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"ABSTRAKAfter four years of implementation of the Village Fund Program, although there were concrete results from the implementation of programs such as the establishment of various basic infrastructures in many villages, the number of cases of misuse of village funds by village heads showed that there were still serious problems in the governance of program implementation and accountability. In many cases, this is due to the ineffective participation of the village community in implementing the program. There is no community participation at all, or even if the community participate, their inability to support the weak village governments in managing village funds properly has resulted in the ineffective implementation of programs and uncontrolled corruption. In this regard, there is a strong correlation of the level of competence and public education with the effectiveness of community participation. A better level of community knowledge will not only increase the level of community participation in the process of policymaking and the implementation of the program but also the quality of the policies made and the results of programs that affect the community. To implement the Village Fund Program effectively and to derive better results through more effective community participation, the Indonesian Government must focus its efforts on increasing communitys capacity to participate in program implementation both through formal and informal education or enhance the role of Non Governmental Organizations in community empowerment. "

"Equity crowdfunding dapat menjadi salah satu alternatif untuk memenuhi kebutuhan pendanaan UKM. Equity crowdfunding memberikan kesempatan kepada investor untuk secara berkala menerima dividen dari keuntungan bisnis. Equity crowdfunding juga memiliki risiko tersendiri. Proyek dapat menyebabkan kerugian total dana investasi dan likuiditas pasar sekunder yang rendah. Investor mendapatkan informasi yang terbatas dari emiten melalui platform yang menyebabkan asimetri informasi. Penelitian ini bertujuan untuk mengetahui pengaruh motivasi, pencegah, kepercayaan dan risiko terhadap keputusan masyarakat Indonesia untuk berinvestasi pada equity crowdfunding. Penelitian ini menggunakan metode kuantitatif dengan mengumpulkan 154 kuesioner kepada responden yang memiliki akun di platform equity crowdfunding yang diizinkan OJK. Sampel yang diambil dalam penelitian ini menggunakan metode convenience sampling karena keterbatasan sumber daya. Analisis dilakukan dengan menggunakan model penelitian terdahulu. Penelitian ini menggunakan analisis partial least squares (PLS)-SEM. Analisis menggunakan program SmartPLS dalam mengukur data dan struktur model. Hasil penelitian menunjukkan bahwa motivasi dan pencegah berpengaruh terhadap kepercayaan dan kepercayaan mempengaruhi masyarakat Indonesia untuk berpartisipasi dalam proyek equity crowdfunding. Risiko yang dirasakan tidak terbukti secara negatif mempengaruhi masyarakat Indonesia untuk berpartisipasi dalam equity crowdfunding.

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Equity crowdfunding can be an alternative to meet the funding needs of SMEs. Equity crowdfunding provide an opportunity for investor to periodically receive dividend from business profits. Equity crowdfunding also has its own risk. Project may cause total loss of investment fund and secondary market liquidity is low. Investor get limited information from the issuer through platform which cause asymmetry information. This study aims to determine the effect of motivation, deterrents, trust and risk on Indonesian people's decisions to invest in equity crowdfunding. This study uses a quantitative method to collect 154 questionnaires to respondents who have account in an equity crowdfunding platform that is licensed by the OJK. The sample taken in this study used the convenience sampling method due to limited resources. The analysis was carried out using existing research model. The research uses partial least squares (PLS)-SEM analysis. The analysis uses the SmartPLS program in measuring data and model structures. The results showed that motivation and deterrents had an effect on trust and trust influence Indonesian people to participate in equity crowdfunding project. The perceived risk is not proven to negatively influence the Indonesian people to participate in equity crowdfunding."

