 131/Pdt.G/2019/PN Kpn, penetapan nilai hak tanggungan atas agunan berupa Sertipikat Hak Milik nomor: 123/Tamanharjo dinyatakan lebih rendah dari nilai utang. Adapun permasalahan yang dibahas dalam penelitian ini yaitu penetapan nilai hak tanggungan
dan perlindungan hukum terhadap Debitur dan Kreditur yang nilai hak tanggungan lebih rendah dari nilai utang. Dalam menjawab permasalahan tersebut digunakan metode
penelitian hukum yuridis normatif dengan pendekatan deskriptif analitis. Adapun analisa data yang dilakukan secara kualitatif. Hasil penelitian menyatakan penetapan
nilai hak tanggungan tidak sesuai dengan ketentuan rasio LTV Pasal Pasal 6 Ayat (1) huruf a angka 1 PBI nomor 18/16/PBI/2016 dan ketentuan Bank pada umumnya minimal besarnya 125% dari nilai pinjaman. Perlidungan Hukum terhadap Debitur tidak terpenuhi yaitu berdasarkan Pasal 20 ayat (2) UUHT dimana Debitur tidak diberikan kesempatan untuk melakukan penjualan di bawah tangan serta penafsiran nilai agunan dapat dilakukan dengan Penilai Independen. Perlindungan hukum kepada PT. Bank X terpenuhi yaitu PT. Bank X memiliki kewenangan menetapkan nilai hak tanggungan
dan ketentuan Pasal 20 ayat (1) huruf b juncto Pasal 14 UUHT mengenai eksekusi berdasarkan “Title Eksekutorial” pada SHT. Saran penilaian agunan dapat dilakukan oleh Penilai Publik. Kreditur sebaiknya menerapkan penilaian awal atas objek jaminan. Seharusnya dibuat peraturan yang mengatur secara khusus dan merinci mengenai ketentuan berapa besaran perhitungan nilai jaminan.
This research discusses the stipulation on the mortgage value which is lower than the debt value. In the Judgment of District Court of Kepanjen Number: 131/Pdt.G/2019/PN Kpn, the stipulation of mortgage value of the collateral in terms of Freehold Title Number: 123/Tamanharjo is declared lower than the debt value. The
matter discussed in this research is the stipulation of mortgage value and the legal protection for the Debtor and the Creditor whose mortgages are lower than the debt
value. In responding such problem, this research applies the juridical normative legal research method with analytical descriptive approach. The data analysis made is on qualitative basis. The research result reveals that the stipulation of mortgage value is not
in accordance with the provision on ratio of LTV Article 6 Paragraph (1) letter a figure 1 PBI (Regulation of Bank Indonesia) Number 18/16/PBI/2016 and the Bank terms and
conditions in general which is minimum 125% of loan value. The legal protection for the Debtor is not fulfilled namely by virtue of Article 20 paragraph (2) of UUHT where
the Debtor has never been given the opportunity to conduct the privately-made sale as well as the collateral value interpretation can be conducted by the Independent
Appraiser. The legal protection for PT. Bank X is fulfilled namely PT. Bank X has the authority to stipulate the mortgage value and the provision of Article 20 paragraph (1) letter b juncto Article 14 UUHT regarding execution based on “Executorial Title” in SHT. The Public Appraiser can give the recommendation on the collateral assessment.
It is better if the Creditor applies the preliminary assessment of the collateral. The regulation should be made which arranges specially and in detail the provisions on how the amount of collateral value calculation is."
