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"This Second Edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on--and strategies for enhancing--consumers economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition.Among the topics covered: - Consumer financial capability and well-being.- Advancing financial literacy education using a framework for evaluation.- Financial coaching: defining an emerging field.- Consumer finance of low-income families.- Financial parenting: promoting financial self-reliance of young consumers.- Financial sustainability and personal finance education. "

"This volume provides a good illustration of the sorts of insights that qualitative and conceptual analysis can provide. Using some of the latest qualitative research tools, this volume highlights insights about consumption ranging from how consumers process advertising messages, how skiers consume a ski resort, and how small retailers can combat the practice of "showrooming" by consumers comparing online prices with mobile devices to the nature of consumer "presence, rethinking the meanings of prices, and buying counterfeit luxuries with friends. These and other practices provide eye-opening insights of their own. But they also spark the imagination by demonstrating what qualitative research can do and why it is an increasingly popular set of techniques."

"Sewa Guna Usaha dan Pembiayaan Konsumen merupakan perjanjian yang timbul dalam praktek dimana berdasarkan Pasal 1319 KUH Perdata perlu juga tunduk pada asas-asas dan ketentuan hukum yang terdapat dalam Kitab Undang-Undang Hukum Perdata. Sewa Guna Usaha dan Pembiayaan Konsumen merupakan samasama jenis pembiayaan yang dilakukan oleh perusahaan pembiayaan, namun terdapat perbedaan diantara kedua jenis pembiayaan tersebut. Perbedaan mendasar antara sewa guna usaha dan pembiayaan konsumen terletak pada hak milik atas objek barang, adanya hak opsi pada Sewa Guna Usaha jenis Financial lease, penentuan nilai sisa atau residu objek barang pada Financial lease, dan adanya pembebanan dengan jaminan fidusia dalam pembiayaan konsumen. Terkait dengan pembebanan jaminan fidusia pada kegiatan pembiayaan konsumen maka perlu diperhatikan ketentuan dalam UU No. 42 Tahun 1999 tentang Jaminan Fidusia dan Peraturan Menteri Keuangan (PMK) Nomor 130/PMK.010/2012 tentang Pendaftaran Jaminan Fidusia Bagi Perusahaan Pembiayaan Yang Melakukan Pembiayaan Konsumen Untuk Kendaraan Bermotor Dengan Pembebanan Jaminan Fidusia. Dengan menggunakan contoh perjanjian pembiayaan konsumen kendaraan bermotor di PT. BCA Finance tujuan dari penulisan ini adalah mengetahui bagaimana seharusnya proses eksekusi pada objek barang yang dibebankan dengan jaminan fidusia dan bagaimana akibat hukum dari keberlakuan PMK yang dikeluarkan Oktober 2012 tersebut.

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Leasing and Consumer Finance is an agreement raised in practically where based on Article 1319 KUH Perdata should follow to the regulation placed in KUH Perdata. Leasing and Consumer finance is a financing did by finance company; however there is a difference between those financing types. The basis difference between leasing and consumer finance basically located on the ownerships of goods as a financing objects, optional right on leasing (for Financial lease), and balance value of goods as a financial lease objects, and fiducia guarantee for consumer finance. Regarding to fiducia imposition on consumer finance, need to be attention pn UU No. 42 tahun 1999 about Fiducia guarantee and Ministry of Finance regulation (PMK) Number 130/PMK.010/2012 about Fiducia Registration on Consumer Finance Corporation. By using the example of consumer finance agreement for passenger vehicles at PT BCA Finance, this paper was proposed to analysis the correct execution process on goods object impositioned with Fiducia and the legal effect of PMK regulation issued on October 2012."

""This book brings together the best practices for entry and expansion of global brands into Islamic countries and is an essential reference source for professionals looking to incorporate the laws and practices of Islam into the global presence of their company"--Provided by publisher."

"Penelitian ini bertujuan menganalisis sampai sejauh mana Emina Girl Gang Ambassador (EGGA) dapat memengaruhi tahapan digital consumer journey. Dalam melihat penerapan tersebut, analisis ini menggunakan 5 (lima) tahapan digital consumer journey yaitu awareness, consideration, purchase, retention, dan advocacy dari Zaheer (2023). Metode yang digunakan dalam riset ini adalah observasi komentar dan engagement yang diberikan oleh audiens yang terpapar konten EGGA periode Januari 2023 - November 2023 dari media sosial TikTok. Berdasarkan hasil temuan dalam riset ini, dapat disimpulkan bahwa EGGA mampu memengaruhi audiensnya sampai pada tahapan terakhir yaitu advocacy. Pada tahapan ini, audiens yang terpapar juga ikut memberikan pengalaman mereka menggunakan produk hingga akhirnya merekomendasikan produk yang dipasarkan kepada orang lainnya. EGGA merupakan salah satu contoh keefektifan atas pemanfaatan beauty brand ambassadors di era digital dengan memaksimalkan penggunaan media sosial sebagai platform untuk menyebarluaskan informasi yang akurat dan dapat dipercaya.

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This research aims to analyze the extent to which Emina Girl Gang Ambassador (EGGA) can influence the stages of the digital consumer journey. In examining this implementation, the analysis employs the 5 (five) stages of the digital consumer journey: awareness, consideration, purchase, retention, and advocacy from Zaheer (2023). The research methodology involves the observation of comments and engagements provided by the audience who were exposed to EGGA content during the period from January 2023 to November 2023 on the social media platforms TikTok. Based on the findings of this research, it can be concluded that EGGA is capable of influencing its audience up to the final stage of advocacy. In this stage, the audience not only engages with the content but also shares their experiences using the products, ultimately recommending the marketed products to others. EGGA serves as a notable example of effectively utilizing beauty ambassadors in the digital era by maximizing social media as the primary platform for disseminating accurate and trustworthy information."