"AKB dan AKBA di Indonesia terus mengalami penurunan setiap tahunnya. Akan tetapi, permasalahan disparitas AKB dan AKBA antara pedesaan dan perkotaan juga masih terus menghambat pencapaian program kesehatan bayi dan balita. Posyandu merupakan salah satu upaya kesehatan bersumber daya masyarakat yang bertujuan untuk mempermudah akses pelayanan kesehatan dasar, dimana dalam penyelenggaraannya dipengaruhi oleh penyediaan dana operasional, salah satunya adalah Dana Desa. Tujuan penelitian ini adalah diketahui pengelolaan Dana Desa pada kegiatan Posyandu KIA melalui partisipasi masyarakat serta berbagai tantangan di lapangan di Desa Kalidesel, Kec. Watumalang, Kab. Wonosobo, Prov. Jawa Tengah pada tahun 2018 hingga 2020. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus. Pengambilan data penelitian menggunakan wawancara dan diskusi terarah di lingkungan desa Kalidesel. Hasil penelitian yang didapatkan adalah terdapat perbedaan pengelolaan Pemberian Makanan Tambahan (PMT) antara Posyandu Dusun Kalidesel dengan Dusun Lamuk-Jawera. Penganggaran kegiatan telah dilakukan oleh Bidan Desa bersama dengan sekretaris desa, akan tetapi realisasi dana selalu berbeda dengan anggaran yang ditetapkan. Selain itu ditemukan bahwa ketepatan pencairan Dana Desa Kalidesel sangat bergantung pada ketepatan waktu penyelesaian administrasi. Masyarakat Desa Kalidesel berpartisipasi secara aktif melalui kegiatan Musrenbang, menjadi kader Posyandu, mendapatkan kegiatan Posyandu dan melakukan pengawasan penggunaan Dana Desa dengan melihat infografis yang dipasang di setiap Dusun di Desa Kalidesel.

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IMR and U5MR are declining every year. However, the disparities of IMR and U5MR between rural and urban still hinder the progress of infant and under-5 health programs. Posyandu is one of the community-based health efforts that aims to facilitate access to basic health services, which in its implementation is influenced by the provision of operational funds (Dana Desa). The purpose of this study was to know the management of Dana Desa in Posyandu Maternal and Child Health services through community participation in Kalidesel Village, Watumalang District, Wonosobo, Central Java from 2018 to 2020. This study used a qualitative method with a case study approach. The research data was collected using interviews and focused group discussions. The results obtained are there were differences in management of supplementary food (PMT) between Posyandu in Kalidesel and Lamuk-Jawera. Budgeting process has been carried out by the Village Midwife and secretary of the Village Government, but the realization of funds is always different from the budget. In addition, it was found that the accuracy of fund disbursement is very dependent on the timeliness of administrative tasks. The community of Kalidesel actively participates in management of Dana Desa and Posyandu through village-scale discussion activities, becomes Posyandu cadres and visitors, and supervises the use of Dana Desa by monitoring the infographics posted in Kalidesel Village."

"Kayu dari hutan rakyat Indonesia mempunyai daya saing di pasar internasional. Namun, petani hutan rakyat masih kesulitan mendapatkan pembiayaan dari bank syariah. Penelitian ini membahas mengenai profitabilitas dan keunggulan komparatif pada usahatani hutan rakyat pola pertanaman sengon, dihitung dengan menggunakan metode PAM dimana parameter-parameter analisisnya menunjukkan hasil baik. Bagi bank syariah, hasil tersebut mengindikasikan jika pembiayaan pada usahatani hutan rakyat tersebut akan menguntungkan. Aplikasi pembiayaan yang coba diterapkan adalah dengan menggunakan akad Bai? Salam. Lebih jauh penelitian ini juga merancang pola aplikasi pembiayaan yang diharap dapat menguntungkan bagi bank syariah dan petani hutan rakyat.

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Wood which is produced from the community forest of Indonesia has competitiveness in the international market. Nevertheless, community forest farmers still have problems in getting funding from the syaria bank. This research discusses about the profitability and comparative superiority in community forest farming with sengon cropping pattern. It is analyzed with PAM method where the parameters of the analysis show good results. For the syaria bank, it indicates that the funding for community forest farming can be advantageous. Bai? Salam contract is tried to be applied for this kind of funding. Furthermore, this research also designs the pattern of application for the funding which is expected to be beneficial for both the syaria bank and community forest farmers."