Depok: Fakultas Hukum Universitas Indonesia , 2021
T-Pdf
UI - Tesis Membership  Universitas Indonesia Library
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Zefanius Fransisco
Urgensi kepastian hukum hak preferent dalam hak tanggungan dan hak parate eksekusi bank sebagai kreditur terhadap aset debitur yang dirampas negara = Urgency of legal certainty on preferential rights in mortgage and the parate rights of bank’s execution as a creditor against debtor assets seized by the state
"Salah satu praktek dalam perbankan adalah adanya keberadaan jaminan/agunan di dalam melakukan perjanjian kredit. Dalam perkembangannya dalam melakukan pemberian kredit terdapat masalah saat ternyata agunan yang diberikan dalam proses perkreditan ternyata merupakan hasil dari tindak pidana yang menyebabkan terjadinya penyitaan untuk pengembalian kerugian negara. Penelitian ini mencoba menganalisis mengenai apakah penyitaan tersebut sesungguhnya dapat menghilangkan hak preferent maupun hak parate eksekusi yang dimiliki oleh bank sesaat setelah melakukan peletakan hak tanggungan terhadap asset yang dijadikan jaminan. Metode pendekatan yang digunakan dalam penelitian ini adalah yuridis normatif dengan teknik pengumpulan data sekunder atau bahan pustaka. Dari penilitian yang dilakukan dapat disimpulkan bahwa pada
konsep hukumnya sendiri hak preferent dan hak parate eksekusi tidak dapat dirampas oleh negara karena adanya asas droit de suite dan droit de preferent, akan tetapi apabila terjadi perampasan yang dilakukan oleh negara maka hilanglah kedua hak tersebut karena walau dapat dimintakan kembali agunan tersebut tapi harus melawati proses yang panjang yang menghilangkan hak parate eksekusi maupun hak preferent. Maka dari itu penulis menyarankan seharusnya undang-undang lebih diperbaharui sehingga dapat lebih menjelaskan lagi mengenai agunan yang terbukti merupakan hasil tindak pidana. Serta penegak hukum yang melakukan penyitaan harusnya melakukan pemeriksaan terhadap benda yang akan disitanya, apakah diatas benda tersebut terdapat hak pihak ketiga yang dilindungi oleh Undang-undang.
In bankin practice making credit agreements there are existence of collateral. In its development in giving credit there was a problem when it turned out that the collateral provided in the credit process turned out to be the result of a criminal act that caused seizure of the object to recover state losses. This study attempts to analyze whether the confiscation can actually eliminate preferential right and parate execution right held by the bank shortly after placing the mortgage right on the assets that are used as collateral. Approach method used in this research is normative juridical with technique of collecting of secondary date or library material, which then analyzed by using qualitative method. From the research conducted, it can be concluded than in the legal concept the preferential right and parate execution right cannot be confiscated by the state beause the legal concept the preferential rights and parate execution rights cannot be confiscated by the state because the principle of droit de suite and droit de preferent, but if there is a seizure carried out by the state it meants then the two rights are lost because even if the bank can collect the collateral again but bank had to go through a long process that eliminated the parate execution and preferential rights. Therefore the authors suggest that the law should be renewed so that it can further explain about collateral which is proven to be the result of a criminal act. As well as law enforcers who carry out seizures should conduct an inspection of the objects before confiscated it, whether there are rights to the third party which are protected by law.
"
Depok: Fakultas Hukum Universitas Indonesia, 2019
T52709
UI - Tesis Membership  Universitas Indonesia Library
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Teuku Faizal Asikin Karimuddin
Kepailitan terhadap penanggung utang sebagai upaya kreditur memperoleh pelunasan utang debitur yang wanprestasi = Bankruptcy of guarantor as creditor effort to obtain the debt payment from default debtor
"[Penelitian ini bertujuan untuk mengetahui dan menganalisa apakah penanggung utang dapat dimohonkan pailit oleh kreditur dengan berdasarkan pada utang-utang debitur utama pada saat terjadi wanprestasi serta prosedur pengajuan
permohonan pailit apabila penanggung utang dapat dipailitkan oleh kreditur berdasarkan pada utang debitur utama yang wanprestasi. Penelitian ini menggunakan metode penelitan hukum yuridis normatif, dengan cara menganalisa norma-norma hukum yang berlaku dalam peraturan perundang-undangan dibidang kepailitan. Bahwa penanggung utang dapat diajukan pailit oleh kreditur dengan didasarkan pada sisa utang yang belum dibayarkan oleh debitur utama, dan pengajuan pailit tersebut dilakukan dengan cara terlebih dahulu mempailitkan
debitur utama. sisa utang yang belum terbayarkan setelah dilakukan pemberesan utang debitur utama merupakan utang yang masih harus ditanggung dan menjadi kewajiban bagi penanggung untuk melunasinya. Bahwa setelah dilakukan penelitian lebih lanjut dapat disimpulkan bahwa penanggung utang dapat dipailitkan oleh kreditur dengan didasarkan pada sisa utang debitur utama berdasarkan perjanjian pokok. Hal mana menunjukkan bahwa kewajiban pembayaran sisa utang tersebut berpindah pada penanggung dengan segala akibat hukumnya. Permohonan pailit terhadap penanggung.
