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"Salah satu upaya pengembangan sektor keuangan adalah melalui perluasan akses keuangan. Studi ini menganalisis kaitan karakteristik masyarakat dengan akses lembaga keuangan yang dapat digunakan untuk menyusun strategi pengembangan keuangan inklusif yang tepat sasaran. Studi ini menggunakan tiga pendekatan, yaitu analisis deskriptif, analisis faktor, dan analisis jalur pada hasil kuesioner yang disebarkan ke 600 responden di seluruh Provinsi Bali. Hasil studi menunjukkan bahwa faktor yang dianggap paling penting dalam mengembangkan akses keuangan adalah kualitas terutama kecepatan transaksi. Selain itu, peningkatan kualitas individu, baik dari sisi pendidikan maupun kekayaan, mendorong peningkatan keinginan menggunakan jasa keuangan berupa layanan branchless banking.

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Expanding nancial access is one among many ways in developing nancial sector. This study analyzed the connection of communities characteristics to the access of financial institution which can be used in establishing the accurate development strategy of financial inclusion. This study used three approaches: descriptive analysis, factorial analysis, and path analysis based on questionnaires distributed to 600 respondents across Province of Bali. The result of the study shows that the most important factor in developing financial access is quality, especially the speed of transaction. Moreover, individual quality improvement in either education or wealth stimulates the utilization of branchless banking services."

"Tujuan desentralisasi fiskal di Indonesia adalah untuk mengurangi kesenjangan pembangunan. Terkait dengan pembangunan pendidikan, salah satu masalah krusial adalah kesenjangan akses. Menggunakan data dari 440 database kabupaten kota selama 2005-2009, studi ini bertujuan untuk menganalisis dampak desentralisasi fiskal dalam mengurangi disparitas akses pendidikan dasar. Dengan menggunakan fixed-effect model, hasilnya menunjukkan bahwa Dana Alokasi Khusus (DAK) Pendidikan, DAK Non-Pendidikan, dan Pendapatan Asli Daerah (PAD) memiliki dampak yang signikan dalam mengurangi disparitas akses pendidikan bersama dengan karakteristik kekayaan dan regional. Berbagai upaya tetap perlu dilakukan untuk mengoptimalkan pemerataan akses pendidikan termasuk penguatan peran pemerintah provinsi dalam alokasi dan distribusi sumber daya pelayanan pendidikan dasar.

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The objective of fiscal decentralization objective in Indonesia is to reduce development disparities. Regarding education development, one crucial issue is access disparity. Using 440 sub provincial database during 2005-2009, this study is aim to analyze the impact of fiscal decentralization in reducing disparity of primary education access. Using fixed-effect model, the result showed that Dana Alokasi Khusus (DAK) for Education, DAK Non Education, and Pendapatan Asli Daerah (PAD) have significant impact in reducing education access disparity along with the wealth and regional characteristics. Nonetheless efforts need to be done to optimize the equalization of education access including strengthening the provincial government role in resources allocation and distribution of basic education services."

"Issues on the importance of multi - storey housing building appear as a solving on some of the urban problematic mainly in sttlement issue. Some of societies considered that multi - storey housing able to solve parts of the problem..."

"AbstractHigh inequality rate that tend to decrease every year indicated poor area has reach growth higher than rich area or convergence income. This study aims to analyze income convergence in Sumatera Selatan province used Dynamic Panel. The result shows the existence of income convergence in Sumatera Selatan. But, this condition require six years to decrease inequality between area. Mean year schooling and capital not significantly effect income convergence. Length of street have small contribution in improving per capita income although have positive significant impact. All factor are human capital investment and physical capital investment that have impact to income convergence. It is cause require long time for six year to reach income convergence in Sumatera Selatan. Optimalization of human capital dan physic capital will faster income convergence between area in Sumatera Selatan.Keywords: Conditional Beta Convergence; Human Capital; Physical Capital AbstrakKesenjangan pendapatan antar-kabupaten/kota di Provinsi Sumatera Selatan (Sumsel) yang cenderung besar menunjukkan tingginya ketimpangan yang terjadi. Studi ini bertujuan menganalisis konvergensi pendapatan dengan sigma convergence dan beta conditional convergence di Provinsi Sumsel pada tahun 2006-2012. Hasil analisis dengan menggunakan First Difference General Method of Moment (FD-GMM) menunjukkan terjadinya konvergensi pendapatan dan diperlukan 22 tahun untuk mengurangi setengah ketimpangan yang terjadi dengan melibatkan modal manusia dan modal fisik, yang menunjukkan lambatnya proses konvergensi tersebut di Provinsi Sumsel. Hal ini disebabkan oleh panjang jalan yang memberikan kontribusi kecil terhadap PDRB per kapita. Oleh karena itu, modal manusia dan modal fisik khususnya panjang jalan perlu dioptimalkan untuk mempercepat terjadinya konvergensi pendapatan antar-kabupaten/kota di Provinsi Sumsel."

"This study aims to evaluate the feasibility of biogas project in Suntenjaya Village, Bandung and identify factors that affect revenues, environment and wider economic benefit of the project, using benefit cost analysis, multiple regression, and descriptive analysis. The results show that biogas project is feasible to be developed. Variables that significantly influence on the biogas project are total amount of poultry's waste, total amount of water, and labor. Economic impact of biogas from employment is 1.96%. Furthermore, fuel cost savings of biogas is IDR1,406,160. Environmental impact shows that mostly of cow farmer agree that biogas development project give positive impacts to environment.