"Program Bantuan Operasional Kesehatan atau BOK melalui mekanisme DAK Non Fisik merupakan upaya penyalurkan dana operasional untuk kegiatan Puskesmas. Dana tersebut merupakan yang digunakan untuk kegiatan UKM di Puskesmas. Namun masih banyak kendala yang yang menyebabkan efektifitas dana ini menjadi belum maksimal. Tujuan penelitian ini adalah untuk melihat efektifitas implementasi dana BOK melalui mekanisme DAK Non fisik untuk menunjang kegiatan UKM di Puskesmas dilihat dari waktu pencairan, anggaran, sumber daya manusia, sarana, beban kerja serta proses pengelolaan dana tersebut. Penelitian dilakukan dengan metode kualitatif dandilakukan di antara bulan Januari sampai Mei 2019. Dana BOK ini sangat membantu kegiatan operasional puskesmas, namun cakupan SPM di kabupaten Bogor belum begitusignifikan. Hal ini dikarenakan masih banyak faktor yang membuat jalannya dana tersebut belum efektif dan efisien.

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The Health Operational Assistance Program or BOK through the Non-Physical DAK mechanism is an effort to channel operational funds to Public Health Centre activities.The fund is used for the activities of UKM in the Public Health Centre. But there are still many obstacles that have caused the effectiveness of these funds to be not optimal. The purpose of this study was to see the effectiveness of the implementation of BOK fundsthrough the non-physical DAK mechanism to support UKM activities in Public Health Centre viewed from the time of disbursement, budget, human resources, facilities,workload and the process of managing the funds. The research was conducted with qualitative methods and was carried out between January and May 2019. This BOK fundgreatly helped the operational activities of the Public Health Centre, but the SPM coverage in Bogor district was not so significant. This is because there are still manyfactors that make the way the funds have not been effective and efficient."

"ABSTRAKPenelitian ini bertujuan untuk mengetahui perilaku donasi dan potensi filantropiwarga Nahdhatul Ulama dalam menyalurkan donasi zakat, infak, dan sedekah sertapersepsi mereka tentang keputusan memilih untuk mendonasikan dana ZIS diLembaga Amil Zakat Infak dan Shadaqah (Lazisnu). Penelitian ini menggunakanpendekatan kuantitatif, yang berlokasikan di 15 kota dan kabupaten di Indonesia.Teknik pengambilan sampel pada penelitian ini menggunakan non-probabilitysampling, dengan salah satu metode yang digunakan adalah convenience sampling.Data yang diperoleh kemudian dianalisis dengan Structural Equation Modeling(SEM) menggunakan aplikasi AMOS versi 23. Hasil penelitian menunjukkan bahwawarga Nahdhatul Ulama memiliki perilaku donasi dan potensi filantropi yang baik,hal tersebut tergambar dari nilai signfikansi setiap variabel eksogen yaitu pelayanandengan nilai p = 0,003, promosi dengan nilai p= 0,040, lokasi dengan nilai p = 0,012,religiusitas dengan nilai p = 0,024, preferensi dengan nilai p = 0,021, dan lingkungandengan nilai p = 0,29. Keseluruhan variabel memiliki pengaruh positif terhadapvariabel endogen yaitu keputusan memilih warga Nahdhatul Ulama pada lazisnusebagai tempat penyaluran donasi zakat, infak, dan sedekah.

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ABSTRACTThis study aims to determine the behavior of donations and philanthropic potential ofNahdhatul Ulama residents in channeling donations of zakah, infaq and shadaqa aswell as their perceptions about choosing a decision to donate ZIS funds in Lazisnu.This study uses a quantitative approach, which is located in 15 cities and districts inIndonesia. The sampling technique in this study used non-probability sampling, withone method used was convenience sampling. The data obtained were then analyzedby Structural Equation Modeling (SEM) using the AMOS application version 23. Theresults showed that Nahdhatul Ulama residents had good donation behavior andphilanthropic potential, this was illustrated by the significance value of eachexogenous variable namely service with a value of p = 0.003, promotion with a valueof p = 0.040, location with a value of p = 0.012, religiosity with a value of p = 0.024,preference with a value of p = 0.021, and an environment with a value of p = 0.29.The entire variable has a positive influence on endogenous variables, namely theintention of the Nahdhatul Ulama residents to choose Lazisnu as a place to channelcharity donations, infaq, and shadaqa.