The purpose of this research are to know and analyze where creditor are able to file the bankruptcy lawsuit against the guarantor base on debt of the default debtor, and the procedures of bankruptcy lawsuit if the creditor are able to file the bankruptcy lawsuit against the guarantor base on debt of the default debtor. The legal research method to analyze the data are normative law (yuridis normatif), by analyze prevailing legal norms on bankruptcy sector. The Creditor are able to file the bankruptcy lawsuit to the guarantor base on outstanding debt of main debtor, and the bankruptcy lawsuit to the guarantor are filed after prior filed the bankruptcy lawsuit to the main debtor. The guarantor is responsible to pay the outstanding debt after the debt settlement of main debtor. After doing the research we are in conclusions that the guarantor are able to be filed of bankruptcy by the creditor base on outstanding debt of main debtor. Were the obligation to pay the outstanding debt are switch to the guarantor with all law consequences. The bankruptcy lawsuits to the guarantor are filed after prior filed the bankruptcy lawsuit to the main debtor. Unfortunately the Indonesian civil code regulates the exception of those regulations that made the differences of the procedure to file the bankruptcy lawsuits. Therefore we suggest for making the specific regulation for submitting the bankruptcy lawsuits to the guarantor. The purpose of this research are to know and analyze where creditor are able to file the bankruptcy lawsuit against the guarantor base on debt of the default debtor, and the procedures of bankruptcy lawsuit if the creditor are able to file the
bankruptcy lawsuit against the guarantor base on debt of the default debtor. The legal research method to analyze the data are normative law (yuridis normatif), by analyze prevailing legal norms on bankruptcy sector. The Creditor are able to file the bankruptcy lawsuit to the guarantor base on outstanding debt of main debtor, and the bankruptcy lawsuit to the guarantor are filed after prior filed the bankruptcy lawsuit to the main debtor. The guarantor is
responsible to pay the outstanding debt after the debt settlement of main debtor. After doing the research we are in conclusions that the guarantor are able to be filed of bankruptcy by the creditor base on outstanding debt of main debtor. Were the obligation to pay the outstanding debt are switch to the guarantor with all law consequences. The bankruptcy lawsuits to the guarantor are filed after prior
filed the bankruptcy lawsuit to the main debtor. Unfortunately the Indonesian civil code regulates the exception of those regulations that made the differences of the procedure to file the bankruptcy lawsuits. Therefore we suggest for making the specific regulation for submitting the bankruptcy lawsuits to the guarantor.;The purpose of this research are to know and analyze where creditor are able to file the bankruptcy lawsuit against the guarantor base on debt of the default debtor, and the procedures of bankruptcy lawsuit if the creditor are able to file the
bankruptcy lawsuit against the guarantor base on debt of the default debtor. The legal research method to analyze the data are normative law (yuridis normatif), by analyze prevailing legal norms on bankruptcy sector. The Creditor are able to file the bankruptcy lawsuit to the guarantor base on outstanding debt of main debtor, and the bankruptcy lawsuit to the guarantor are filed after prior filed the bankruptcy lawsuit to the main debtor. The guarantor is
responsible to pay the outstanding debt after the debt settlement of main debtor. After doing the research we are in conclusions that the guarantor are able to be filed of bankruptcy by the creditor base on outstanding debt of main debtor. Were the obligation to pay the outstanding debt are switch to the guarantor with all law consequences. The bankruptcy lawsuits to the guarantor are filed after prior
filed the bankruptcy lawsuit to the main debtor. Unfortunately the Indonesian civil code regulates the exception of those regulations that made the differences of the procedure to file the bankruptcy lawsuits. Therefore we suggest for making the specific regulation for submitting the bankruptcy lawsuits to the guarantor., The purpose of this research are to know and analyze where creditor are able
to file the bankruptcy lawsuit against the guarantor base on debt of the default
debtor, and the procedures of bankruptcy lawsuit if the creditor are able to file the
bankruptcy lawsuit against the guarantor base on debt of the default debtor. The
legal research method to analyze the data are normative law (yuridis normatif), by
analyze prevailing legal norms on bankruptcy sector.
