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"Pemanfaatan kemajuan teknologi informasi membawa dampak terhadap perkembangan digital dengan munculnya inovasi Fintech di bidang jasa keuangan salah satunya layanan Pendanaan Bersama Berbasis Teknologi Informasi (layanan Peer to Peer (P2P) Lending).Permasalahan dalam penulisan skripsi ini adalah bagaimana perlindungan sektor jasa keuangan berbasis teknologi informasi dan sistem pendanaan bersama melalui layanan P2P Lending menurut peraturan perundang-undangan di Indonesia serta akibat hukum yang timbul sebagai upaya perlindungan konsumen. Penulisan skripsi ini menggunakan metode penelitian yuridis normatif dengan pendekatan undang-undang dan pendekatan doktrin doktrin ilmu hukum menggunakan bahan hukum primer, sekunder dan tersier.Pengaturan penyelenggaraan layanan P2P Lending sudah bersifat spesifik danmenimbulkan terpusatnya regulasi P2P Lending. Akibat hukum yang ditimbulkan dari penyelenggara layanan P2P Lending yang merugikan, terdapat pertanggungjawaban penyelenggara selaku pelaku usaha kepada Pemberi Dana dan Penerima Dana yang merasa dirugikan dapat berupa perdata maupun pidana. Pemberi Dana dan Penerima Dana diharapkan cermat dalam memilih dan mempergunakan kegiatan layanan P2P Lending agar hak dan kewajiban yang dimiliki dapat terlindun......The use of advances in information technology has had an impact on digital development with the emergence of Fintech in the field of financial services, one of which is Information Technology-Based Co-Funding services (Peer to Peer (P2P) Lending). The problem on this research is how to protect the information technology-based financialservices sector and the joint funding system through P2P Lending according to the Indonesian laws and regulations, as well as the legal consequences that arise in order to protect consumers. This research uses normative juridical methods with a statutory and a doctrinal approach to legal science using primary, secondary and tertiary legal materials. Arrangements for the implementation of P2P Lending are specific and haveresulted in the centralization of P2P Lending. The legal consequences arising from the detrimental P2P Lending, there is the responsibility from the organizers as business actors to Pemberi danas and Penerima danas who feel aggrieved can be either civil or criminal. Pemberi danas and Penerima danas are expected to be selective in choosing and using P2P Lending so that their rights and obligations can be protected."

"Sengketa data pribadi yang terjadi di dalam cyberspace telah menyebabkan konflik kedaulatan dikarenakan mengingat sifat cyberspace yang dapat mengkoneksi berbagai jaringan komunikasi dapat menyebabkan bebeberapa negara berwenang untuk menerapkan yurisdiksinya. Dilihat dari hukum Indonesia sendiri, di dalam Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik, keberlakuan dari peraturannya diterapkan dengan prinsip Extraterritorial Jurisdiction yang berlaku terhadap setiap orang dan badan hukum apabila merugikan kepentingan nasional Indonesia. Sudah jelas apabila dilihat dari keberlakuan dari peraturan ini tentu sudah dapat diperkirakan akan terjadi konflik yurisdiksi dengan negara lain. Oleh karena itu melalui penulisan ini akan dibahas bagaimana penerapan Yurisdiksi Indonesia dalam sengketa data pribadi yang terjadi di dalam cyberspace melalui upaya-upaya yang memungkinkan.Personal data disputes that occur in cyberspace have caused conflicts of jurisdiction due to the nature of cyberspace it self can connect various of communication networks that can cause several countries capable to apply their jurisdiction. Judging from Indonesian law itself, based on Law Number 11 Year 2008 concerning Information and Electronic Transactions, the territorial scope of its regulations is relied on the principle of Extraterritorial Jurisdiction in which applies to every person or legal entity if it is detrimental to Indonesia’s national interest. It is clear that when seen from the enactment of this regulation, jurisdictional conflicts with other countries could be happen. Therefore, through this writing, we will discuss how to apply the Indonesian Jurisdiction in regards to personal data dispute that occur in cyberspace through possible efforts."

"Algorithms are a fundamental building block of artificial intelligence - and, increasingly, society - but our legal institutions have largely failed to recognize or respond to this reality. The Cambridge Handbook of the Law of Algorithms, which features contributions from US, EU, and Asian legal scholars, discusses the specific challenges algorithms pose not only to current law, but also - as algorithms replace people as decision makers - to the foundations of society itself. The work includes wide coverage of the law as it relates to algorithms, with chapters analyzing how human biases have crept into algorithmic decision-making about who receives housing or credit, the length of sentences for defendants convicted of crimes, and many other decisions that impact constitutionally protected groups. Other issues covered in the work include the impact of algorithms on the law of free speech, intellectual property, and commercial and human rights law."