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"ABSTRAKPrevalensi stunting di Indonesia dilaporkan meningkat sebanyak 37.2% pada tahun 2013 dimanasebelumnya prevalensi stunting berada pada posisi 35.6% di tahun 2010 (Mayasari et al., 2018).Riskesdas 2018 menunjukkan angka stunting atau anak tumbuh pendek turun dari 37,2%pada Riskesdas 2013 menjadi 30,8% pada tahun ini. Namun jika melihat RPJMN tahun 2015-2019 angka tersebut masih belum sesuai target dimana penurunan angka yang ditargetkanoleh pemerintah adalah sebesar 28%. Sebagai salah satu upaya menangani stunting, pemerintahIndonesia melalui kebijakan Permendes PDTT No 16 Tahun 2018 mengenai prioritas Penggunaan DanaDesa Tahun 2019 menyatakan bahwa dana desa dapat digunakan untuk penanganan stunting.Pemerintah memilki target untuk memperluas program dan kegiatan nasional pencegahan stuntingke 160 Kabupaten/Kota pada tahun 2019 dan ke 390 Kabupaten/Kota di tahun 2020 mendatang. Salahsatu wilayah yang menjadi fokus pemerintah adalah 10 kabupaten yang terletak di kota Bogor, ProvinsiJawa Barat. Dalam studi ini, peneliti mengkaji implementasi kebijakan prioritas Penggunaan Dana DesaTahun 2019 dalam hal penanganan masalah stunting di Kabupatan Bogor. Hasil penelitianmenunjukkan bahwa pada realisasi dana desa tahun 2019 belum ada besaran dana yang secara khususdigunakan untuk menangani stunting. Namun, ada beberapa program yang sudah dijalankan olehperangkat desa di Kabupaten Bogor, diantaranya program penyediaan air bersih dan sanitasi,pemberian makanan tambahan dan bergizi untuk balita, pelatihan pemantauan perkembangan danpemeriksaan kesehatan berkala melalui kegiatan posyandu untuk ibu menyusui, dan pengembanganketahanan pangan di desa. Selain itu, ditemukan hambatan berupa kurangnya pemahamam perangkatdesa mengenai stunting beserta langkah-langkah pencegahan dan penanggulangannya yangberpengaruh kepada alokasi dana desa untuk menangani stunting. Peneliti merekomendasikanadanya penjelasan lebih lanjut (dalam bentuk sosialisasi ataupun edukasi) baik kepada pemerintahdesa maupun ke kader-kader kesehatan terkait stunting itu sendiri, mengingat pada hasil penelitianini masih ditemukannya pemerintah desa yang belum mengetahui secara jelas tentang stunting.

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ABSTRACTThe prevalence of stunting in Indonesia was reported to increase for around 37.2% in 2013 comparedto around 35.5% in 2010 (Mayasari et al., 2018). Meanwhile, the report by Riskesdas in 2018 presentedthat there was a decrease in the prevalence of stunting to around 30.8% compared to the one in 2013.But, the reducing number of prevalence did not necessarily solve the issue since it was still above 28%--the standard set by the government. As one of the stepping stones to solve this health problem,Indonesia Government released a policy, named Permendes PDTT No 16 Tahun 2018 in whichexplained that resolving stunting should be one of the top priorities that run by the village governmentthrough village funding. The central government aimed to enhance the national prevention programsof stunting that would be conducted in 160 districts in 2019 and 390 districts in the following year.One of the priority areas was 10 districts that located in Bogor, West Java province. Hence, this studyaims to evaluate the implementation of village funding policy to tackle stunting issues in 10 districtsthat located in Bogor City in 2019. The findings showed there was not any village that have allocatedspecific budget from the village funding to tackle stunting. However, there were some programs whichmight be related to the prevention of stunting, such as sanitation and water supply, nutritious foodsupply for toddler, training and monitoring the health status of newly mothers, and village's foodresilience programs. On the other hand, there were some challenges in implementing the villagefunding policy, including the knowledge amongst the village government towards the definition ofstunting as well as the prevention and strategies that should be done to resolve this health issue.Based on these problems, the researcher highly recommend that education and socialization ofstunting should be conducted to both village government and health personnel in the village's primarycare (Puskesmas). "