The Creditor are able to file the bankruptcy lawsuit to the guarantor base on
outstanding debt of main debtor, and the bankruptcy lawsuit to the guarantor are
filed after prior filed the bankruptcy lawsuit to the main debtor. The guarantor is
responsible to pay the outstanding debt after the debt settlement of main debtor.
After doing the research we are in conclusions that the guarantor are able to
be filed of bankruptcy by the creditor base on outstanding debt of main debtor.
Were the obligation to pay the outstanding debt are switch to the guarantor with all
law consequences. The bankruptcy lawsuits to the guarantor are filed after prior
filed the bankruptcy lawsuit to the main debtor. Unfortunately the Indonesian civil
code regulates the exception of those regulations that made the differences of the
procedure to file the bankruptcy lawsuits. Therefore we suggest for making the
specific regulation for submitting the bankruptcy lawsuits to the guarantor.]"
Depok: Fakultas Hukum Universitas Indonesia, 2016
T45127
UI - Tesis Membership  Universitas Indonesia Library
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Erien Machdiaty Hartono
Analisa pembayaran tak terutang yang dilakukan oleh debitur baru kepada kreditur setelah terjadi pengalihan utang dari debitur lama ditinjau dari hukum perikatan = Analysis of an undue payment which conducted by a new debtor toward creditor subsequent to the diversion of debt from the old debtor based on legal of contract / Erien Machdiaty Hartono
"ABSTRAK
Perjanjian adalah suatu perbuatan, dimana satu orang atau lebih mengikatkan dirinya terhadap satu orang atau lebih. Dalam perjanjian pasti ada para pihak, adapun penyebutan pihak yang berutang atau yang memberi utang dalam perjanjian dikenal istilah Debitur atau Kreditur. Pada tesis ini PT. GA selaku Debitur Lama melakukan pengalihan kepada anak Perusahaannya yaitu PT. A. Akibat dari pengalihan tersebut terjadi kesalahan Pembayaran yang dilakukan PT. A kepada PT. C. Tesis ini bertujuan untuk mengetahui cara pengalihan utang dari Debitur Lama kepada Debitur Baru dan tanggung jawab Kreditur kepada Debitur Baru serta Upaya Hukum yang dapat dilakukan oleh Debitur Baru ketika terjadi kesalahan pembayaran dalam perjanjian sewa LAN dan IP Telephony untuk kantor area Senayan City dan Panin Tower PT. GA dengan PT. C menurut Kitab Undang ? Undang Hukum Perdata. Metode penelitian yang digunakan adalah yuridis normatif yaitu dengan mengkaji penerapan Kitab Undang - Undang Hukum Perdata khususnya dalam buku Ketiga KUHPer tentang Perikatan terkait dengan Novasi dan Pembayaran tak terutang. Penelitian ini memberikan saran agar setiap pihak yang akan membuat perjanjian untuk memasukkan klasul tentang Novasi di dalam perjanjiannya
ABSTRACT
Agreement is an action, in which one or more persons bind himself to one or more persons. In the Agreement there must be parties, while the addressing of those who owe debt and give debt in the Agreement is respectively referred to as the debtor and creditor. In this thesis, PT. GA as the old Debtor transferred its debt to its subsidiary company, PT. A. As a result of the transfer, a payment error conducted by PT. A. occurred in its payments to PT. C. This thesis aims to find the method of the transfer of debt from the old Debtor to the new Debtor and the Creditor's responsibility toward the new Debtor, and also the legal remedies available to the new Debtor in the event that a payment error occurs in the performance of the LAN and IP Telephony lease contract between PT. GA and PT. C for the office areas of Senayan City and Panin Tower based on the Civil Code. The research method used is the normative juridical method, namely by reviewing the application of the Civil Code, specifically the terms of the Third Book of the Civil Code regarding contracts, concerning novation and undue payments. This study provides advice to any parties into an agreement to insert a certain clause regarding novation into the contract itself."