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Studi ini bertujuan mengevaluasi kelayakan dari usaha biogas di Desa Suntenjaya, Bandung dan mengidentifikasi faktor-faktor yang memengaruhi usaha pengembangan biogas, serta mengidentifikasi dampak ekonomi dan lingkungan dari keberadaan usaha biogas. Metode yang digunakan adalah analisis keuangan, analisis biaya manfaat, model regresi berganda, dan analisis deskriptif. Evaluasi kelayakan proyek menunjukkan usaha peternakan sapi perah dengan pengembangan biogas adalah layak. Faktor-faktor yang memengaruhi usaha pengembangan biogas ialah jumlah kotoran sapi, jumlah air yang digunakan, dan jumlah tenaga kerja. Dampak ekonomi dari pengembangan biogas, yaitu penyerapan tenaga kerja sebesar 1,96% dan penghematan biaya bahan bakar yang dihemat sebesar Rp1.406.160 per tahun. Dampak lingkungan menunjukkan peternak setuju bahwa biogas memberikan dampak positif terhadap lingkungan."

"AbstractThis study aims to identify the typology of districts/municipalities in East Java Province, and analyze the growth spillover effects among districts/municipalities. This study was conducted using analysis tools such as Klaassen Typology, identification of growth pole based on the definition proposed by Richardson, the calculation of growth spillover effects and detection of spatial autocorrelation with local indexes Moran and Local Indicators of spatial Association (LISA). The results from this study is that advanced and fast-growing districts/municipalities from 2001 until 2013 concentrated in the central region of East Java Province. Consistency as advanced and fast-growing region is an indicator of growth poles, shown by Surabaya.AbstrakPenelitian ini bertujuan untuk mengidentifikasi tipologi kabupaten/kota di Provinsi Jawa Timur dan menganalisis efek limpahan pertumbuhan antar-kabupaten/kota. Alat analisis yang dipergunakan adalah Tipologi Klaassen, identifikasi kutub pertumbuhan berdasarkan definisi yang dikemukakan oleh Richardson, perhitungan efek limpahan pertumbuhan, serta deteksi autokorelasi spasial dengan indeks lokal Moran dan Local Indicators of Spatial Association (LISA). Hasil penelitian ini menunjukkan bahwa kabupaten/kota yang tergolong maju dan cepat tumbuh pada tahun 2001 hingga 2013 terpusat di kawasan tengah Provinsi Jawa Timur. Konsistensi sebagai daerah cepat tumbuh dan maju/kaya yang merupakan indikator kutub pertumbuhan, ditunjukkan oleh Kota Surabaya."

"AbstractPro-poor growth program has not been effective reducing poverty in Papua because the government does not have complete information about the spatial variation of poverty-causing factors (spatial heterogeneity). Therefore, this study will analyze poverty-causing factors using Geographically Weighted Regression (GWR) model. This study finds that the influence of the cultivated land area, use of technical irrigation, source of drinking water, and the electrical infrastructure vary spatially. In additions, multivariate K-means clusteringshows that subdistricts are spatially clustered by geographical conditions. These results imply that poverty alleviation interventions should be dierent for different areas.AbstrakProgram pro-poor growth (program pembangunan ekonomi yang berpihak kepada penduduk miskin) belum efektif mengurangi kemiskinan di Papua karena pemerintah tidak memiliki informasi lengkap mengenai faktor-faktor yang menyebabkan kemiskinan menurut variasi wilayah (spatial heterogeneity). Oleh karena itu, studi ini akan menganalisis faktor-faktor tersebut dengan menggunakan model Geographically Weighted Regression (GWR). Studi ini menemukan pengaruh luas lahan yang diusahakan, penggunaan irigasi teknis, sumber air minum, dan listrik terhadap kemiskinan bervariasi secara spasial. Sementara itu, multivariate K-means clustering menunjukkan kecamatan mengelompok menurut kondisi geografis. Ini menyiratkan bahwa intervensi pengentasan kemiskinan seharusnya berbeda untuk wilayah berbeda."

"Over the last decade of Indonesia's fiscal decentralization era, the amount of intergovernmental fiscal transfers has increased substantially. The increase of intergovernmental fiscal transfers is expected to reduce the burden of local economy without sacrificing the quality of public service. This study aims to investigate whether the block grant transfer affect the spending behavior of local government. Using Pool Least Square method and taking East Kalimantan Province as case study, this study found the existance of flypaper effect. This finding emphasize the view of any increase in block grant of transfer will only induce higher spending. Therefore, in order to achieve the independency of local government as the objective of decentralization, some efforts should be taken to minimize the impact of flypaper effect."

"This research is aimed to identify -disparity of per capita income in of the Kasaba border area (Kalimantan-Sarawak-Sabah) in West Kalimantan and East Kalimantan over the period 2001-2007. It was done by observing the coefficient variation that shows whether the sigma convergence happened or not. The other aims are to examine the determinant of beta convergence using OLS regressions with panel data. The results show that sigma convergence was not happened in West Kalimantan and East Kalimantan over the period 2001-2007. This indicated that the disparity of per capita income was happened. Beta convergence analysis indicated that absolute convergence was happened with convergence rate is 4.46 percent per year and the half-life convergence is 15.45 years. Development expenditure variable, work force participation rate and educational attainment were gave positive influence. On the other hand population growth variable was gave negative influence to the conditional convergence with convergence rate is 4.39 percent per year and the half-life convergence is 15.71 years."