"[ABSTRAKPenelitian ini merupakan penelitian kuantitatif menggunakan data panel yangmerupakan gabungan analisa cross sectional dengan time series dengan bertujuanuntuk mengidentifikasi faktor-faktor yang mempengaruhi kinerja dana pensiunperiode 2011-2013. Populasi penelitian adalah dana pensiun yang terdaftar diBuku Statistik 2013 Dan Direktori 2014 Dana Pensiun yang dikeluarkan olehOtoritas Jasa Keuangan (OJK) dengan sampel sebanyak 20 perusahaan selamaperiode 2011-2013 dengan kondisi unbalance panel (n = 42) melalui metodepurposive sampling. Penelitian dilakukan pada bulan April 2015 denganmenggunakan instrument berupa data sekunder, laporan keuangan, laporantahunan yang telah diaudit selama periode pengamatan. Penelitian ini bertujuanuntuk mengetahui seberapa besar pengaruh Keragaman pengurus dana pensiunyang di ukur dengan Keragaman umur, pengalaman, jumlah perempuan dalampengurus terhadap kinerja dana pensiun yang di ukur dengan Rasio KecukupanDana (RKD). Hasil dari penelitian ini menunjukan bahwa 23% Rasio KecukupanDana dapat di jelaskan dengan faktor Keragaman pengurus. Dari hasil penelitiandapat membuktikan bahwa aspek umur berpengaruh negatif, aspek jumlahperempuan di dalam pengurus berpengaruh positif. Untuk aspek pengalaman danjumlah pengurus pengaruh terhadap Rasio Kecukupan Dana tidak signifikan.

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ABSTRACTThis research is a quantitative research using panel data which is a combination ofcross-sectional analysis of the time series and aims to determine the factors thataffect the performance of pension funds through 2011-2013. The study populationwas a pension fund registered in the Book of Statistics 2013 and 2014 DirectoriesPension Fund that is issued by the Financial Services Authority (FSA) with asample of 20 companies during the 2011-2013 with unbalance panel (n = 42)through a purposive sampling method. The study was conducted in April 2015using the instrument in the form of secondary data, financial reports, annualaudited reports, during the observation period. This study aims to determine howmuch influence the board diversity is measured by the diversity of age,experience, number of women in the management of the pension fund'sperformance that measured by the Funding Ratio (RKD). Results from this studyshowed that 23% of funds adequacy ratio can be explained by the diversity factorboard. From the results of this study prove that the negative effect of age aspect,the aspect of the number of women on the board have a positive effect. For theaspects of the experience and the amount of influence on the board AdequacyRatio Fund is not significant., This research is a quantitative research using panel data which is a combination ofcross-sectional analysis of the time series and aims to determine the factors thataffect the performance of pension funds through 2011-2013. The study populationwas a pension fund registered in the Book of Statistics 2013 and 2014 DirectoriesPension Fund that is issued by the Financial Services Authority (FSA) with asample of 20 companies during the 2011-2013 with unbalance panel (n = 42)through a purposive sampling method. The study was conducted in April 2015using the instrument in the form of secondary data, financial reports, annualaudited reports, during the observation period. This study aims to determine howmuch influence the board diversity is measured by the diversity of age,experience, number of women in the management of the pension fund'sperformance that measured by the Funding Ratio (RKD). Results from this studyshowed that 23% of funds adequacy ratio can be explained by the diversity factorboard. From the results of this study prove that the negative effect of age aspect,the aspect of the number of women on the board have a positive effect. For theaspects of the experience and the amount of influence on the board AdequacyRatio Fund is not significant.]"