2016
T46436
UI - Tesis Membership  Universitas Indonesia Library
cover
Rizky Fauziah Putri
Keadaan memaksa sebagai dasar pembelaan debitur : studi kasus H. Darmawan Kasim terhadap PT Telkomsel = Force majeure as the legal basis of debtor excuse: case study of H. Darmawan Kasim against PT Telkomsel
"Skripsi ini membahas mengenai konsep keadaan memaksa (force majeure) dalam Hukum Perjanjian dan akibatnya bagi para pihak. Dalam penerapannya diperlukan batasan-batasan tertentu agar ketentuan force majeure tersebut dapat dijadikan dasar pembelaan yang dapat membebaskan debitur dari kewajiban pembayaran ganti rugi. Penelitian yang digunakan dalam penulisan skripsi ini adalah penelitian hukum dengan metode pendekatan yuridis normatif yang bersifat deskriptif dan prespektif analitis.
Berdasarkan hasil penelitian dalam skripsi ini dapat disimpulkan bahwa PT Telkomsel sebagai pihak penyewa dalam suatu perjanjian sewa menyewa dengan H. Darmawan Kasim sebagai pihak yang menyewakan, tidak dapat dituntut untuk membayar ganti kerugian yang diderita oleh H. Darmawan Kasim karena kedua belah pihak sudah menetapkan klausul force majeure di dalam perjanjian sewa menyewa yang dibuat diantara keduanya. Sehingga ketentuan dalam perjanjian itulah yang berlaku bagi keduanya.
This thesis discusses about the concept of force majeure in the Contract Law according to Indonesian Civil Code and its consequences for the parties. In its implementation is required certain limitations in order to the provisions of force majeure can be used as the legal basis of an excuse so that the debtor is not liable for damages suffered by the creditor. This provision is statute in Indonesian Civil Code or either in the contract agreed by the parties. The research conducted by legal research in a normative juridical approach methodology with descriptive and analytical perspective.
The research concluded that PT Telkomsel as the lessee (debtor) in a lease agreement with H. Darmawan Kasim as the lessor (creditor), may not be prosecuted to pay any loss suffered by H. Darmawan Kasim due to such loss not caused by the debtor and both parties have set a force majere clause in the lease agreement made by them. In that clause, both parties have agreed about legal consequences in the event of fail to perform due to force majeure, which the parties cannot be deemed for doing a negligence or event of default and its loss become risk for each parties and the parties waive their rights to prosecute, so that provisions statute in the agreement are applicable to the parties."
Depok: Fakultas Hukum Universitas Indonesia, 2012
S1663
UI - Skripsi Open  Universitas Indonesia Library
cover
Rininta
Surat kuasa mutlak sebagai dasar pengalihan hak atas tanah yang masih menjadi jaminan bank dari debitur kepada pihak ketiga (studi kasus: surat kuasa tuan A dan nyonya B kepada tuan C) = Absolute power of attorney as the basis for transfer of rights to land that still being a bank guarantee from debtor to third parties (case study : power of attorney Mr. A and Mrs. B to Mr. C)
"Dalam kasus surat kuasa Tuan A dan Nyonya B kepada Tuan C disebutkan bahwa surat kuasa tersebut merupakan surat kuasa mutlak yang dijadikan dasar untuk menyelesaikan hutang dan pengalihan hak atas tanah yang masih menjadi jaminan bank. Padahal dalam Instruksi Mendagri No.14 Tahun 1982 menyebutkan larangan penggunaan surat kuasa mutlak yang didalamnya mengandung unsur kuasa yang tidak dapat ditarik kembali yang tujuannya untuk pemindahan hak atas tanah. Metode penelitian yang digunakan dalam penulisan ini adalah metode penelitian normatif dengan pendekatan kualitatif yang menghasilkan data deskriptif analisis.
Kesimpulan yang didapat dari hasil analisa adalah surat kuasa mutlak sebagai dasar pengalihan hak atas tanah yang masih menjadi jaminan bank dari debitur kepada pihak ketiga tidak dapat dilaksanakan dan debitor dapat mengupayakan untuk membatalkan kuasa mutlak antara debitor dengan pihak ketiga.
In the case of a power of attorney Mr A and Mrs B to Mr. C. stated that such power is absolute power of attorney is used as the basis for debt settlement and transfer of land rights is still a bank guarantee. Whereas the Minister of Internal Affairs Instruction No.14 of 1982 mentions absolute ban on the use of a power of attorney that contain elements of power that can not be withdrawn which aim to transfer of land rights. The method used in this paper is a method normative research with qualitative approach that produces descriptive data analysis.
The conclusion from the analysis is the absolute power of attorney as the basis for the transfer of land rights is still a bank guarantee from a debtor to a third party can not be implemented and the debtor may seek to cancel the absolute power between debtors with third parties. "
Depok: Fakultas Hukum Universitas Indonesia, 2017
T46996
UI - Tesis Membership  Universitas Indonesia Library
cover
Aditya Putra Patria
Akibat hukum jaminan pribadi pengurus dalam perjanjian kredit atas nama koperasi : analisa pengikatan perjanjian kredit Koperasi Serba Usaha KUTA MIMBA selaku debitur dengan Lembaga Pengelolaan Dana Bergulir selaku kreditur = Legal consequence of personal guarantee in credit agreement signed by management on behalf of corporative : credit agreement binding analysis of multy-business coorperative kuta mimba as a debtor with revolving fund management institutional as a creditor
"ABSTRAK
Perjanjian Kredit adalah kegiatan yang sering dilakukan antara pengusaha atau
badan usaha dengan bank maupun lembaga pembiayaan non bank untuk
membantu pengusaha atau badan usaha untuk melakukan perluasan usaha dengan
penambahan modal. Perjanjian Kredit dilakukan dengan prinsip-prinsip perbankan
dan salah satu di antaranya adalah pemberian jaminan umum maupun jaminan
khusus dari si berutang atau debitur kepada yang member jaminan atau kreditur.
Jaminan pribadi adalah salah satu jaminan umum yang tidak memiliki hak
didahulukan bagi pemegang jaminan tersebut akan tetapi sering dipersyaratkan
kepada Pengurus dari sebuah badan hukum Koperasi oleh Lembaga Pengelolaan
Dana Bergulir yang memberikan pembiayaan. Tesis ini membahas akibat hukum
dari akta jaminan pribadi yang ditandatangani penjamin pribadi tersebut sebagai
kedudukannya sebagai Pengurus yang harus menjaminkan kekayaan pribadinya
sementara Koperasi adalah badan usaha yang berbadan hukum sehingga kekayaan
antara anggota dan badan hukumnya sudah jelas terpisah. Akibat hukum
ditandatanganinya akta tersebut juga perlu diperhatikan apabila si penjamin sudah
tidak lagi menjabat menjadi pengurus sementara akta jaminan pribadi tersebut
tidak dilakukan perubahan.
Abstract
Credit Agreement is an activity that is often made between the employer or
business entity with the bank and non bank financial institutions to assist
entrepreneurs or enterprises to expand business with the capital increase. Credit
agreements made with the principles of banking and one of them is the provision
of general guarantees and specific guarantees of the debt or the debtor to a
member or creditor insurance. Personal guarantee is one of the common security
that has no precedence for holders of rights will be guaranteed but often required
by the Management Revolving Fund Institute to provide financing. This thesis
discusses the legal consequences of the deed, signed a personal guarantee that
personal guarantor of his position as Executive to pledge his personal assets or
all of his belongings while the cooperative is a legal entity so that the wealth
among its members and is clearly separated. The legal consequences of signing
the deed is also worth noting if the guarantor is no longer served but the personal
warranty deed is not done changing."
2012
T30756
UI - Tesis Open  Universitas Indonesia Library
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