"Penelitian ini fokus pada analisis pengaruh program BOS pada Departemen Pendidikan Nasional terhadap Angka Partisipasi Kasar: 2006 ? 2008. Penelitian ini adalah penelitian kuantitatif dengan menggunakan estimasi Data Panel Model Efek Tetap. Hasil penelitian ini menyarankan keharusan adanya koordinasi antara Pemeritah Pusat dan Pemerintah Daerah serta pihak-pihak lain yang berkepentingan dalam keberhasilan pendidikan nasional dan agar sinergi dalam perencanaan dan pelaksanaan program (terutama progam BOS) sehingga dampak positif dari kebijakan pendidikan yang diterapkan dapat dirasakan oleh masyarakat luas. Penelitin ini juga menyarankan agar pemerintah dapat meningkatkan jumlah dana pada program pendidikan ini karena hasil estimasi menunujukkan adanya korelasi yang kuat antara peningkatan dana dan peningkatan APK.The study is focus on analyzing the impact of the Education Operational Assistance (BOS) Program to the gross enrollment rates achievement. The study is use the quantitative analysis (Fixed Effect Model). The main suggestion of this study is the necessity of coordination in planning and implementation of the program (especially BOS program) among stakeholders, including Central and Local Government should be existence with the result that people obtain benefits of the program. Secondly, there is high correlation between funding of the educational program and gross enrollment rate, hence, allocation for this program should be increased by the government."

"Kinerja residential estate di Indonesia sangat terdampak oleh pandemi Covid-19 selama 2 tahun terkahir ini. Walaupun demikian pembagunan residential estate di Indonesia terus berjalan dengan pesat. Menurut Bank Indonesia Penerapan teknologi informasi di keuangan atau yang biasa dikenal dengan financial technology sangat membantu gaya hidup sosial yang dulu manual dan membutuhkan waktu lama dalam bentransaksi menjadi otomatis dan tidak membutuhkan waktu yang lama lagi, salah satu produk dari fintech ini adalah crowdfunding. Crowdfunding pada residential estate memungkinkan investor untuk terlibat dalam industri tersebut. Crowdfunding pada residential estate mungkin dapat merevolusi industri properti yang lagi mengalami dampak negatif dari pandemi Covid-19 serta yang konservatif dan tidak likuid dengan standar yang tinggi untuk terjun kedalam bisnis tersebut dikarenakan modal yang diperlukan. Penelitian ini bertujuan untuk mengkaji faktor apa saja yang mempengaruhi masyarakat untuk ikut berpartisipasi dalam implementasi skema equtiy crowdfunding sebagai alternatif pembiayaan pada residential estate. Dari hasil penelitian diperoleh bahwa faktor prioritas dalam penentuan proyek residential estate pada equity crowdfunding berurutan dari yang prioritas adalah legalitas platform, ekspektasi keuntungan yang ditawarkan, jumlah keberhasilan investasi pada platform, informasi proyek, dan strategi rencana investasi.

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The performance of residential estates in Indonesia has been greatly affected by the Covid-19 pandemic for the past 2 years. However, residential estate development in Indonesia continues to progress rapidly. According to Bank Indonesia, the application of information technology in finance or commonly known as financial technology really helps social lifestyles that used to be manual and require a long time in transactions to become automatic and don't take long. One of the products from this fintech is crowdfunding. Crowdfunding on residential estate allows investors to get involved in the industry. Crowdfunding in residential estate may be able to revolutionize the property industry, which is experiencing a negative impact from the Covid-19 pandemic as well as conservative and illiquid ones with high standards to enter the business due to the capital required. This study aims to examine what factors influence the community to participate in the implementation of the equity crowdfunding scheme as an alternative financing for residential estate. From the research results, it is found that the priority factors in determining residential estate projects in equity crowdfunding sequentially from priority are the legality of the platform, the expected benefits offered, the number of successful investments on the platform, project information, and investment plan strategies."